Delphi World Money Ltd
NSE: DELPHIFX · Other Financial Services · sector
₹6.01NSE close 2026-10-26
Key numbers
Market cap₹147 cr
Price₹6.01
52w high / low₹18 / ₹5
P/E33.0xSector median 15.7x
P/B0.5xSector median 1.6x
Book value₹13.3
Dividend yield–Sector median 1.27%
ROE1.6%Sector median 1.3%
ROCE5.0%Sector median 0.7%
OPM1.9%Sector median 6.2%
Debt / equity0.48xSector median 0.03x
EV/EBITDA53.2xSector median 17.7x
Interest cover1.9x
Current ratio1.17x
Sales growth 3y+31.0%Sector median +22.5%
Profit growth 3y-31.6%Sector median +28.4%
PEG–
Last 12 months to Mar 2026, Consolidated. "Sector median" = middle value of 96 companies in Other Financial Services (P/E median leaves out loss-making companies). Tap ? for what a number means.
Things to know
- Cash ₹106 cr vs borrowings ₹156 cr (FY26): borrowings are higher by ₹49 cr.
- Operating profit covered interest 1.9x in the last 12 months.
- No promoter shares are pledged.
- Promoter holding fell by 13.68 percentage points in a year, to 61.32% (2026-09-30).
- Operating cash flow was below net profit in 2 of the last 5 years (FY25, FY24).
- Net loss in 2 of the last 8 quarters.
- Revenue was higher than a year earlier in 3 of the last 4 quarters.
- Other income was 556% of net profit in the last 12 months.
- Debtor days went from 264 (FY24) to 161 (FY26).
- No dividend in the last 5 financial years.
- Price ₹6.01 on 2026-10-26: -67.1% from the 52-week high, +27.3% from the 52-week low.
Plain facts from the filings, built by the same fixed rules for every company. A line appears only when the data for it is available. Not a view on the stock.
Charts
Weekly close · high ₹16.70 · low ₹5.22
RevenueNet profit
RevenueNet profit
Quarterly results
| ₹ cr | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 15 | 14 | 13 | 13 | 12 | 50 | 64 | 69 |
| EBITDA | 1 | -4 | -13 | 3 | 2 | 3 | 2 | -3 |
| OPM % | 7.5% | -27.5% | -105.2% | 23.4% | 19.2% | 5.5% | 2.8% | -4.6% |
| Other income | 4 | 5 | 5 | 5 | 5 | 1 | 8 | 11 |
| Net profit | 4 | 0 | -6 | 3 | 5 | 2 | 0 | -2 |
| EPS (₹) | 0.21 | 0.01 | -0.35 | 0.17 | 0.27 | -0.01 | 0.00 | -0.08 |
| Revenue YoY | -21.9% | +247.5% | +408.1% | +445.5% | ||||
| Profit YoY | +26.3% | +900.0% | – | -172.5% |
Consolidated figures where filed. Latest quarter Mar 2026.
Profit & loss (yearly)
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 | TTM |
|---|---|---|---|---|---|---|
| Revenue | 63 | 86 | 81 | 55 | 194 | 194 |
| EBITDA | 8 | 11 | 9 | -13 | 4 | 4 |
| Net profit | 8 | 15 | 15 | 2 | 5 | 4 |
| EPS (₹) | 0.47 | 0.90 | 0.91 | 0.12 | 0.16 | 0.18 |
| Revenue growth | +37.1% | -6.6% | -32.2% | +254.6% | +254.6% | |
| Profit growth | +89.9% | +1.0% | -87.1% | +145.9% | +459.9% | |
| Dividend / share (₹) | – | – | – | – | – |
| Compounded growth | 3 years | 5 years | Last 12 months |
|---|---|---|---|
| Sales | +31.0% | +11.8% | +254.6% |
| Net profit | -31.6% | -34.8% | +459.9% |
| EPS | -43.8% | -42.0% | – |
| Share price | – | -46.7% (2y) | -62.3% |
Balance sheet
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Shareholders' equity | – | 207 | 222 | 224 | 327 |
| Borrowings | – | 0 | 30 | 26 | 156 |
| Cash & equivalents | – | 72 | 56 | 82 | 106 |
| Total assets | – | 306 | 320 | 310 | 646 |
| Fixed assets | – | 3 | 3 | 4 | 24 |
| Capital work in progress | – | 0 | 0 | 0 | 0 |
| Investments | – | 0 | 0 | 0 | 0 |
| Receivables | – | 46 | 58 | 32 | 86 |
| Inventory | – | 3 | 2 | 3 | 10 |
| Payables | – | 40 | 23 | 21 | 137 |
Year-end figures from the March annual filing.
Cash flow
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Cash from operations | 29 | 40 | -34 | -4 | 63 |
| Cash from investing | -27 | -18 | -15 | 37 | -34 |
| Cash from financing | -5 | -2 | 28 | -7 | 4 |
| Capex | 0 | 0 | 1 | 1 | 7 |
| Free cash flow | 29 | 40 | -35 | -6 | 56 |
Free cash flow = cash from operations − capex.
