Fedbank Financial SER L
NSE: FEDFINA · Non Banking Financial Company (NBFC) · sector
Key numbers
Last 12 months to Sep 2026, Standalone. "Sector median" = middle value of 250 companies in Non Banking Financial Company (NBFC) (P/E median leaves out loss-making companies). Tap ? for what a number means.
Things to know
- Total income was higher than a year earlier in 4 of the last 4 quarters.
- No dividend in the last 3 financial years.
- Price ₹150.23 on 2026-10-26: -15.8% from the 52-week high, +26.2% from the 52-week low.
Plain facts from the filings, built by the same fixed rules for every company. A line appears only when the data for it is available. Not a view on the stock.
Charts
Quarterly results
| ₹ cr | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|
| Total income | 533 | 523 | 520 | 535 | 555 | 616 | 670 | 719 |
| Net interest income | 533 | 523 | 520 | 535 | 555 | 616 | 670 | 719 |
| Other income | 10 | 14 | 1 | 1 | 1 | 1 | 0 | 0 |
| Net profit | 19 | 72 | 75 | 80 | 88 | 101 | 114 | 131 |
| EPS (₹) | 0.50 | 1.92 | 2.01 | 2.15 | 2.35 | 2.69 | 3.05 | 3.56 |
| Revenue YoY | +4.1% | +17.8% | +28.9% | +34.4% | ||||
| Profit YoY | +368.6% | +40.3% | +52.5% | +63.1% |
Standalone figures where filed. Latest quarter Sep 2026.
Profit & loss (yearly)
| ₹ cr | FY24 | FY25 | FY26 | TTM |
|---|---|---|---|---|
| Revenue | 1,577 | 2,036 | 2,224 | 2,561 |
| Net profit | 245 | 225 | 344 | 434 |
| EPS (₹) | 7.22 | 6.06 | 9.20 | 11.65 |
| Revenue growth | +29.1% | +9.2% | +21.3% | |
| Profit growth | -8.0% | +52.6% | +76.6% | |
| Dividend / share (₹) | – | – | – |
| Compounded growth | 3 years | 5 years | Last 12 months |
|---|---|---|---|
| Sales | – | – | +21.3% |
| Net profit | – | – | +76.6% |
| EPS | – | – | – |
| Share price | – | +19.5% (2y) | +2.5% |
Balance sheet
| ₹ cr | FY24 | FY25 | FY26 |
|---|---|---|---|
| Shareholders' equity | 2,261 | 2,547 | 2,926 |
| Borrowings | 7,437 | 9,292 | 10,837 |
| Cash & equivalents | 186 | 835 | 1,391 |
| Total assets | 11,138 | 13,250 | 16,875 |
| Fixed assets | 141 | 186 | 216 |
| Capital work in progress | 0 | 0 | 2 |
| Inventory | 0 | 0 | 0 |
Year-end figures from the March annual filing.
Cash flow
| ₹ cr | FY24 | FY25 | FY26 |
|---|---|---|---|
| Cash from operations | -776 | -978 | -1,664 |
| Cash from investing | -100 | 329 | -31 |
| Cash from financing | 967 | 1,187 | 2,310 |
| Capex | 14 | 19 | 30 |
| Free cash flow | -789 | -996 | -1,694 |
Free cash flow = cash from operations − capex.
Ratios by year
| ₹ cr | FY24 | FY25 | FY26 |
|---|---|---|---|
| ROE % | 10.8% | 8.8% | 11.7% |
Shareholding
| Holder | % (2026-09-30) |
|---|---|
| Promoters | 60.64% |
| FIIs | 9.69% |
| DIIs | 11.88% |
| of which Mutual funds | 5.24% |
| of which Insurance | 2.96% |
| Public (non-institutions) | 17.79% |
| Quarter | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters % | 61.04% | 61.03% | 60.97% | 60.88% | 60.81% | 60.79% | 60.67% | 60.64% |
| Promoter group | % |
|---|---|
| The Federal Bank Limited | 60.64% |
| Public holders above 1% | % |
|---|---|
| Bandhan Small CAP Fund | 4.25% |
| Nomura India Investment Fund Mother Fund | 3.87% |
| The Nomura Trust and Banking Co., Ltd AS the Trustee of Nomura India Stock Mother Fund | 3.01% |
| SBI Life Insurance Co. Ltd | 1.80% |
| Unifi Blend Fund 2 | 1.58% |
| HDFC Life Insurance Company Limited | 1.16% |
1,13,917 shareholders. Pledged: – of promoter shares.
Peers in Non Banking Financial Company (NBFC)
| Company | Market cap | P/E | P/B | ROE | ROA | Gross NPA | Sales 3y | Div yield |
|---|---|---|---|---|---|---|---|---|
| BAJFINANCE | ₹5,71,790 cr | 28.1x | 5.2x | 19.9% | 4.14% | – | +25.1% | 0.60% |
| SHRIRAMFIN | ₹1,55,223 cr | 14.6x | 2.4x | 18.5% | 3.51% | – | +17.4% | 0.94% |
| TATACAP | ₹1,27,155 cr | 34.6x | 3.3x | 9.3% | 1.76% | – | – | 0.14% |
| CHOLAFIN | ₹1,23,499 cr | 21.4x | 4.1x | 21.2% | 2.34% | – | +34.4% | 0.14% |
| MUTHOOTFIN | ₹96,184 cr | 9.1x | 2.5x | 32.1% | 5.91% | – | +37.9% | 1.08% |
| LTF | ₹60,381 cr | 17.1x | 2.1x | 12.8% | 2.25% | – | +273.2% | 1.14% |
| SBICARD | ₹51,225 cr | 22.5x | 3.3x | 15.4% | 3.43% | – | +13.3% | 0.42% |
| PIRAMALFIN | ₹44,923 cr | 21.9x | 1.4x | 6.3% | 1.66% | – | – | 0.55% |
| SUNDARMFIN | ₹43,352 cr | 22.5x | 3.4x | 16.2% | 2.82% | – | +23.8% | 0.95% |
| FEDFINA | ₹5,636 cr | 12.9x | 1.8x | 14.8% | 2.34% | – | – | – |
Dividends & corporate actions
| Ex-date | Action | Detail |
|---|---|---|
| 2024-09-13 | Other | Annual General Meeting |
Documents
- Annual report FY26
- Annual report FY25
- Annual report FY24
- Announcements NSE filings
- BRSR FY26
- Latest results (data file) XBRL
- Announcements BSE filings
Links go to the original files on the exchange website.
About the company
- Other financial services- Lending: Lending Services, Gold Loan, Loan against Property, Housing Loan, Business loan etc.
| Sector | Financial Services |
| Industry | Non Banking Financial Company (NBFC) |
| Sub-industry | Non Banking Financial Company (NBFC) |
| Symbol | FEDFINA |
| BSE code | 544027 |
| ISIN | INE007N01010 |
| Face value | ₹10.0 |
| Incorporated | 1995-04-17 |
| Website | www.fedfina.com |
| Plants (India / abroad) | 0 / 0 |
From the company's filings (BRSR FY26).
Data built 2026-10-22 from NSE company filings (XBRL: Integrated Filing - Financials + financial results), NSE shareholding & pledge data; price = NSE close 2026-10-26.