Coral India FIN & Hous LT

NSE: CORALFINAC · Diversified Commercial Services · sector

Compare with peers

₹27.82NSE close 2026-10-27

Key numbers

Market cap₹112 cr

Price₹27.82

52w high / low₹47 / ₹25

P/E7.8xSector median 13.4x

P/B0.5xSector median 1.7x

Book value₹51.4

Dividend yield1.44%Sector median 1.71%

ROE6.7%Sector median 5.0%

ROCE8.0%Sector median 8.1%

OPM77.4%Sector median 15.0%

Debt / equity0.00xSector median 0.07x

EV/EBITDA-2.1xSector median 8.1x

Interest cover1,414.3x

Current ratio45.49x

Sales growth 3y-19.5%Sector median +12.9%

Profit growth 3y-6.9%Sector median +19.9%

PEG–

Last 12 months to Jun 2026, Standalone. "Sector median" = middle value of 95 companies in Diversified Commercial Services (P/E median leaves out loss-making companies). Tap ? for what a number means.

Things to know

Cash ₹136 cr vs borrowings ₹0 cr (FY26): cash is higher (net cash).
Operating profit covered interest 1,414.3x in the last 12 months.
No promoter shares are pledged.
Operating cash flow was below net profit in 2 of the last 5 years (FY24, FY22).
Revenue was higher than a year earlier in 1 of the last 4 quarters.
Other income was 37% of net profit in the last 12 months.
Dividend paid in 5 of the last 5 financial years.
Price ₹27.82 on 2026-10-27: -40.2% from the 52-week high, +11.2% from the 52-week low.

Plain facts from the filings, built by the same fixed rules for every company. A line appears only when the data for it is available. Not a view on the stock.

Charts

Weekly close · high ₹56.01 · low ₹27.82

Quarterly results

₹ cr	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Revenue	7	4	3	5	4	4	3	4
EBITDA	5	2	2	4	3	3	2	3
OPM %	83.3%	58.2%	75.4%	83.2%	79.7%	80.4%	72.1%	76.3%
Other income	2	1	1	2	1	2	1	2
Net profit	6	2	2	5	4	4	3	4
EPS (₹)	1.40	0.58	0.58	1.19	0.88	0.93	0.67	1.10
Revenue YoY					-41.1%	+6.8%	0.0%	-18.8%
Profit YoY					-37.6%	+60.9%	+14.5%	-8.3%

Standalone figures where filed. Latest quarter Jun 2026.

Profit & loss (yearly)

₹ cr	FY22	FY23	FY24	FY25	FY26	TTM
Revenue	28	30	28	21	15	15
EBITDA	22	21	21	16	12	11
Net profit	17	18	21	17	15	14
EPS (₹)	4.31	4.55	5.15	4.34	3.67	3.58
Revenue growth		+7.5%	-6.3%	-23.6%	-27.2%	-18.5%
Profit growth		+5.5%	+13.4%	-15.8%	-15.4%	-5.0%
Dividend / share (₹)	0.50	0.30	0.30	0.40	0.40

Compounded growth	3 years	5 years	Last 12 months
Sales	-19.5%	-5.3%	-18.5%
Net profit	-6.9%	+2.7%	-5.0%
EPS	-6.9%	+2.7%	–
Share price	–	-24.8% (2y)	-38.0%

Balance sheet

₹ cr	FY22	FY23	FY24	FY25	FY26
Shareholders' equity	–	150	184	221	207
Borrowings	–	0	0	0	0
Cash & equivalents	–	83	110	125	136
Total assets	–	164	193	234	223
Fixed assets	–	1	1	1	1
Capital work in progress	–	3	3	4	6
Investments	–	18	27	52	28
Receivables	–	0	0	1	0
Inventory	–	10	7	6	6
Payables	–	0	0	0	0

Year-end figures from the March annual filing.

Cash flow

₹ cr	FY22	FY23	FY24	FY25	FY26
Cash from operations	2	22	5	19	16
Cash from investing	1	-9	-3	-18	-11
Cash from financing	-2	-1	-1	-2	-2
Capex	0	0	0	0	0
Free cash flow	2	22	5	19	16

Free cash flow = cash from operations − capex.

Ratios by year

₹ cr	FY22	FY23	FY24	FY25	FY26
ROE %	–	12.2%	11.3%	7.9%	7.1%
ROCE %	–	14.9%	12.8%	9.6%	8.3%
Debtor days	–	5	7	11	2
Inventory days	–	750	828	3,016	145
Payable days	–	8	4	29	5
Cash conversion cycle (days)	–	747	831	2,998	142
Working capital days	–	1,159	1,579	2,274	3,415

Shareholding

Holder (% of shares)	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026	Change since Sep 2025
Promoters	74.96%	–	74.96%	74.96%	74.96%	0.00 pts
FIIs	0.70%	–	0.70%	0.68%	0.68%	-0.02 pts
Public (non-institutions)	24.33%	–	24.35%	24.36%	24.36%	+0.03 pts
No. of shareholders	16,037	–	15,101	14,822	14,543	-9.3%

PromotersFIIsPublic (non-institutions)

Promoter group	%
Navin Bachubhai Doshi	24.30%
Kundan Navinchandra Doshi	22.53%
Coral Laboratories Limited	16.12%
Sachin Navinchandra Doshi	11.58%
Meeta Samir Sheth	0.43%
Chetan Navinchandra Doshi	0.00%

Public holders above 1%	%
Investor Education And Protection Fund Authority Ministry Of Corporate Affairs	1.59%
Coral India Finance & Housing Limited	1.22%

14,543 shareholders. Pledged: 0.00% of promoter shares.

