Cholamandalam FIN HOL Ltd
NSE: CHOLAHLDNG · Investment Company · sector
₹1,254.10NSE close 2026-10-26
Key numbers
Market cap₹23,552 cr
Price₹1,254.10
52w high / low₹2,064 / ₹1,254
P/E324.1xSector median 24.0x
P/B16.8xSector median 0.7x
Book value₹74.5
Dividend yield0.11%Sector median 0.54%
ROE5.3%Sector median 1.2%
ROA5.18%Sector median 0.93%
Gross NPA–
Net NPA–
CET1–
Sales growth 3y+2.3%Sector median +13.4%
Profit growth 3y+6.8%Sector median +13.1%
PEG47.79x
Last 12 months to Jun 2026, Standalone. "Sector median" = middle value of 59 companies in Investment Company (P/E median leaves out loss-making companies). Tap ? for what a number means.
Things to know
- 0.02% of the promoters' shares are pledged (0.0% of all shares).
- Total income was higher than a year earlier in 4 of the last 4 quarters.
- Dividend paid in 5 of the last 5 financial years.
- Price ₹1,254.10 on 2026-10-26: -39.2% from the 52-week high, 0.0% from the 52-week low.
Plain facts from the filings, built by the same fixed rules for every company. A line appears only when the data for it is available. Not a view on the stock.
Charts
Weekly close · high ₹2,112.00 · low ₹1,254.10
Total incomeNet profit
Total incomeNet profit
Quarterly results
| ₹ cr | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Total income | 29 | 3 | 52 | 4 | 30 | 4 | 52 | 4 |
| Net interest income | 29 | 3 | 52 | 4 | 30 | 4 | 52 | 4 |
| Other income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net profit | 24 | 2 | 38 | 2 | 27 | 3 | 38 | 4 |
| EPS (₹) | 1.25 | 0.10 | 2.00 | 0.11 | 1.45 | 0.14 | 2.05 | 0.23 |
| Revenue YoY | +3.2% | +24.7% | +1.6% | +19.5% | ||||
| Profit YoY | +15.5% | +40.7% | +2.3% | +107.6% |
Standalone figures where filed. Latest quarter Jun 2026.
Profit & loss (yearly)
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 | TTM |
|---|---|---|---|---|---|---|
| Revenue | 84 | 84 | 86 | 86 | 90 | 90 |
| Net profit | 56 | 58 | 62 | 64 | 70 | 73 |
| EPS (₹) | 2.96 | 3.08 | 3.29 | 3.43 | 3.75 | 3.87 |
| Revenue growth | +0.3% | +2.7% | +0.2% | +4.2% | +3.7% | |
| Profit growth | +4.3% | +6.7% | +4.3% | +9.3% | +11.6% | |
| Dividend / share (₹) | 0.55 | 0.55 | 0.55 | 0.55 | 1.30 |
| Compounded growth | 3 years | 5 years | Last 12 months |
|---|---|---|---|
| Sales | +2.3% | +9.1% | +3.7% |
| Net profit | +6.8% | +26.5% | +11.6% |
| EPS | +6.8% | +26.4% | – |
| Share price | – | -18.4% (2y) | -28.4% |
Balance sheet
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Shareholders' equity | – | 1,236 | 1,288 | 1,351 | 1,400 |
| Borrowings | – | 50 | 0 | 0 | 0 |
| Cash & equivalents | – | 8 | 9 | 65 | 111 |
| Total assets | – | 1,288 | 1,289 | 1,355 | 1,404 |
| Fixed assets | – | 0 | 0 | 0 | 0 |
| Capital work in progress | – | 0 | 0 | 0 | 0 |
| Inventory | – | 0 | 0 | 0 | 0 |
Year-end figures from the March annual filing.
Cash flow
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Cash from operations | 58 | 53 | 67 | 3 | 24 |
| Cash from investing | -0 | 0 | -0 | -0 | 0 |
| Cash from financing | -60 | -59 | -61 | -10 | -24 |
| Capex | 0 | 0 | 0 | 0 | 0 |
| Free cash flow | 58 | 53 | 67 | 3 | 24 |
Free cash flow = cash from operations − capex.
