HDB Financial Services L
NSE: HDBFS · Non Banking Financial Company (NBFC) · sector
₹500.25NSE close 2026-10-26
Key numbers
Market cap₹41,560 cr
Price₹500.25
52w high / low₹797 / ₹500
P/E14.0xSector median 13.8x
P/B1.9xSector median 1.1x
Book value₹266.6
Dividend yield0.59%Sector median 0.61%
ROE14.3%Sector median 3.6%
ROA2.26%Sector median 1.94%
Gross NPA–
Net NPA–
CET1–
Sales growth 3y–Sector median +24.6%
Profit growth 3y–Sector median +28.6%
PEG–
Last 12 months to Sep 2026, Standalone. "Sector median" = middle value of 250 companies in Non Banking Financial Company (NBFC) (P/E median leaves out loss-making companies). Tap ? for what a number means.
Things to know
- Dividend paid in 1 of the last 1 financial years.
- Price ₹500.25 on 2026-10-26: -37.2% from the 52-week high, 0.0% from the 52-week low.
Plain facts from the filings, built by the same fixed rules for every company. A line appears only when the data for it is available. Not a view on the stock.
Charts
Weekly close · high ₹849.45 · low ₹500.25
Total incomeNet profit
Total incomeNet profit
Quarterly results
| ₹ cr | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|
| Total income | 4,465 | 4,545 | 4,673 | 4,745 | 4,938 | 5,005 |
| Net interest income | 4,465 | 4,545 | 4,673 | 4,745 | 4,938 | 5,005 |
| Other income | 0 | 0 | 0 | 0 | 0 | 0 |
| Net profit | 568 | 581 | 644 | 751 | 785 | 780 |
| EPS (₹) | 7.13 | 7.01 | 7.76 | 9.04 | 9.46 | 9.39 |
| Revenue YoY | +10.6% | +10.1% | ||||
| Profit YoY | +38.3% | +34.2% |
Standalone figures where filed. Latest quarter Sep 2026.
Profit & loss (yearly)
| ₹ cr | FY26 | TTM |
|---|---|---|
| Revenue | 18,430 | 19,362 |
| Net profit | 2,544 | 2,960 |
| EPS (₹) | 30.97 | 35.65 |
| Dividend / share (₹) | 2.00 |
| Compounded growth | 3 years | 5 years | Last 12 months |
|---|---|---|---|
| Sales | – | – | – |
| Net profit | – | – | – |
| EPS | – | – | – |
| Share price | – | – (2y) | -30.8% |
Balance sheet
| ₹ cr | FY26 |
|---|---|
| Shareholders' equity | 20,664 |
| Borrowings | 59,895 |
| Cash & equivalents | 1,674 |
| Total assets | 1,23,652 |
| Fixed assets | 230 |
| Capital work in progress | 0 |
| Inventory | 0 |
Year-end figures from the March annual filing.
Cash flow
| ₹ cr | FY26 |
|---|---|
| Cash from operations | -8,606 |
| Cash from investing | -1,772 |
| Cash from financing | 10,673 |
| Capex | 144 |
| Free cash flow | -8,749 |
Free cash flow = cash from operations − capex.
Ratios by year
| ₹ cr | FY26 |
|---|---|
| ROE % | 12.3% |
Shareholding
| Holder | % (2026-09-30) |
|---|---|
| Promoters | 74.08% |
| FIIs | 4.04% |
| DIIs | 11.95% |
| of which Mutual funds | 10.06% |
| of which Insurance | 1.74% |
| Government | 0.00% |
| Public (non-institutions) | 9.70% |
| Quarter | Jul 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|
| Promoters % | 74.19% | 74.19% | 74.15% | 74.12% | 74.12% | 74.08% |
| Promoter group | % |
|---|---|
| Hdfc Bank Limited | 74.08% |
| HDFC Securities Limited | 0.00% |
| HDFC ERGO General Insurance Company Limited | 0.00% |
| HDFC Life Insurance Company Limited | 0.00% |
| HDFC Asset Management Company Limited | 0.00% |
| HDFC Trustee Company Limited | 0.00% |
| HDFC Sales Private Limited | 0.00% |
| HDFC Capital Advisors Limited | 0.00% |
| HDFC AMC International (IFSC) Limited | 0.00% |
| HDFC Pension Fund Management Limited | 0.00% |
| HDFC Securities IFSC Limited | 0.00% |
| HDFC International Life and Re Company Limited | 0.00% |
| Griha Investments | 0.00% |
| Griha Pte Limited | 0.00% |
| Public holders above 1% | % |
|---|---|
| Mirae Asset Large & Midcap Fund | 3.22% |
| Kotak Midcap Fund | 1.93% |
| ICICI Prudential Mutual Fund - ICICI Prudential Nifty 500 Index Fund | 1.28% |
| SBI Nifty Midcap 150 ETF | 1.14% |
8,80,572 shareholders. Pledged: – of promoter shares.