From the company's quarterly shareholding-pattern filings on the exchange (NSE/BSE), latest as of Sep 2026. "pts" = percentage points; the number of shareholders is as filed by the company. No filing on our file for Dec 2025 (shown as –).

Peers in Diversified Commercial Services

Company	Market cap	P/E	P/B	ROE	ROCE	OPM	Sales 3y	Div yield
IGIL	₹16,964 cr	25.5x	9.7x	44.5%	51.7%	61.5%	–	1.90%
WEWORK	₹8,677 cr	99.5x	29.1x	28.3%	111.2%	64.6%	–	–
IBULLSLTD	₹7,224 cr	17.2x	2.3x	29.9%	–	–	+1,864.0%	–
NESCO	₹6,941 cr	16.7x	2.3x	14.8%	18.3%	50.8%	+19.5%	0.66%
NIRLON	₹5,680 cr	15.9x	12.1x	86.5%	29.8%	77.5%	+5.3%	4.12%
RENTOMOJO	₹5,587 cr	–	–	–	–	–	–	–
LEAPIND	₹5,452 cr	–	3.6x	–	–	–	–	–
SMARTWORKS	₹5,358 cr	192.2x	10.1x	5.2%	56.6%	64.2%	–	–
QUESS	₹4,830 cr	19.1x	4.1x	22.4%	27.2%	2.0%	-3.7%	–
CORALFINAC	₹112 cr	7.8x	0.5x	6.7%	8.0%	77.4%	-19.5%	1.44%

All 95 companies in Diversified Commercial Services →

Business segments (FY26)

Segment	Revenue	Share	EBIT	Margin
Investment	₹20 cr	100.0%	₹18 cr	88.7%
Constructions	₹0 cr	–	₹-0 cr	–

Dividends & corporate actions

Ex-date	Action	Detail
2026-08-28	Dividend	Dividend - Re 0.20 Per Share
2025-09-12	Dividend	Dividend - Re 0.40 Per Share
2024-08-20	Dividend	Annual General Meeting/Dividend - Re 0.40 Per Share
2023-07-07	Dividend	Annual General Meeting/Dividend - Re 0.30 Per Share
2022-07-20	Dividend	Annual General Meeting/Dividend - Rs 0.30 Per Share
2021-08-18	Dividend	Annual General Meeting/Dividend - Rs Rs 0.50 Per Share
2020-08-28	Dividend	Dividend - Rs 0.20 Per Share
2020-04-16	Buyback	Buy Back
2019-08-22	Dividend	Annual General Meeting/Dividend - Rs 0.20 Per Share
2018-07-20	Dividend	Annual General Meeting/Dividend- Re 0.20 Per Share
2017-09-06	Dividend	Annual General Meeting/Dividend - Re 1/- Per Share
2017-08-03	Split	Face Value Split (Sub-Division) - From Rs 10/- Per Share To Rs 2/- Per Share
2016-09-15	Dividend	Annual General Meeting/Dividend-Re 1/- Per Share
2015-09-04	Dividend	Annual General Meeting/Dividend - Re 1/- Per Share
2014-09-11	Dividend	Annual General Meeting / Dividend - Re 1/- Per Share
2013-09-17	Other	Annual General Meeting
2011-09-15	Other	Annual General Meeting
2009-09-15	Other	Annual General Meeting
2008-09-15	Other	Annual General Meeting
2007-08-09	Other	Agm

Latest filings

11 Sep 2026
Shareholders meeting
Coral India Finance & Housing Limited has informed the Exchange regarding Proceedings of Annual General Meeting held on September 11, 2026. Further, the company has submitted the Exchange a copy of Srutinizers report…
20 Aug 2026
Shareholders meeting
Coral India Finance & Housing Limited has informed the Exchange regarding Notice of Annual General Meeting to be held on September 11, 2026
12 Aug 2026
Record Date
Coral India Finance & Housing Limited has informed the Exchange that Record date for the purpose of Dividend is 28-Aug-2026.
12 Aug 2026
Outcome of Board Meeting
Coral India Finance & Housing Limited has submitted to the Exchange, the financial results for the period ended Jun 30, 2026.
12 Aug 2026
General Updates
Coral India Finance & Housing Limited has informed the Exchange about General Updates

Filed by the company on NSE in the last 3 months (routine notices left out). The text under each title is a short extract of the company's own filing; the link opens the full original file on the NSE website. Fetched 27 Oct 2026.

Documents

Links go to the original files on the exchange website.

About the company


Sector	Services
Industry	Diversified Commercial Services
Sub-industry	Diversified Commercial Services
Symbol	CORALFINAC
BSE code	531556
ISIN	INE558D01021
Face value	₹2.0
Incorporated	–
Website	–
Plants (India / abroad)	–

Data built 2026-10-23 from NSE company filings (XBRL: Integrated Filing - Financials + financial results), NSE shareholding & pledge data; price = NSE close 2026-10-27.