CSL Finance Limited
NSE: CSLFINANCE · Non Banking Financial Company (NBFC) · sector
Key numbers
Last 12 months to Jun 2026, Standalone. "Sector median" = middle value of 250 companies in Non Banking Financial Company (NBFC) (P/E median leaves out loss-making companies). Tap ? for what a number means.
Things to know
- Promoter holding rose by 1.61 percentage points in a year, to 49.17% (2026-09-30).
- Total income was higher than a year earlier in 4 of the last 4 quarters.
- Dividend paid in 4 of the last 4 financial years.
- Price ₹213.88 on 2026-10-26: -34.1% from the 52-week high, +6.9% from the 52-week low.
Plain facts from the filings, built by the same fixed rules for every company. A line appears only when the data for it is available. Not a view on the stock.
Charts
Quarterly results
| ₹ cr | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Total income | 54 | 53 | 57 | 59 | 64 | 64 | 69 | 70 |
| Net interest income | – | 53 | 57 | 59 | 64 | 64 | 69 | 70 |
| Other income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net profit | 18 | 17 | 19 | 21 | 24 | 21 | 19 | 22 |
| EPS (₹) | 7.84 | 7.36 | 8.32 | 9.36 | 10.73 | 9.18 | 8.52 | 9.72 |
| Revenue YoY | +17.8% | +20.2% | +21.7% | +17.7% | ||||
| Profit YoY | +37.0% | +24.7% | +2.3% | +3.9% |
Standalone figures where filed. Latest quarter Jun 2026.
Profit & loss (yearly)
| ₹ cr | FY23 | FY24 | FY25 | FY26 | TTM |
|---|---|---|---|---|---|
| Revenue | 117 | 166 | 215 | 256 | 267 |
| Net profit | 46 | 63 | 72 | 86 | 87 |
| EPS (₹) | 22.02 | 28.60 | 31.64 | 37.80 | 38.15 |
| Revenue growth | +41.3% | +29.8% | +19.1% | +19.3% | |
| Profit growth | +38.9% | +13.8% | +19.4% | +16.0% | |
| Dividend / share (₹) | 2.50 | 2.50 | 2.50 | 3.00 |
| Compounded growth | 3 years | 5 years | Last 12 months |
|---|---|---|---|
| Sales | +29.7% | – | +19.3% |
| Net profit | +23.6% | – | +16.0% |
| EPS | +19.7% | – | – |
| Share price | – | -22.6% (2y) | -23.4% |
Balance sheet
| ₹ cr | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|
| Shareholders' equity | 363 | 475 | 542 | 622 |
| Borrowings | 366 | 503 | 695 | 854 |
| Cash & equivalents | 46 | 63 | 81 | 93 |
| Total assets | 779 | 985 | 1,245 | 1,488 |
| Fixed assets | 6 | 5 | 6 | 6 |
| Capital work in progress | 0 | 0 | 0 | 0 |
| Inventory | 0 | 0 | 0 | 0 |
Year-end figures from the March annual filing.
Cash flow
| ₹ cr | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|
| Cash from operations | -166 | -128 | -172 | -57 |
| Cash from investing | -2 | -1 | -2 | -1 |
| Cash from financing | 196 | 143 | 184 | 70 |
| Capex | 2 | 1 | 2 | 2 |
| Free cash flow | -169 | -129 | -174 | -58 |
Free cash flow = cash from operations − capex.
