HSG & Urban DEV Corpn Ltd

NSE: HUDCO · Financial Institution · sector

₹145.25NSE close 2026-10-26

Key numbers

Market cap₹29,078 cr

Price₹145.25

52w high / low₹247 / ₹145

P/E6.8xSector median 13.2x

P/B1.3xSector median 1.6x

Book value₹109.8

Dividend yield3.66%Sector median 3.66%

ROE21.3%Sector median 14.4%

ROA2.55%Sector median 2.50%

Gross NPA–

Net NPA–

CET1–

Sales growth 3y+22.9%Sector median +14.3%

Profit growth 3y+33.3%Sector median +13.8%

PEG0.20x

Last 12 months to Jun 2026, Standalone. "Sector median" = middle value of 9 companies in Financial Institution (P/E median leaves out loss-making companies). Tap ? for what a number means.

Things to know

Total income was higher than a year earlier in 4 of the last 4 quarters.
Dividend paid in 5 of the last 5 financial years.
Price ₹145.25 on 2026-10-26: -41.2% from the 52-week high, 0.0% from the 52-week low.

Plain facts from the filings, built by the same fixed rules for every company. A line appears only when the data for it is available. Not a view on the stock.

Charts

Weekly close · high ₹247.61 · low ₹145.25

Quarterly results

₹ cr	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Total income	2,518	2,760	2,845	2,937	3,219	3,431	3,563	3,717
Net interest income	–	2,760	2,845	2,937	3,219	3,431	3,563	3,717
Other income	8	10	10	8	32	74	62	20
Net profit	689	735	728	630	710	713	1,981	851
EPS (₹)	3.44	3.67	3.64	3.15	3.55	3.56	9.90	4.25
Revenue YoY					+27.9%	+24.3%	+25.2%	+26.6%
Profit YoY					+3.1%	-3.0%	+172.3%	+35.0%

Standalone figures where filed. Latest quarter Jun 2026.

Profit & loss (yearly)

₹ cr	FY22	FY23	FY24	FY25	FY26	TTM
Revenue	6,954	7,086	7,784	10,311	13,150	13,930
Net profit	1,717	1,702	2,117	2,709	4,034	4,255
EPS (₹)	8.57	8.50	10.57	13.53	20.15	21.26
Revenue growth		+1.9%	+9.9%	+32.5%	+27.5%	+25.9%
Profit growth		-0.9%	+24.4%	+28.0%	+48.9%	+53.0%
Dividend / share (₹)	2.17	3.50	4.60	5.75	5.60

Compounded growth	3 years	5 years	Last 12 months
Sales	+22.9%	+12.7%	+25.9%
Net profit	+33.3%	+20.6%	+53.0%
EPS	+33.3%	+20.6%	–
Share price	–	-14.0% (2y)	-32.4%

Balance sheet

₹ cr	FY22	FY23	FY24	FY25	FY26
Shareholders' equity	–	15,445	16,613	17,970	21,977
Borrowings	–	14,711	–	51,390	80,862
Cash & equivalents	–	69	387	65	226
Total assets	–	80,971	93,422	1,28,497	1,66,840
Fixed assets	–	62	56	57	60
Capital work in progress	–	17	14	14	23
Inventory	–	0	0	0	0

Year-end figures from the March annual filing.

Cash flow

₹ cr	FY22	FY23	FY24	FY25	FY26
Cash from operations	-806	-850	-10,287	-31,603	-33,912
Cash from investing	-1	-353	435	-939	-884
Cash from financing	81	691	10,174	32,215	34,793
Capex	6	2	4	22	27
Free cash flow	-812	-853	-10,291	-31,624	-33,939

Free cash flow = cash from operations − capex.

