AYE Finance Limited

NSE: AYE · Non Banking Financial Company (NBFC) · sector

₹131.26NSE close 2026-10-26

Key numbers

Market cap₹3,217 cr

Price₹131.26

52w high / low₹197 / ₹88

P/E10.4xSector median 13.8x

P/B1.2xSector median 1.1x

Book value₹109.9

Dividend yield–Sector median 0.61%

ROE10.8%Sector median 3.6%

ROA3.30%Sector median 1.94%

Gross NPA–

Net NPA–

CET1–

Sales growth 3y–Sector median +24.6%

Profit growth 3y–Sector median +28.6%

PEG–

Last 12 months to Sep 2026, Standalone. "Sector median" = middle value of 250 companies in Non Banking Financial Company (NBFC) (P/E median leaves out loss-making companies). Tap ? for what a number means.

Things to know

No dividend in the last 1 financial years.
Price ₹131.26 on 2026-10-26: -33.5% from the 52-week high, +48.8% from the 52-week low.

Plain facts from the filings, built by the same fixed rules for every company. A line appears only when the data for it is available. Not a view on the stock.

Charts

Weekly close · high ₹180.98 · low ₹96.44

Quarterly results

₹ cr	Dec 2025	Mar 2026	Jun 2026	Sep 2026
Total income	443	528	477	514
Net interest income	443	528	477	514
Other income	12	17	12	13
Net profit	43	86	74	87
EPS (₹)	2.22	3.89	3.02	3.51

Standalone figures where filed. Latest quarter Sep 2026.

Profit & loss (yearly)

₹ cr	FY26	TTM
Revenue	1,815	1,963
Net profit	194	290
EPS (₹)	9.73	12.64
Dividend / share (₹)	–

Compounded growth	3 years	5 years	Last 12 months
Sales	–	–	–
Net profit	–	–	–
EPS	–	–	–
Share price	–	– (2y)	–

Balance sheet

₹ cr	FY26
Shareholders' equity	2,533
Borrowings	3,947
Cash & equivalents	1,011
Total assets	7,773
Fixed assets	12
Capital work in progress	0
Inventory	0

Year-end figures from the March annual filing.

Cash flow

₹ cr	FY26
Cash from operations	-1,355
Cash from investing	-125
Cash from financing	1,169
Capex	12
Free cash flow	-1,366

Free cash flow = cash from operations − capex.

Ratios by year

₹ cr	FY26
ROE %	7.6%

Shareholding

Holder	% (2026-09-30)
FIIs	18.55%
DIIs	23.33%
of which Mutual funds	6.49%
of which Insurance	3.77%
Government	0.00%
Public (non-institutions)	57.39%

Quarter	Feb 2026	Mar 2026	Jun 2026	Sep 2026
Promoters %	0.00%	0.00%	0.00%	0.00%

Public holders above 1%	%
Elevation Capital V Limited	12.59%
LGT Capital Invest Mauritius PCC	10.05%
British International Investment PLC	7.40%
A91 Emerging Fund I LLP	7.18%
IMP2 Assets PTE. Ltd.	5.53%
Capitalg LP	5.39%
BNP Paribas Financial Markets - ODI	4.75%
Nippon Life India Trustee Ltd- A/C Nippon India BA	4.40%
HDFC Life Insurance Company Limited	3.77%
Goldman Sachs Funds - Goldman Sachs India Equity P	3.47%
Capitalg International LLC	2.34%
Sanjay Sharma	2.29%
Whiteoak Capital Special Opportunities Fund	2.03%
Shvet Corporation LLP	1.72%
Shankh Corporation LLP	1.72%

21,889 shareholders. Pledged: – of promoter shares.

Peers in Non Banking Financial Company (NBFC)

Company	Market cap	P/E	P/B	ROE	ROA	Gross NPA	Sales 3y	Div yield
BAJFINANCE	₹5,71,790 cr	28.1x	5.2x	19.9%	4.14%	–	+25.1%	0.60%
SHRIRAMFIN	₹1,55,223 cr	14.6x	2.4x	18.5%	3.51%	–	+17.4%	0.94%
TATACAP	₹1,27,155 cr	34.6x	3.3x	9.3%	1.76%	–	–	0.14%
CHOLAFIN	₹1,23,499 cr	21.4x	4.1x	21.2%	2.34%	–	+34.4%	0.14%
MUTHOOTFIN	₹96,184 cr	9.1x	2.5x	32.1%	5.91%	–	+37.9%	1.08%
LTF	₹60,381 cr	17.1x	2.1x	12.8%	2.25%	–	+273.2%	1.14%
SBICARD	₹51,225 cr	22.5x	3.3x	15.4%	3.43%	–	+13.3%	0.42%
PIRAMALFIN	₹44,923 cr	21.9x	1.4x	6.3%	1.66%	–	–	0.55%
SUNDARMFIN	₹43,352 cr	22.5x	3.4x	16.2%	2.82%	–	+23.8%	0.95%
AYE	₹3,217 cr	10.4x	1.2x	10.8%	3.30%	–	–	–

All 250 companies in Non Banking Financial Company (NBFC) →

Documents

Links go to the original files on the exchange website.

About the company


Sector	Financial Services
Industry	Non Banking Financial Company (NBFC)
Sub-industry	Non Banking Financial Company (NBFC)
Symbol	AYE
BSE code	544699
ISIN	INE501X01029
Face value	₹2.0
Incorporated	–
Website	–
Plants (India / abroad)	–

Data built 2026-10-22 from NSE company filings (XBRL: Integrated Filing - Financials + financial results), NSE shareholding & pledge data; price = NSE close 2026-10-26.