Baid Finserv Limited
NSE: BAIDFIN · Non Banking Financial Company (NBFC) · sector
₹9.75NSE close 2026-10-26
Key numbers
Market cap₹151 cr
Price₹9.75
52w high / low₹13 / ₹9
P/E8.9xSector median 13.8x
P/B0.6xSector median 1.1x
Book value₹15.0
Dividend yield0.80%Sector median 0.61%
ROE7.4%Sector median 3.6%
ROA2.84%Sector median 1.94%
Gross NPA–
Net NPA–
CET1–
Sales growth 3y+21.0%Sector median +24.6%
Profit growth 3y+13.0%Sector median +28.6%
PEG1.52x
Last 12 months to Jun 2026, Standalone. "Sector median" = middle value of 250 companies in Non Banking Financial Company (NBFC) (P/E median leaves out loss-making companies). Tap ? for what a number means.
Things to know
- Promoter holding rose by 13.48 percentage points in a year, to 49.73% (2026-09-30).
- Total income was higher than a year earlier in 3 of the last 4 quarters.
- Dividend paid in 3 of the last 4 financial years.
- Price ₹9.75 on 2026-10-26: -24.9% from the 52-week high, +10.8% from the 52-week low.
Plain facts from the filings, built by the same fixed rules for every company. A line appears only when the data for it is available. Not a view on the stock.
Charts
Weekly close · high ₹16.51 · low ₹9.45
Total incomeNet profit
Total incomeNet profit
Quarterly results
| ₹ cr | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Total income | 20 | 21 | 22 | 24 | 24 | 25 | 25 | 22 |
| Net interest income | 20 | 21 | 22 | 24 | 24 | 25 | 25 | 22 |
| Other income | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 0 |
| Net profit | 2 | 5 | 4 | 4 | 5 | 5 | 2 | 4 |
| EPS (₹) | 0.16 | 0.39 | 0.30 | 0.33 | 0.38 | 0.37 | 0.07 | 0.28 |
| Revenue YoY | +21.3% | +15.4% | +13.1% | -9.0% | ||||
| Profit YoY | +132.1% | +0.4% | -54.4% | +8.0% |
Standalone figures where filed. Latest quarter Jun 2026.
Profit & loss (yearly)
| ₹ cr | FY23 | FY24 | FY25 | FY26 | TTM |
|---|---|---|---|---|---|
| Revenue | 55 | 66 | 82 | 97 | 95 |
| Net profit | 10 | 13 | 13 | 15 | 15 |
| EPS (₹) | 0.97 | 1.08 | 1.12 | 1.15 | 1.10 |
| Revenue growth | +20.2% | +24.4% | +18.7% | +9.5% | |
| Profit growth | +24.5% | +4.1% | +11.3% | +6.7% | |
| Dividend / share (₹) | – | 0.10 | 0.10 | 0.10 |
| Compounded growth | 3 years | 5 years | Last 12 months |
|---|---|---|---|
| Sales | +21.0% | – | +9.5% |
| Net profit | +13.0% | – | +6.7% |
| EPS | +5.8% | – | – |
| Share price | – | -20.5% (2y) | -9.0% |
Balance sheet
| ₹ cr | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|
| Shareholders' equity | 155 | 167 | 179 | 233 |
| Borrowings | 171 | 242 | 255 | 285 |
| Cash & equivalents | 18 | 36 | 16 | 9 |
| Total assets | 341 | 426 | 454 | 539 |
| Fixed assets | 1 | 4 | 5 | 6 |
| Capital work in progress | 0 | 0 | 0 | 0 |
| Inventory | 0 | 0 | 1 | 0 |
Year-end figures from the March annual filing.
Cash flow
| ₹ cr | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|
| Cash from operations | 6 | -22 | 2 | -33 |
| Cash from investing | 3 | -2 | -6 | -8 |
| Cash from financing | -8 | 47 | -17 | 37 |
| Capex | 0 | 3 | 2 | 2 |
| Free cash flow | 5 | -25 | 0 | -35 |
Free cash flow = cash from operations − capex.