Ratios by year

₹ cr	FY22	FY23	FY24	FY25	FY26
ROE %	–	11.0%	12.7%	15.1%	18.4%

Shareholding

Holder	% (2026-09-30)
Promoters	75.00%
FIIs	2.40%
DIIs	9.51%
of which Mutual funds	1.33%
of which Insurance	8.14%
Government	0.00%
Public (non-institutions)	13.08%

Quarter	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
Promoters %	75.00%	75.00%	75.00%	75.00%	75.00%	75.00%	75.00%	75.00%

Promoter group	%
The President of India Through Secretary Ministry of Housing and Urban Affairs	75.00%

Public holders above 1%	%
Life Insurance Corporation of India	7.15%

7,48,747 shareholders. Pledged: – of promoter shares.

Peers in Financial Institution

Company	Market cap	P/E	P/B	ROE	ROA	Gross NPA	Sales 3y	Div yield
PFC	₹1,05,042 cr	5.2x	1.0x	21.0%	3.28%	–	+13.8%	5.23%
IRFC	₹97,230 cr	13.2x	1.6x	12.6%	1.40%	–	+4.5%	2.82%
RECLTD	₹78,523 cr	4.9x	0.9x	19.7%	2.50%	–	+14.7%	7.78%
HUDCO	₹29,078 cr	6.8x	1.3x	21.3%	2.55%	–	+22.9%	3.66%
IREDA	₹28,618 cr	14.5x	2.0x	14.4%	2.01%	–	–	–
IFCI	₹16,123 cr	299.2x	9.0x	3.0%	0.53%	–	+18.9%	–
TFCILTD	₹7,144 cr	46.3x	5.4x	12.2%	6.39%	–	+5.8%	0.39%
HARAFIN	₹1,189 cr	1,145.0x	–	–	3.84%	–	+28.6%	–
GUJSTATFIN	₹74 cr	0.5x	–	–	-62.91%	100.00%	-36.1%	–

All 9 companies in Financial Institution →

Dividends & corporate actions

Ex-date	Action	Detail
2026-08-17	Dividend	Dividend - Rs 1.50 Per Share
2026-07-31	Dividend	Interim Dividend - Rs 1.25 Per Share
2026-03-27	Dividend	Interim Dividend - Rs 1.25 Per Share
2026-02-06	Dividend	Interim Dividend - Rs 1.15 Per Share
2025-11-19	Dividend	Interim Dividend - Re 1 Per Share
2025-09-08	Dividend	Dividend - Re 1.05 Per Share
2025-08-14	Dividend	Interim Dividend - Rs 1.15 Per Share
2025-03-13	Dividend	Interim Dividend - Rs 1.05 Per Share
2025-01-30	Dividend	Interim Dividend - Rs 2.05 Per Share
2024-09-13	Dividend	Dividend - Rs 2.65 Per Share
2024-03-28	Dividend	Interim Dividend - Rs 1.50 Per Share
2023-09-08	Dividend	Dividend - Rs 3.10 Per Share
2023-03-21	Dividend	Interim Dividend - Re 0.75 Per Share
2022-09-15	Dividend	Dividend - Rs 2.75 Per Share
2022-03-29	Dividend	Interim Dividend - Rs 0.75 Per Share
2021-09-16	Dividend	Dividend - Rs 1.425 Per Sh
2021-03-25	Dividend	Interim Dividend - Rs 0.75 Per Share
2020-09-10	Dividend	Dividend - Rs 2.35 Per Share
2020-03-26	Dividend	Interim Dividend - Rs 0.75 Per Share
2019-09-12	Dividend	Dividend - Rs 0.15 Per Share

Documents

Links go to the original files on the exchange website.

About the company

Financial Services: Housing and Urban Infrastructure Finance


Sector	Financial Services
Industry	Financial Institution
Sub-industry	Financial Institution
Symbol	HUDCO
BSE code	540530
ISIN	INE031A01017
Face value	₹10.0
Incorporated	1970-04-25
Website	www.hudco.org.in
Plants (India / abroad)	0 / 0

From the company's filings (BRSR FY26).

Data built 2026-10-22 from NSE company filings (XBRL: Integrated Filing - Financials + financial results), NSE shareholding & pledge data; price = NSE close 2026-10-26.