Peers in Non Banking Financial Company (NBFC)
| Company | Market cap | P/E | P/B | ROE | ROA | Gross NPA | Sales 3y | Div yield |
|---|---|---|---|---|---|---|---|---|
| BAJFINANCE | ₹5,71,790 cr | 28.1x | 5.2x | 19.9% | 4.14% | – | +25.1% | 0.60% |
| SHRIRAMFIN | ₹1,55,223 cr | 14.6x | 2.4x | 18.5% | 3.51% | – | +17.4% | 0.94% |
| TATACAP | ₹1,27,155 cr | 34.6x | 3.3x | 9.3% | 1.76% | – | – | 0.14% |
| CHOLAFIN | ₹1,23,499 cr | 21.4x | 4.1x | 21.2% | 2.34% | – | +34.4% | 0.14% |
| MUTHOOTFIN | ₹96,184 cr | 9.1x | 2.5x | 32.1% | 5.91% | – | +37.9% | 1.08% |
| LTF | ₹60,381 cr | 17.1x | 2.1x | 12.8% | 2.25% | – | +273.2% | 1.14% |
| SBICARD | ₹51,225 cr | 22.5x | 3.3x | 15.4% | 3.43% | – | +13.3% | 0.42% |
| PIRAMALFIN | ₹44,923 cr | 21.9x | 1.4x | 6.3% | 1.66% | – | – | 0.55% |
| SUNDARMFIN | ₹43,352 cr | 22.5x | 3.4x | 16.2% | 2.82% | – | +23.8% | 0.95% |
| HDBFS | ₹41,560 cr | 14.0x | 1.9x | 14.3% | 2.26% | – | – | 0.59% |
Business segments (FY26)
| Segment | Revenue | Share | EBIT | Margin |
|---|---|---|---|---|
| Lending Business | ₹17,206 cr | 93.4% | ₹3,364 cr | 19.6% |
| BPO Services | ₹1,224 cr | 6.6% | ₹81 cr | 6.6% |
Dividends & corporate actions
| Ex-date | Action | Detail |
|---|---|---|
| 2026-10-23 | Dividend | Interim Dividend - Rs 2 Per Share |
| 2026-06-18 | Dividend | Dividend - Rs 2 Per Share |
| 2025-10-24 | Dividend | Interim Dividend - Rs 2 Per Share |
Documents
- Annual report FY26
- Announcements NSE filings
- BRSR FY26
- Latest results (data file) XBRL
- Announcements BSE filings
Links go to the original files on the exchange website.
About the company
- Non-banking Financial Services: Lending Business
- Non-banking Financial Services: BPO Services
| Sector | Financial Services |
| Industry | Non Banking Financial Company (NBFC) |
| Sub-industry | Non Banking Financial Company (NBFC) |
| Symbol | HDBFS |
| BSE code | 544429 |
| ISIN | INE756I01012 |
| Face value | ₹10.0 |
| Incorporated | 2007-06-04 |
| Website | www.hdbfs.com |
| Plants (India / abroad) | 0 / 0 |
From the company's filings (BRSR FY26).
Data built 2026-10-22 from NSE company filings (XBRL: Integrated Filing - Financials + financial results), NSE shareholding & pledge data; price = NSE close 2026-10-26.