Muthoot Finance Limited
NSE: MUTHOOTFIN · Non Banking Financial Company (NBFC) · sector
Key numbers
Last 12 months to Jun 2026, Standalone. "Sector median" = middle value of 250 companies in Non Banking Financial Company (NBFC) (P/E median leaves out loss-making companies). Tap ? for what a number means.
Things to know
- No promoter shares are pledged.
- Total income was higher than a year earlier in 4 of the last 4 quarters.
- Dividend paid in 5 of the last 5 financial years.
- Price ₹2,395.80 on 2026-10-26: -42.3% from the 52-week high, 0.0% from the 52-week low.
Plain facts from the filings, built by the same fixed rules for every company. A line appears only when the data for it is available. Not a view on the stock.
Charts
Quarterly results
| ₹ cr | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Total income | 4,117 | 4,423 | 4,854 | 5,703 | 6,432 | 7,243 | 8,180 | 7,589 |
| Net interest income | 4,117 | 4,423 | 4,854 | 5,703 | 6,432 | 7,243 | 8,180 | 7,589 |
| Other income | 9 | 8 | 34 | 17 | 29 | 20 | 14 | 14 |
| Net profit | 1,251 | 1,363 | 1,508 | 2,046 | 2,345 | 2,656 | 3,086 | 2,550 |
| EPS (₹) | 31.16 | 33.96 | 37.56 | 50.97 | 58.42 | 66.16 | 76.88 | 63.53 |
| Revenue YoY | +56.2% | +63.7% | +68.5% | +33.1% | ||||
| Profit YoY | +87.4% | +94.9% | +104.7% | +24.6% |
Standalone figures where filed. Latest quarter Jun 2026.
Profit & loss (yearly)
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 | TTM |
|---|---|---|---|---|---|---|
| Revenue | 11,082 | 10,515 | 12,635 | 17,099 | 27,558 | 29,444 |
| Net profit | 3,954 | 3,474 | 4,050 | 5,201 | 10,134 | 10,638 |
| EPS (₹) | 98.55 | 86.54 | 100.88 | 129.54 | 252.43 | 264.99 |
| Revenue growth | -5.1% | +20.2% | +35.3% | +61.2% | +54.2% | |
| Profit growth | -12.2% | +16.6% | +28.4% | +94.9% | +72.5% | |
| Dividend / share (₹) | 20.00 | 20.00 | 22.00 | 24.00 | 26.00 |
| Compounded growth | 3 years | 5 years | Last 12 months |
|---|---|---|---|
| Sales | +37.9% | +21.2% | +54.2% |
| Net profit | +42.9% | +22.2% | +72.5% |
| EPS | +42.9% | +22.2% | – |
| Share price | – | +13.1% (2y) | -24.0% |
Balance sheet
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Shareholders' equity | – | 21,062 | 24,290 | 28,438 | 37,742 |
| Borrowings | – | 35,899 | 42,361 | 66,260 | 1,02,044 |
| Cash & equivalents | – | 6,461 | 5,046 | 7,191 | 11,707 |
| Total assets | – | 72,620 | 85,028 | 1,21,249 | 1,79,945 |
| Fixed assets | – | 268 | 346 | 476 | 511 |
| Capital work in progress | – | 67 | 88 | 13 | 10 |
| Inventory | – | 0 | 0 | 0 | 0 |
Year-end figures from the March annual filing.
Cash flow
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Cash from operations | -1,142 | -1,902 | -9,302 | -25,855 | -42,324 |
| Cash from investing | 408 | 188 | -739 | -1,944 | 1,270 |
| Cash from financing | 2,796 | -1,036 | 8,649 | 29,933 | 45,569 |
| Capex | 74 | 94 | 171 | 122 | 118 |
| Free cash flow | -1,215 | -1,996 | -9,473 | -25,977 | -42,442 |
Free cash flow = cash from operations − capex.
Ratios by year
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| ROE % | – | 16.5% | 16.7% | 18.3% | 26.9% |
Shareholding
| Holder | % (2026-09-30) |
|---|---|
| Promoters | 73.35% |
| FIIs | 9.72% |
| DIIs | 12.55% |
| of which Mutual funds | 11.20% |
| of which Insurance | 0.18% |
| Government | 0.00% |
| Public (non-institutions) | 4.39% |
| Quarter | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters % | 73.35% | 73.35% | 73.35% | 73.35% | 73.35% | 73.35% | 73.35% | 73.35% |
| Promoter group | % |
|---|---|
| George Jacob Muthoot | 10.87% |
| George Thomas | 10.87% |
| Susan Thomas | 7.47% |
| Sara George | 7.23% |
| George Alexander Muthoot | 5.89% |
| Alexander George | 5.55% |
| George M George | 5.55% |
| Eapen Alexander | 4.37% |
| George M Alexander | 4.37% |
| George M Jacob | 3.75% |
| Anna Alexander | 3.72% |
| Elizabeth Jacob | 3.72% |
| Susan Mathew | 0.00% |
| Reshma Susan Jacob | 0.00% |
| Anna Thomas | 0.00% |
| Public holders above 1% | % |
|---|---|
| Sbi Focused Fund | 5.76% |
| Icici Prudential Large & Mid Cap Fund | 1.63% |
| Motilal Oswal Large And Midcap Fund | 1.30% |
3,54,913 shareholders. Pledged: 0.00% of promoter shares.
