Five-star BUS FIN Ltd

NSE: FIVESTAR · Non Banking Financial Company (NBFC) · sector

₹414.85NSE close 2026-10-26

Key numbers

Market cap₹12,246 cr

Price₹414.85

52w high / low₹666 / ₹338

P/E11.1xSector median 13.8x

P/B1.7xSector median 1.1x

Book value₹250.0

Dividend yield0.48%Sector median 0.61%

ROE16.1%Sector median 3.6%

ROA6.99%Sector median 1.94%

Gross NPA–

Net NPA–

CET1–

Sales growth 3y+28.2%Sector median +24.6%

Profit growth 3y+22.1%Sector median +28.6%

PEG0.51x

Last 12 months to Jun 2026, Standalone. "Sector median" = middle value of 250 companies in Non Banking Financial Company (NBFC) (P/E median leaves out loss-making companies). Tap ? for what a number means.

Things to know

No promoter shares are pledged.
Total income was higher than a year earlier in 4 of the last 4 quarters.
Dividend paid in 1 of the last 4 financial years.
Price ₹414.85 on 2026-10-26: -37.7% from the 52-week high, +22.7% from the 52-week low.

Plain facts from the filings, built by the same fixed rules for every company. A line appears only when the data for it is available. Not a view on the stock.

Charts

Weekly close · high ₹894.75 · low ₹347.30

Quarterly results

₹ cr	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Total income	702	727	752	787	799	815	817	829
Net interest income	702	727	752	787	799	815	817	829
Other income	4	4	7	5	7	7	9	10
Net profit	268	274	279	266	286	277	269	271
EPS (₹)	9.16	9.36	9.49	9.04	9.72	9.41	9.14	9.19
Revenue YoY					+13.9%	+12.1%	+8.6%	+5.4%
Profit YoY					+6.8%	+1.2%	-3.5%	+1.9%

Standalone figures where filed. Latest quarter Jun 2026.

Profit & loss (yearly)

₹ cr	FY23	FY24	FY25	FY26	TTM
Revenue	1,529	2,183	2,848	3,218	3,260
Net profit	604	836	1,072	1,099	1,104
EPS (₹)	20.71	28.64	36.61	37.31	37.46
Revenue growth		+42.8%	+30.5%	+13.0%	+9.8%
Profit growth		+38.5%	+28.3%	+2.4%	+1.5%
Dividend / share (₹)	–	–	–	2.00

Compounded growth	3 years	5 years	Last 12 months
Sales	+28.2%	–	+9.8%
Net profit	+22.1%	–	+1.5%
EPS	+21.7%	–	–
Share price	–	-26.0% (2y)	-11.1%

Balance sheet

₹ cr	FY23	FY24	FY25	FY26
Shareholders' equity	4,340	5,196	6,305	7,380
Borrowings	3,722	6,020	7,140	7,417
Cash & equivalents	1,581	1,672	2,155	2,149
Total assets	8,703	11,689	14,421	15,790
Fixed assets	15	21	24	26
Capital work in progress	0	–	62	72
Inventory	0	0	0	0

Year-end figures from the March annual filing.

Cash flow

₹ cr	FY23	FY24	FY25	FY26
Cash from operations	-1,123	-2,122	-1,045	-264
Cash from investing	162	210	-585	228
Cash from financing	1,688	2,106	1,593	157
Capex	12	22	83	26
Free cash flow	-1,135	-2,145	-1,128	-290

Free cash flow = cash from operations − capex.

Ratios by year

₹ cr	FY23	FY24	FY25	FY26
ROE %	13.9%	16.1%	17.0%	14.9%

Shareholding

Holder	% (2026-09-30)
Promoters	18.61%
FIIs	43.54%
DIIs	23.54%
of which Mutual funds	19.18%
of which Insurance	0.76%
Government	0.00%
Public (non-institutions)	14.31%

Quarter	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
Promoters %	21.55%	21.47%	21.47%	18.57%	18.56%	18.61%	18.61%	18.61%

Promoter group	%
D Lakshmipathy	10.51%
Hema	7.18%
R Deenadayalan	0.55%
Varalakshmi D	0.16%
Shritha L	0.10%
Sujatha J	0.07%
Srishti Lakshmipathy	0.03%
Ranganathan V K	0.00%
Suguna R	0.00%

Public holders above 1%	%
HDFC Mutual Fund - HDFC BSE 500 ETF	7.51%
Sirius II PTE. Ltd.	5.96%
Sundaram Mutual Fund A/C Sundaram Small CAP Fund	3.04%
Peak XV Partners Investments V	2.89%
Fidelity Funds - India Focus Fund	2.86%
Kotak Small CAP Fund	2.64%
Norwest Venture Partners X - Mauritius	2.39%
Government Pension Fund Global	1.74%
Peak XV Partners Growth Investments III	1.74%
Sequoia Capital Global Growth Fund III- Endurance	1.61%
Atma RAM Builders PVT Ltd	1.59%
Whiteoak Capital Flexi CAP Fund	1.25%
Motilal Oswal Nifty Smallcap 250 Index Fund	1.20%
Nomura India Investment Fund Mother Fund	1.20%
Franklin India Opportunites Fund	1.12%

98,866 shareholders. Pledged: 0.00% of promoter shares.

Peers in Non Banking Financial Company (NBFC)

Company	Market cap	P/E	P/B	ROE	ROA	Gross NPA	Sales 3y	Div yield
BAJFINANCE	₹5,71,790 cr	28.1x	5.2x	19.9%	4.14%	–	+25.1%	0.60%
SHRIRAMFIN	₹1,55,223 cr	14.6x	2.4x	18.5%	3.51%	–	+17.4%	0.94%
TATACAP	₹1,27,155 cr	34.6x	3.3x	9.3%	1.76%	–	–	0.14%
CHOLAFIN	₹1,23,499 cr	21.4x	4.1x	21.2%	2.34%	–	+34.4%	0.14%
MUTHOOTFIN	₹96,184 cr	9.1x	2.5x	32.1%	5.91%	–	+37.9%	1.08%
LTF	₹60,381 cr	17.1x	2.1x	12.8%	2.25%	–	+273.2%	1.14%
SBICARD	₹51,225 cr	22.5x	3.3x	15.4%	3.43%	–	+13.3%	0.42%
PIRAMALFIN	₹44,923 cr	21.9x	1.4x	6.3%	1.66%	–	–	0.55%
SUNDARMFIN	₹43,352 cr	22.5x	3.4x	16.2%	2.82%	–	+23.8%	0.95%
FIVESTAR	₹12,246 cr	11.1x	1.7x	16.1%	6.99%	–	+28.2%	0.48%

All 250 companies in Non Banking Financial Company (NBFC) →

Dividends & corporate actions

Ex-date	Action	Detail
2026-07-31	Dividend	Dividend - Rs 2 Per Share
2025-08-14	Dividend	Dividend - Rs 2 Per Share

Documents

Links go to the original files on the exchange website.

About the company

Onward Lending:


Sector	Financial Services
Industry	Non Banking Financial Company (NBFC)
Sub-industry	Non Banking Financial Company (NBFC)
Symbol	FIVESTAR
BSE code	543663
ISIN	INE128S01021
Face value	₹1.0
Incorporated	1984-05-07
Website	www.fivestargroup.in
Plants (India / abroad)	0 / 0

From the company's filings (BRSR FY26).

Data built 2026-10-22 from NSE company filings (XBRL: Integrated Filing - Financials + financial results), NSE shareholding & pledge data; price = NSE close 2026-10-26.