Ratios by year
| ₹ cr | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|
| ROE % | 6.7% | 7.7% | 7.5% | 6.4% |
Shareholding
| Holder | % (2026-09-30) |
|---|---|
| Promoters | 49.73% |
| FIIs | 0.18% |
| Public (non-institutions) | 50.09% |
| Quarter | Sep 2025 | Dec 2025 | Dec 2025 | Mar 2026 | Mar 2026 | Jun 2026 | Aug 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters % | 36.25% | 45.71% | 45.71% | 47.39% | 47.39% | 47.39% | 49.73% | 49.73% |
| Promoter group | % |
|---|---|
| Carewell Builders Private Limited | 6.52% |
| Dream Realmart Private Limited | 5.74% |
| Niranjana Properties Private Limited | 4.35% |
| Mahendra Kumar Baid | 4.11% |
| Aman Baid | 3.91% |
| Panna LAL Baid | 3.88% |
| Alpana Baid | 3.51% |
| Aditya Baid | 3.15% |
| Tradeswift Developers Private Limited | 3.03% |
| Ganpati Holdings Private Ltd. | 2.07% |
| Tradeswift Broking Private Limited | 2.01% |
| Revant Trading Private Limited | 1.68% |
| Goodfortune Trading Private Limited | 1.68% |
| Asmita Baid | 1.22% |
| Dalima Baid | 1.22% |
| Public holders above 1% | % |
|---|---|
| Niranjana Prime Developers Private Limited | 6.39% |
| Anuvibha Construction Private Limited | 3.08% |
| Investor Education and Protection Fund Authority Ministry of Corporate Affairs | 2.46% |
| Everstar Land Developers Private Limited | 1.56% |
| Nandan Kanan Barter PVT Ltd | 1.45% |
| Tuberose Distributors Private Limited | 1.28% |
| Pragati Dreamland Developers Private Limited | 1.16% |
| Arcilla Developers Limited | 1.09% |
22,302 shareholders. Pledged: – of promoter shares.
Peers in Non Banking Financial Company (NBFC)
| Company | Market cap | P/E | P/B | ROE | ROA | Gross NPA | Sales 3y | Div yield |
|---|---|---|---|---|---|---|---|---|
| BAJFINANCE | ₹5,71,790 cr | 28.1x | 5.2x | 19.9% | 4.14% | – | +25.1% | 0.60% |
| SHRIRAMFIN | ₹1,55,223 cr | 14.6x | 2.4x | 18.5% | 3.51% | – | +17.4% | 0.94% |
| TATACAP | ₹1,27,155 cr | 34.6x | 3.3x | 9.3% | 1.76% | – | – | 0.14% |
| CHOLAFIN | ₹1,23,499 cr | 21.4x | 4.1x | 21.2% | 2.34% | – | +34.4% | 0.14% |
| MUTHOOTFIN | ₹96,184 cr | 9.1x | 2.5x | 32.1% | 5.91% | – | +37.9% | 1.08% |
| LTF | ₹60,381 cr | 17.1x | 2.1x | 12.8% | 2.25% | – | +273.2% | 1.14% |
| SBICARD | ₹51,225 cr | 22.5x | 3.3x | 15.4% | 3.43% | – | +13.3% | 0.42% |
| PIRAMALFIN | ₹44,923 cr | 21.9x | 1.4x | 6.3% | 1.66% | – | – | 0.55% |
| SUNDARMFIN | ₹43,352 cr | 22.5x | 3.4x | 16.2% | 2.82% | – | +23.8% | 0.95% |
| BAIDFIN | ₹151 cr | 8.9x | 0.6x | 7.4% | 2.84% | – | +21.0% | 0.80% |
Dividends & corporate actions
| Ex-date | Action | Detail |
|---|---|---|
| 2026-09-16 | Dividend | Dividend - Re 0.10 Per Share |
| 2025-11-17 | Rights | Rights 1:4 @ Premium Rs 8/- |
| 2025-09-04 | Dividend | Dividend - Re 0.10 Per Share |
| 2024-07-09 | Dividend | Dividend - Re 0.10 Per Share |
| 2024-07-09 | Other | Annual General Meeting |
| 2023-08-31 | Dividend | Dividend - Rs 0.10 Per Share |
| 2023-08-31 | Other | Annual General Meeting |
Documents
- Annual report FY26
- Annual report FY25
- Annual report FY24
- Annual report FY23
- Announcements NSE filings
- Latest results (data file) XBRL
- Announcements BSE filings
Links go to the original files on the exchange website.
About the company
| Sector | Financial Services |
| Industry | Non Banking Financial Company (NBFC) |
| Sub-industry | Non Banking Financial Company (NBFC) |
| Symbol | BAIDFIN |
| BSE code | 511724 |
| ISIN | INE020D01022 |
| Face value | ₹2.0 |
| Incorporated | – |
| Website | – |
| Plants (India / abroad) | – |
Data built 2026-10-23 from NSE company filings (XBRL: Integrated Filing - Financials + financial results), NSE shareholding & pledge data; price = NSE close 2026-10-26.