Ratios by year
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| ROE % | – | 7.3% | 6.9% | 0.9% | 1.5% |
| ROCE % | – | 11.4% | 9.9% | 2.0% | 5.0% |
| Debtor days | – | 195 | 264 | 212 | 161 |
| Inventory days | – | 12 | 10 | 21 | 19 |
| Payable days | – | 170 | 106 | 143 | 257 |
| Cash conversion cycle (days) | – | 37 | 168 | 90 | -77 |
| Working capital days | – | 964 | 1,090 | 983 | 141 |
Shareholding
| Holder | % (2026-09-30) |
|---|---|
| Promoters | 61.32% |
| Public (non-institutions) | 38.68% |
| Quarter | Jun 2025 | Sep 2025 | Nov 2025 | Dec 2025 | Feb 2026 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters % | 75.00% | 75.00% | 61.32% | 61.32% | 61.32% | 61.32% | 61.32% | 61.32% |
| Promoter group | % |
|---|---|
| Ebixcash World Money Limited | 61.32% |
| Ebix Asia Holding INC. | 0.00% |
| Ebix INC. | 0.00% |
| Public holders above 1% | % |
|---|---|
| Teamo Productions HQ Limited | 4.32% |
| G G Engineering Limited | 2.68% |
| Sharad Premprakash Rathi | 1.73% |
| Investor Education and Protection Fund | 1.57% |
| Nidhi Gupta | 1.45% |
| Integra Essentia Limited | 1.35% |
14,872 shareholders. Pledged: 0.00% of promoter shares.
Peers in Other Financial Services
| Company | Market cap | P/E | P/B | ROE | ROCE | OPM | Sales 3y | Div yield |
|---|---|---|---|---|---|---|---|---|
| ARCFIN | ₹37,47,491 cr | 43.0x | 37,875.8x | 0.8% | – | – | +66.4% | – |
| CRISIL | ₹34,926 cr | 39.5x | 10.7x | 29.1% | – | 29.8% | – | – |
| RRP | ₹10,960 cr | 1,406.3x | 1,211.9x | -60.1% | -47.5% | 105.2% | – | – |
| ARCIL | ₹3,972 cr | – | – | – | – | – | – | – |
| KISSHT | ₹3,472 cr | 6.5x | 2.6x | 21.0% | – | 29.9% | – | – |
| GYFTR | ₹1,229 cr | – | – | – | – | – | – | – |
| PRIMESECU | ₹929 cr | 35.5x | 4.4x | 13.2% | – | – | +23.5% | 0.54% |
| CENTRUM | ₹860 cr | – | 2.8x | -73.4% | – | – | +42.1% | – |
| REGENCY | ₹565 cr | 23.9x | 3.0x | 14.1% | – | – | +277.6% | – |
| DELPHIFX | ₹147 cr | 33.0x | 0.5x | 1.6% | 5.0% | 1.9% | +31.0% | – |
Business segments (FY26)
| Segment | Revenue | Share | EBIT | Margin |
|---|---|---|---|---|
| (ii) Travel Services | ₹149 cr | 76.9% | ₹15 cr | 10.3% |
| (i) Foreign Exchange, Money Transfer and Payment services | ₹45 cr | 23.1% | ₹13 cr | 28.4% |
Dividends & corporate actions
| Ex-date | Action | Detail |
|---|---|---|
| 2026-02-13 | Split | Face Value Split (Sub-Division) - From Rs 10/- Per Share To Rs 2/- Per Share |
| 2026-02-13 | Bonus | Bonus 2:1 |
| 2025-10-14 | Rights | Rights 23:49 @ Premium Rs 181/- |
| 2024-09-19 | Other | Annual General Meeting |
| 2023-09-20 | Other | Annual General Meeting |
| 2022-08-24 | Other | Annual General Meeting |
| 2021-09-17 | Other | Annual General Meeting |
| 2020-09-18 | Other | Annual General Meeting |
| 2019-09-19 | Other | Annual General Meeting |
| 2018-08-14 | Buyback | Buyback |
| 2018-07-30 | Dividend | Annual General Meeting/Dividend- Re 1 Per Share |
| 2017-08-14 | Dividend | Annual General Meeting/Dividend - Rs 3/- Per Share |
| 2016-08-25 | Other | Annual General Meeting |
| 2016-03-18 | Dividend | Interim Dividend - Rs 7.50/- Per Share (Purpose Revised) |
| 2015-09-04 | Dividend | Annual General Meeting/Dividend - Rs 7.50/- Per Share |
| 2014-09-04 | Dividend | Annual General Meeting / Dividend - Rs 7.50/- Per Share |
| 2013-07-23 | Dividend | Annual General Meeting/Final Dividend Rs.2.50 Per Share And Special Dividend Rs.5/- Per Share |
| 2012-09-21 | Dividend | Dividend Rs.2/- Per Share |
| 2011-09-26 | Dividend | Dividend-Rs.2/- Per Share |
Documents
- Annual report FY26
- Annual report FY25
- Annual report FY24
- Annual report FY23
- Annual report FY22
- Announcements NSE filings
- Latest results (data file) XBRL
- Announcements BSE filings
Links go to the original files on the exchange website.
About the company
| Sector | Financial Services |
| Industry | Other Financial Services |
| Sub-industry | Other Financial Services |
| Symbol | DELPHIFX |
| BSE code | 533452 |
| ISIN | INE726L01027 |
| Face value | ₹2.0 |
| Incorporated | – |
| Website | – |
| Plants (India / abroad) | – |
Data built 2026-10-23 from NSE company filings (XBRL: Integrated Filing - Financials + financial results), NSE shareholding & pledge data; price = NSE close 2026-10-26.