Muthoot Microfin Limited
NSE: MUTHOOTMF · Microfinance Institutions · sector
Key numbers
Last 12 months to Jun 2026, Standalone. "Sector median" = middle value of 5 companies in Microfinance Institutions (P/E median leaves out loss-making companies). Tap ? for what a number means.
Things to know
- Net loss in 1 of the last 8 quarters.
- Total income was higher than a year earlier in 2 of the last 4 quarters.
- No dividend in the last 3 financial years.
- Price ₹145.85 on 2026-10-26: -44.5% from the 52-week high, +3.3% from the 52-week low.
Plain facts from the filings, built by the same fixed rules for every company. A line appears only when the data for it is available. Not a view on the stock.
Charts
Quarterly results
| ₹ cr | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Total income | 667 | 681 | 555 | 559 | 576 | 603 | 632 | 669 |
| Net interest income | 667 | 681 | 555 | 559 | 576 | 603 | 632 | 669 |
| Other income | 1 | 1 | 1 | 0 | 1 | 3 | 7 | 2 |
| Net profit | 62 | 4 | -401 | 6 | 31 | 62 | 71 | 81 |
| EPS (₹) | 3.61 | 0.22 | -23.54 | 0.37 | 1.82 | 3.73 | 4.24 | 4.85 |
| Revenue YoY | -13.5% | -11.5% | +13.8% | +19.7% | ||||
| Profit YoY | -50.5% | +1,543.2% | – | +1,216.2% |
Standalone figures where filed. Latest quarter Jun 2026.
Profit & loss (yearly)
| ₹ cr | FY24 | FY25 | FY26 | TTM |
|---|---|---|---|---|
| Revenue | 2,270 | 2,562 | 2,370 | 2,480 |
| Net profit | 450 | -223 | 170 | 245 |
| EPS (₹) | 30.20 | -13.29 | 10.16 | 14.64 |
| Revenue growth | +12.8% | -7.5% | +0.8% | |
| Profit growth | -149.5% | – | – | |
| Dividend / share (₹) | – | – | – |
| Compounded growth | 3 years | 5 years | Last 12 months |
|---|---|---|---|
| Sales | – | – | +0.8% |
| Net profit | – | – | – |
| EPS | – | – | – |
| Share price | – | -12.7% (2y) | -1.9% |
Balance sheet
| ₹ cr | FY24 | FY25 | FY26 |
|---|---|---|---|
| Shareholders' equity | 2,804 | 2,632 | 2,854 |
| Borrowings | 7,397 | 7,363 | 8,505 |
| Cash & equivalents | 1,579 | 1,170 | 1,141 |
| Total assets | 11,590 | 10,857 | 12,685 |
| Fixed assets | 73 | 77 | 69 |
| Capital work in progress | 0 | 0 | 0 |
| Inventory | 0 | 0 | 0 |
Year-end figures from the March annual filing.
Cash flow
| ₹ cr | FY24 | FY25 | FY26 |
|---|---|---|---|
| Cash from operations | -2,125 | 1,382 | -580 |
| Cash from investing | -225 | -128 | -41 |
| Cash from financing | 2,549 | -1,485 | 626 |
| Capex | 28 | 21 | 11 |
| Free cash flow | -2,153 | 1,361 | -591 |
Free cash flow = cash from operations − capex.
Ratios by year
| ₹ cr | FY24 | FY25 | FY26 |
|---|---|---|---|
| ROE % | 16.0% | -8.5% | 6.0% |
Shareholding
| Holder | % (2026-09-30) |
|---|---|
| Promoters | 55.47% |
| FIIs | 23.19% |
| DIIs | 3.08% |
| of which Mutual funds | 0.00% |
| of which Insurance | 3.04% |
| Public (non-institutions) | 16.67% |
| Quarter | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters % | 55.47% | 55.47% | 55.47% | 55.47% | 55.47% | 55.47% | 55.47% | 55.47% |
| Promoter group | % |
|---|---|
| Muthoot Fincorp Ltd | 50.21% |
| Thomas Muthoot | 1.76% |
| Thomas George Muthoot | 1.75% |
| Thomas John Muthoot | 1.75% |
| Remmy Thomas | 0.00% |
| Preethi John | 0.00% |
| Nina George | 0.00% |
| Tina Suzanne George | 0.00% |
| Ritu Elizabeth George | 0.00% |
| Shweta ANN George | 0.00% |
| Hannah Muthoot | 0.00% |
| Suzannah Muthoot | 0.00% |
| Susan John | 0.00% |
| Thomas Muthoot John | 0.00% |
| Calypso Agri Development and Hospitalities Private Limited | 0.00% |
| Public holders above 1% | % |
|---|---|
| Greater Pacific Capital WIV Ltd | 15.13% |
| Creation Investments India, LLC | 7.63% |
| Muthoot Microfin Limited Employee Welfare Trust | 1.60% |
1,33,101 shareholders. Pledged: – of promoter shares.
Peers in Microfinance Institutions
Documents
- Annual report FY26
- Annual report FY25
- Annual report FY24
- Announcements NSE filings
- BRSR FY26
- Latest results (data file) XBRL
- Announcements BSE filings
Links go to the original files on the exchange website.
About the company
- Onward lending of microfinance loans: Microfinance
| Sector | Financial Services |
| Industry | Microfinance Institutions |
| Sub-industry | Microfinance Institutions |
| Symbol | MUTHOOTMF |
| BSE code | 544055 |
| ISIN | INE046W01019 |
| Face value | ₹10.0 |
| Incorporated | 1992-04-06 |
| Website | www.muthootmicrofin.com |
| Plants (India / abroad) | 0 / 0 |
From the company's filings (BRSR FY26).
Data built 2026-10-23 from NSE company filings (XBRL: Integrated Filing - Financials + financial results), NSE shareholding & pledge data; price = NSE close 2026-10-26.