Peers in Non Banking Financial Company (NBFC)
| Company | Market cap | P/E | P/B | ROE | ROA | Gross NPA | Sales 3y | Div yield |
|---|---|---|---|---|---|---|---|---|
| BAJFINANCE | ₹5,71,790 cr | 28.1x | 5.2x | 19.9% | 4.14% | – | +25.1% | 0.60% |
| SHRIRAMFIN | ₹1,55,223 cr | 14.6x | 2.4x | 18.5% | 3.51% | – | +17.4% | 0.94% |
| TATACAP | ₹1,27,155 cr | 34.6x | 3.3x | 9.3% | 1.76% | – | – | 0.14% |
| CHOLAFIN | ₹1,23,499 cr | 21.4x | 4.1x | 21.2% | 2.34% | – | +34.4% | 0.14% |
| MUTHOOTFIN | ₹96,184 cr | 9.1x | 2.5x | 32.1% | 5.91% | – | +37.9% | 1.08% |
| LTF | ₹60,381 cr | 17.1x | 2.1x | 12.8% | 2.25% | – | +273.2% | 1.14% |
| SBICARD | ₹51,225 cr | 22.5x | 3.3x | 15.4% | 3.43% | – | +13.3% | 0.42% |
| PIRAMALFIN | ₹44,923 cr | 21.9x | 1.4x | 6.3% | 1.66% | – | – | 0.55% |
| SUNDARMFIN | ₹43,352 cr | 22.5x | 3.4x | 16.2% | 2.82% | – | +23.8% | 0.95% |
| HDBFS | ₹41,560 cr | 14.0x | 1.9x | 14.3% | 2.26% | – | – | 0.59% |
Dividends & corporate actions
| Ex-date | Action | Detail |
|---|---|---|
| 2026-04-17 | Dividend | Interim Dividend - Rs 30 Per Share |
| 2025-04-25 | Dividend | Interim Dividend - Rs 26 Per Share |
| 2024-09-20 | Other | Annual General Meeting |
| 2024-05-31 | Dividend | Interim Dividend - Rs 24 Per Share |
| 2023-09-21 | Other | Annual General Meeting |
| 2023-04-18 | Dividend | Interim Dividend - Rs 22 Per Share |
| 2022-08-22 | Other | Annual General Meeting |
| 2022-04-25 | Dividend | Interim Dividend - Rs 20 Per Share |
| 2021-09-08 | Other | Annual General Meeting |
| 2021-04-22 | Dividend | Interim Dividend - Rs 20 Per Share |
| 2020-09-22 | Other | Annual General Meeting |
| 2020-03-23 | Dividend | Interim Dividend - Rs 15 Per Share |
| 2019-09-19 | Other | Annual General Meeting |
| 2019-04-11 | Dividend | Interim Dividend - Rs 12 Per Share |
| 2018-09-19 | Other | Annual General Meeting |
| 2018-02-15 | Dividend | Interim Dividend Rs 10/- Per Share (Purpose Revised) |
| 2017-09-12 | Other | Annual General Meeting |
| 2017-03-30 | Dividend | Interim Dividend-Rs 6/- Per Share (Purpose Revised) |
| 2016-09-21 | Other | Annual General Meeting |
| 2016-03-16 | Dividend | Interim Dividend - Rs 2/- Per Share |
Documents
- Annual report FY26
- Annual report FY26
- Annual report FY25
- Annual report FY24
- Annual report FY23
- Announcements NSE filings
- BRSR FY26
- Latest results (data file) XBRL
- Announcements BSE filings
Links go to the original files on the exchange website.
About the company
- Financial Service: Non-Banking Financial Services
| Sector | Financial Services |
| Industry | Non Banking Financial Company (NBFC) |
| Sub-industry | Non Banking Financial Company (NBFC) |
| Symbol | MUTHOOTFIN |
| BSE code | 533398 |
| ISIN | INE414G01012 |
| Face value | ₹10.0 |
| Incorporated | 1997-03-14 |
| Website | https://www.muthootfinance.com |
| Plants (India / abroad) | 4,968 / 0 |
From the company's filings (BRSR FY26).
Data built 2026-10-22 from NSE company filings (XBRL: Integrated Filing - Financials + financial results), NSE shareholding & pledge data; price = NSE close 2026-10-26.