Ratios by year
| ₹ cr | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|
| ROE % | 12.6% | 13.3% | 13.3% | 13.9% |
Shareholding
| Holder | % (2026-09-30) |
|---|---|
| Promoters | 49.17% |
| FIIs | 0.09% |
| DIIs | 3.11% |
| Public (non-institutions) | 46.33% |
| Quarter | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters % | 47.49% | 47.56% | 47.56% | 47.56% | 47.56% | 47.66% | 48.17% | 49.17% |
| Promoter group | % |
|---|---|
| CSL Capital Private Limited | 29.98% |
| Rohit Gupta | 16.57% |
| Rohit Gupta HUF | 2.04% |
| Ridhima Gupta | 0.32% |
| Rachita Gupta | 0.26% |
| Public holders above 1% | % |
|---|---|
| Aadi Financial Advisors LLP | 3.38% |
| Geecee Holdings LLP | 3.18% |
| Rajasthan Global Securities Private Limited | 2.18% |
| Urudavan Investment and Trading PVT Ltd | 2.06% |
| Singularity Holdings Limited | 1.91% |
| Investor Education and Protection Fund Authority Ministry of Corporate Affairs | 1.85% |
| Dhiraj Omprakash Sachdev | 1.46% |
| Sachet Singh | 1.40% |
| Sher Bahadur Tiwari | 1.30% |
9,305 shareholders. Pledged: – of promoter shares.
Peers in Non Banking Financial Company (NBFC)
| Company | Market cap | P/E | P/B | ROE | ROA | Gross NPA | Sales 3y | Div yield |
|---|---|---|---|---|---|---|---|---|
| BAJFINANCE | ₹5,71,790 cr | 28.1x | 5.2x | 19.9% | 4.14% | – | +25.1% | 0.60% |
| SHRIRAMFIN | ₹1,55,223 cr | 14.6x | 2.4x | 18.5% | 3.51% | – | +17.4% | 0.94% |
| TATACAP | ₹1,27,155 cr | 34.6x | 3.3x | 9.3% | 1.76% | – | – | 0.14% |
| CHOLAFIN | ₹1,23,499 cr | 21.4x | 4.1x | 21.2% | 2.34% | – | +34.4% | 0.14% |
| MUTHOOTFIN | ₹96,184 cr | 9.1x | 2.5x | 32.1% | 5.91% | – | +37.9% | 1.08% |
| LTF | ₹60,381 cr | 17.1x | 2.1x | 12.8% | 2.25% | – | +273.2% | 1.14% |
| SBICARD | ₹51,225 cr | 22.5x | 3.3x | 15.4% | 3.43% | – | +13.3% | 0.42% |
| PIRAMALFIN | ₹44,923 cr | 21.9x | 1.4x | 6.3% | 1.66% | – | – | 0.55% |
| SUNDARMFIN | ₹43,352 cr | 22.5x | 3.4x | 16.2% | 2.82% | – | +23.8% | 0.95% |
| CSLFINANCE | ₹481 cr | 5.6x | 0.8x | 14.9% | 5.84% | – | +29.8% | 1.42% |
Dividends & corporate actions
| Ex-date | Action | Detail |
|---|---|---|
| 2026-09-11 | Dividend | Dividend - Rs 3 Per Share & Special Dividend Rs 7 Per Share |
| 2025-09-12 | Dividend | Dividend - Rs 3 Per Share |
| 2024-09-13 | Dividend | Annual General Meeting/Dividend - Rs 2.50 Per Share |
| 2023-09-15 | Dividend | Annual General Meeting/Dividend - Rs 2.50 Per Share |
| 2022-09-16 | Dividend | Annual General Meeting/Dividend - Rs 2.50 Per Share |
Documents
- Annual report FY26
- Annual report FY25
- Annual report FY24
- Annual report FY23
- Annual report FY22
- Announcements NSE filings
- Latest results (data file) XBRL
- Announcements BSE filings
Links go to the original files on the exchange website.
About the company
| Sector | Financial Services |
| Industry | Non Banking Financial Company (NBFC) |
| Sub-industry | Non Banking Financial Company (NBFC) |
| Symbol | CSLFINANCE |
| BSE code | 530067 |
| ISIN | INE718F01018 |
| Face value | ₹10.0 |
| Incorporated | – |
| Website | – |
| Plants (India / abroad) | – |
Data built 2026-10-23 from NSE company filings (XBRL: Integrated Filing - Financials + financial results), NSE shareholding & pledge data; price = NSE close 2026-10-26.