Emerald Finance Limited

BSE: EMERALD · Non Banking Financial Company (NBFC) · sector

₹50.88BSE close 2026-10-26

Key numbers

Market cap₹176 cr

Price₹50.88

52w high / low₹93 / ₹45

P/E14.2xSector median 13.8x

P/B2.0xSector median 1.1x

Book value₹24.9

Dividend yield0.18%Sector median 0.61%

ROE15.4%Sector median 3.6%

ROA11.79%Sector median 1.94%

Gross NPA–

Net NPA–

CET1–

Sales growth 3y+227.7%Sector median +24.6%

Profit growth 3y+448.4%Sector median +28.6%

PEG0.10x

Last 12 months to Jun 2026, Standalone. "Sector median" = middle value of 250 companies in Non Banking Financial Company (NBFC) (P/E median leaves out loss-making companies). Tap ? for what a number means.

Things to know

Dividend paid in 2 of the last 5 financial years.
Price ₹50.88 on 2026-10-26: -45.3% from the 52-week high, +12.5% from the 52-week low.

Plain facts from the filings, built by the same fixed rules for every company. A line appears only when the data for it is available. Not a view on the stock.

Charts

Weekly close · high ₹162.30 · low ₹47.20

Quarterly results

₹ cr	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Total income	5	5	5	5	6	6
Net interest income	5	5	5	5	6	6
Other income	0	0	0	0	0	0
Net profit	2	3	3	3	3	3
EPS (₹)	0.63	0.76	0.86	0.91	0.82	1.00
Revenue YoY					+28.0%	+33.1%
Profit YoY					+28.7%	+31.2%

Standalone figures where filed. Latest quarter Jun 2026.

Profit & loss (yearly)

₹ cr	FY17	FY18	FY19	FY25	FY26	TTM
Revenue	1	1	1	13	21	22
Net profit	0	0	0	6	12	12
EPS (₹)	0.21	0.24	0.38	1.87	3.34	3.59
Revenue growth		+15.7%	+72.9%	+1,215.7%	+54.7%	–
Profit growth		0.0%	+400.0%	+1,740.0%	+79.3%	–
Dividend / share (₹)	–	–	–	0.16	0.09

Compounded growth	3 years	5 years	Last 12 months
Sales	+227.7%	+98.7%	–
Net profit	+448.4%	+170.3%	–
EPS	+140.5%	+65.4%	–
Share price	–	-23.2% (2y)	-37.6%

Balance sheet

₹ cr	FY25	FY26
Shareholders' equity	75	86
Borrowings	15	16
Cash & equivalents	17	5
Total assets	93	105
Fixed assets	0	1
Capital work in progress	–	0
Inventory	0	0

Year-end figures from the March annual filing.

Cash flow

₹ cr	FY25	FY26
Cash from operations	-15	-10
Cash from investing	-0	-1
Cash from financing	30	-1
Capex	0	1
Free cash flow	-15	-10

Free cash flow = cash from operations − capex.

Ratios by year

₹ cr	FY25	FY26
ROE %	8.6%	13.4%

Peers in Non Banking Financial Company (NBFC)

Company	Market cap	P/E	P/B	ROE	ROA	Gross NPA	Sales 3y	Div yield
BAJFINANCE	₹5,71,790 cr	28.1x	5.2x	19.9%	4.14%	–	+25.1%	0.60%
SHRIRAMFIN	₹1,55,223 cr	14.6x	2.4x	18.5%	3.51%	–	+17.4%	0.94%
TATACAP	₹1,27,155 cr	34.6x	3.3x	9.3%	1.76%	–	–	0.14%
CHOLAFIN	₹1,23,499 cr	21.4x	4.1x	21.2%	2.34%	–	+34.4%	0.14%
MUTHOOTFIN	₹96,184 cr	9.1x	2.5x	32.1%	5.91%	–	+37.9%	1.08%
LTF	₹60,381 cr	17.1x	2.1x	12.8%	2.25%	–	+273.2%	1.14%
SBICARD	₹51,225 cr	22.5x	3.3x	15.4%	3.43%	–	+13.3%	0.42%
PIRAMALFIN	₹44,923 cr	21.9x	1.4x	6.3%	1.66%	–	–	0.55%
SUNDARMFIN	₹43,352 cr	22.5x	3.4x	16.2%	2.82%	–	+23.8%	0.95%
EMERALD	₹176 cr	14.2x	2.0x	15.4%	11.79%	–	+227.7%	0.18%

All 250 companies in Non Banking Financial Company (NBFC) →

Dividends & corporate actions

Ex-date	Action	Detail
2026-09-23	Dividend	Final Dividend Rs 0.1
2025-09-23	Dividend	Final Dividend Rs 0.09
2025-01-31	Dividend	Interim Dividend Rs 0.06
2024-09-23	Dividend	Final Dividend Rs 0.1
2023-09-22	Dividend	Final Dividend Rs 0.1

Documents

Links go to the original files on the exchange website.

About the company


Sector	Financial Services
Industry	Non Banking Financial Company (NBFC)
Sub-industry	Non Banking Financial Company (NBFC)
Symbol	EMERALD
BSE code	538882
ISIN	INE030Q01015
Face value	₹10.0
Incorporated	–
Website	–
Plants (India / abroad)	–

Data built 2026-10-23 from BSE company filings (inline XBRL: Integrated Filing - Finance) + BSE results summary for earlier years; price = BSE close 2026-10-26.