Gujarat State Financial Corpor
BSE: GUJSTATFIN · Financial Institution · sector
Key numbers
Last 12 months to Jun 2026, Standalone. "Sector median" = middle value of 9 companies in Financial Institution (P/E median leaves out loss-making companies). Tap ? for what a number means.
Things to know
- Net loss in 6 of the last 6 quarters.
- No dividend in the last 5 financial years.
- Price ₹8.28 on 2026-10-26: -44.8% from the 52-week high, +8.9% from the 52-week low.
Plain facts from the filings, built by the same fixed rules for every company. A line appears only when the data for it is available. Not a view on the stock.
Charts
Quarterly results
| ₹ cr | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|
| Total income | 0 | 0 | 0 | 0 | 0 | 0 |
| Net interest income | -34 | -35 | -70 | -36 | -35 | -23 |
| Operating profit | -31 | -32 | -64 | -32 | -32 | -20 |
| Other income | 4 | 4 | 8 | 4 | 4 | 4 |
| Net profit | -31 | -31 | -63 | -32 | -32 | -20 |
| EPS (₹) | 3.48 | 3.48 | 7.07 | 3.58 | 3.63 | 2.21 |
| Gross NPA % | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 |
| Net NPA % | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 |
| Revenue YoY | -100.0% | -100.0% | ||||
| Profit YoY | – | – |
Standalone figures where filed. Latest quarter Jun 2026.
Profit & loss (yearly)
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 | TTM |
|---|---|---|---|---|---|---|
| Revenue | 1 | 1 | 5 | 0 | 0 | 0 |
| Net profit | -128 | -125 | -119 | -125 | -127 | -147 |
| EPS (₹) | -14.34 | -14.04 | -13.38 | 14.07 | 14.28 | 16.49 |
| Revenue growth | -35.3% | +747.3% | -97.0% | 0.0% | – | |
| Profit growth | – | – | – | – | – | |
| Dividend / share (₹) | – | – | – | – | – |
| Compounded growth | 3 years | 5 years | Last 12 months |
|---|---|---|---|
| Sales | -36.1% | – | – |
| Net profit | – | – | – |
| EPS | – | – | – |
| Share price | – | -37.6% (2y) | -36.5% |
Balance sheet
| ₹ cr | FY25 | FY26 |
|---|---|---|
| Shareholders' equity | -3,061 | -3,188 |
| Borrowings | 662 | 662 |
| Cash & equivalents | 0 | 0 |
| Total assets | 220 | 234 |
Year-end figures from the March annual filing.
Cash flow
| ₹ cr | FY25 | FY26 |
|---|---|---|
| Cash from operations | 1 | -1 |
| Cash from investing | 0 | 0 |
| Cash from financing | 0 | 0 |
| Capex | 0 | 0 |
| Free cash flow | 1 | -1 |
Free cash flow = cash from operations − capex.
Ratios by year
| ₹ cr | FY25 | FY26 |
|---|---|---|
| ROE % | 4.1% | 4.0% |
Peers in Financial Institution
| Company | Market cap | P/E | P/B | ROE | ROA | Gross NPA | Sales 3y | Div yield |
|---|---|---|---|---|---|---|---|---|
| PFC | ₹1,05,042 cr | 5.2x | 1.0x | 21.0% | 3.28% | – | +13.8% | 5.23% |
| IRFC | ₹97,230 cr | 13.2x | 1.6x | 12.6% | 1.40% | – | +4.5% | 2.82% |
| RECLTD | ₹78,523 cr | 4.9x | 0.9x | 19.7% | 2.50% | – | +14.7% | 7.78% |
| HUDCO | ₹29,078 cr | 6.8x | 1.3x | 21.3% | 2.55% | – | +22.9% | 3.66% |
| IREDA | ₹28,618 cr | 14.5x | 2.0x | 14.4% | 2.01% | – | – | – |
| IFCI | ₹16,123 cr | 299.2x | 9.0x | 3.0% | 0.53% | – | +18.9% | – |
| TFCILTD | ₹7,144 cr | 46.3x | 5.4x | 12.2% | 6.39% | – | +5.8% | 0.39% |
| HARAFIN | ₹1,189 cr | 1,145.0x | – | – | 3.84% | – | +28.6% | – |
| GUJSTATFIN | ₹74 cr | 0.5x | – | – | -62.91% | 100.00% | -36.1% | – |
Dividends & corporate actions
| Ex-date | Action | Detail |
|---|---|---|
| 2003-08-07 | Dividend | NIL Dividend |
| 2002-07-10 | Dividend | NIL Dividend |
Documents
Links go to the original files on the exchange website.
About the company
| Sector | Financial Services |
| Industry | Financial Institution |
| Sub-industry | Financial Institution |
| Symbol | GUJSTATFIN |
| BSE code | 532160 |
| ISIN | INE944A01011 |
| Face value | ₹10.0 |
| Incorporated | – |
| Website | – |
| Plants (India / abroad) | – |
Data built 2026-10-24 from BSE company filings (inline XBRL: Integrated Filing - Finance) + BSE results summary for earlier years; price = BSE close 2026-10-26.