Bengal & Assam Co. Ltd.
NSE: BENGALASM · Non Banking Financial Company (NBFC) · sector
Key numbers
Last 12 months to Jun 2026, Standalone. "Sector median" = middle value of 250 companies in Non Banking Financial Company (NBFC) (P/E median leaves out loss-making companies). Tap ? for what a number means.
Things to know
- No dividend in the last 5 financial years.
- Price ₹5,673.00 on 2026-10-26: -21.9% from the 52-week high, +4.6% from the 52-week low.
Plain facts from the filings, built by the same fixed rules for every company. A line appears only when the data for it is available. Not a view on the stock.
Charts
Quarterly results
| ₹ cr | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|
| Total income | 29 | 26 | 150 | 33 | 86 | 37 |
| Net interest income | 29 | 26 | 150 | 33 | 86 | 37 |
| Other income | 2 | 2 | 2 | 2 | 2 | 2 |
| Net profit | 11 | 3 | 106 | 1 | 10 | 3 |
| EPS (₹) | 9.44 | 2.42 | 93.06 | 0.56 | 8.99 | 2.44 |
| Revenue YoY | +194.3% | +39.1% | ||||
| Profit YoY | -4.7% | +0.7% |
Standalone figures where filed. Latest quarter Jun 2026.
Profit & loss (yearly)
| ₹ cr | FY18 | FY19 | FY20 | FY25 | FY26 | TTM |
|---|---|---|---|---|---|---|
| Revenue | 42 | 68 | 176 | 157 | 296 | 306 |
| Net profit | 29 | 39 | 125 | 114 | 120 | 120 |
| EPS (₹) | 32.89 | 34.34 | 110.97 | 100.32 | 105.03 | 105.05 |
| Revenue growth | +62.4% | +156.5% | -10.3% | +87.7% | – | |
| Profit growth | +35.8% | +223.2% | -8.7% | +4.7% | – | |
| Dividend / share (₹) | – | – | – | – | – |
| Compounded growth | 3 years | 5 years | Last 12 months |
|---|---|---|---|
| Sales | +62.9% | +47.0% | – |
| Net profit | +45.6% | +39.1% | – |
| EPS | +45.2% | +31.7% | – |
| Share price | – | – (2y) | – |
Balance sheet
| ₹ cr | FY25 | FY26 |
|---|---|---|
| Shareholders' equity | 1,148 | 1,194 |
| Borrowings | 0 | 0 |
| Cash & equivalents | 1 | 3 |
| Total assets | 1,251 | 1,346 |
| Fixed assets | 1 | 1 |
| Capital work in progress | 0 | 0 |
| Inventory | 0 | 0 |
Year-end figures from the March annual filing.
Cash flow
| ₹ cr | FY25 | FY26 |
|---|---|---|
| Cash from operations | 117 | 117 |
| Cash from investing | -46 | -57 |
| Cash from financing | -72 | -59 |
| Capex | 1 | 0 |
| Free cash flow | 117 | 117 |
Free cash flow = cash from operations − capex.
Ratios by year
| ₹ cr | FY25 | FY26 |
|---|---|---|
| ROE % | 10.0% | 10.0% |
Peers in Non Banking Financial Company (NBFC)
| Company | Market cap | P/E | P/B | ROE | ROA | Gross NPA | Sales 3y | Div yield |
|---|---|---|---|---|---|---|---|---|
| BAJFINANCE | ₹5,71,790 cr | 28.1x | 5.2x | 19.9% | 4.14% | – | +25.1% | 0.60% |
| SHRIRAMFIN | ₹1,55,223 cr | 14.6x | 2.4x | 18.5% | 3.51% | – | +17.4% | 0.94% |
| TATACAP | ₹1,27,155 cr | 34.6x | 3.3x | 9.3% | 1.76% | – | – | 0.14% |
| CHOLAFIN | ₹1,23,499 cr | 21.4x | 4.1x | 21.2% | 2.34% | – | +34.4% | 0.14% |
| MUTHOOTFIN | ₹96,184 cr | 9.1x | 2.5x | 32.1% | 5.91% | – | +37.9% | 1.08% |
| LTF | ₹60,381 cr | 17.1x | 2.1x | 12.8% | 2.25% | – | +273.2% | 1.14% |
| SBICARD | ₹51,225 cr | 22.5x | 3.3x | 15.4% | 3.43% | – | +13.3% | 0.42% |
| PIRAMALFIN | ₹44,923 cr | 21.9x | 1.4x | 6.3% | 1.66% | – | – | 0.55% |
| SUNDARMFIN | ₹43,352 cr | 22.5x | 3.4x | 16.2% | 2.82% | – | +23.8% | 0.95% |
| BENGALASM | ₹6,469 cr | 54.0x | 5.4x | 10.2% | 8.90% | – | +62.9% | 0.91% |
Business segments (2026-06-30)
| Segment | Revenue | Share | EBIT | Margin |
|---|---|---|---|---|
| Polymer & Textile | ₹13 cr | 33.1% | ₹0 cr | 2.0% |
| Cement | ₹13 cr | 32.8% | ₹0 cr | 0.1% |
| Paper | ₹6 cr | 16.8% | ₹0 cr | 0.3% |
| Others | ₹6 cr | 15.2% | ₹6 cr | 100.0% |
| Tyre | ₹1 cr | 2.1% | ₹1 cr | 98.1% |
Dividends & corporate actions
| Ex-date | Action | Detail |
|---|---|---|
| 2026-09-01 | Dividend | Dividend - Rs 50 Per Share |
Documents
Links go to the original files on the exchange website.
About the company
| Sector | Financial Services |
| Industry | Non Banking Financial Company (NBFC) |
| Sub-industry | Non Banking Financial Company (NBFC) |
| Symbol | BENGALASM |
| BSE code | 533095 |
| ISIN | INE083K01017 |
| Face value | ₹10.0 |
| Incorporated | – |
| Website | – |
| Plants (India / abroad) | – |
Data built 2026-10-23 from BSE company filings (inline XBRL: Integrated Filing - Finance) + BSE results summary for earlier years; price = NSE close 2026-10-26.