Ratios by year
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| ROE % | – | 4.7% | 4.8% | 4.8% | 5.0% |
Shareholding
| Holder | % (2026-09-30) |
|---|---|
| Promoters | 46.39% |
| FIIs | 12.56% |
| DIIs | 27.77% |
| of which Mutual funds | 24.79% |
| of which Insurance | 1.15% |
| Government | 0.46% |
| Public (non-institutions) | 12.81% |
| Quarter | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters % | 46.45% | 46.45% | 46.44% | 46.42% | 46.38% | 46.38% | 46.43% | 46.39% |
| Promoter group | % |
|---|---|
| Ambadi Investments Limited | 37.69% |
| M A M Arunachalam | 0.45% |
| V Arunachalam | 0.40% |
| Lakshmi Ramaswamy Family Trust(aa Alagammai & Lakshmi Ramaswamy Holds Shares on Behalf of Trust) | 0.40% |
| Murugappa Educational and Medical Foundation | 0.39% |
| M.a.alagappan | 0.38% |
| V Narayanan | 0.37% |
| Arun Alagappan | 0.35% |
| A Venkatachalam | 0.31% |
| Lakshmi Chocka Lingam | 0.29% |
| Shambho Trust (M V Subbiah & S Vellayan are trustees of the trust) | 0.29% |
| M A Murugappan Holdings LLP | 0.29% |
| M A Alagappan Holdings Private Limited | 0.28% |
| Meenakshi Murugappan Family Trust (M M Murugappan & Meenakshi Murugappan are trustees of the trust) | 0.27% |
| Saraswathi Trust (M V Subbiah, S Vellayan & M V Seetha Subbiah are trustees of the trust) | 0.27% |
| Public holders above 1% | % |
|---|---|
| Nippon Life India Trustee Ltd- A/C Nippon India GR | 5.19% |
| Bandhan Large & MID CAP Fund | 4.47% |
| SBI Large & Midcap Fund | 4.25% |
| HDFC Large and MID CAP Fund | 2.34% |
| Axis Mutual Fund Trustee Limited A/C Axis Mutual F | 1.86% |
| PI Opportunities AIF V LLP | 1.44% |
| Canara Robeco Mutual Fund A/C Canara Robeco Aggres | 1.22% |
| Sundaram Mutual Fund A/C Sundaram Small CAP Fund | 1.13% |
43,791 shareholders. Pledged: 0.02% of promoter shares.
Peers in Investment Company
| Company | Market cap | P/E | P/B | ROE | ROA | Gross NPA | Sales 3y | Div yield |
|---|---|---|---|---|---|---|---|---|
| YAMNINV | ₹25,76,059 cr | 24.5x | 37,152.7x | 0.1% | 0.05% | – | +14.7% | – |
| TVSHLTD | ₹10,37,013 cr | 3,252.4x | 591.1x | 18.9% | 8.80% | – | -37.1% | 0.02% |
| JIOFIN | ₹1,35,516 cr | 160.3x | 3.8x | 2.6% | 2.34% | – | – | 0.24% |
| ABCAPITAL | ₹96,531 cr | 27.8x | 3.4x | 12.3% | 1.95% | – | +330.8% | – |
| TATAINVEST | ₹28,000 cr | 105.6x | 1.0x | 1.3% | 1.16% | – | +13.4% | 0.49% |
| CHOLAHLDNG | ₹23,552 cr | 324.1x | 16.8x | 5.3% | 5.18% | – | +2.3% | 0.11% |
| MAHSCOOTER | ₹13,529 cr | 44.4x | 0.4x | 0.9% | 0.83% | – | +13.1% | 1.85% |
| JSWHL | ₹12,536 cr | 101.6x | 0.4x | 0.4% | 0.34% | – | -23.9% | – |
| RELIGARE | ₹7,147 cr | – | 2.9x | -1.6% | -1.45% | – | -43.2% | – |
| PILANIINVS | ₹4,190 cr | 127.0x | 0.3x | 0.2% | 0.18% | – | -0.5% | 0.40% |
Dividends & corporate actions
| Ex-date | Action | Detail |
|---|---|---|
| 2026-08-07 | Dividend | Dividend - Rs 1.30 Per Share |
| 2025-08-01 | Dividend | Dividend - Rs 1.30 Per Share |
| 2024-08-02 | Dividend | Annual General Meeting/Dividend - Re 0.55 Per Share |
| 2023-08-03 | Dividend | Annual General Meeting/Dividend - Rs 0.55 Per Share |
| 2022-08-02 | Dividend | Annual General Meeting/Dividend - Rs 0.55 Per Share |
| 2021-07-27 | Dividend | Annual General Meeting/Dividend - Rs 0.55 Per Share |
| 2020-03-05 | Dividend | Interim Dividend - Re 0.65 Per Sh |
| 2019-07-24 | Dividend | Annual General Meeting/ Dividend - Re 0.65 Per Share |
| 2019-02-14 | Dividend | Interim Dividend - Re 0.60 Per Share |
| 2018-07-23 | Dividend | Annual General Meeting / Dividend- Re 0.65 Per Share |
| 2018-02-15 | Dividend | Interim Dividend Re 0.60 Per Share |
Documents
- Annual report FY26
- Annual report FY25
- Annual report FY24
- Annual report FY23
- Annual report FY22
- Announcements NSE filings
- BRSR FY26
- Latest results (data file) XBRL
- Announcements BSE filings
Links go to the original files on the exchange website.
About the company
- Financial Services: Lending Business
- Insurance Business: General Insurance Business
| Sector | Financial Services |
| Industry | Investment Company |
| Sub-industry | Investment Company |
| Symbol | CHOLAHLDNG |
| BSE code | 504973 |
| ISIN | INE149A01033 |
| Face value | ₹1.0 |
| Incorporated | 1949-09-09 |
| Website | www.cholafhl.com |
| Plants (India / abroad) | 0 / 0 |
From the company's filings (BRSR FY26).
Data built 2026-10-22 from NSE company filings (XBRL: Integrated Filing - Financials + financial results), NSE shareholding & pledge data; price = NSE close 2026-10-26.