Karnavati Finance Limited
BSE: KARNAVATI · Non Banking Financial Company (NBFC) · sector
Key numbers
Last 12 months to Jun 2026, Standalone. "Sector median" = middle value of 250 companies in Non Banking Financial Company (NBFC) (P/E median leaves out loss-making companies). Tap ? for what a number means.
Things to know
- Net loss in 4 of the last 6 quarters.
- No dividend in the last 5 financial years.
- Price ₹1.21 on 2026-10-26: -34.6% from the 52-week high, +12.0% from the 52-week low.
Plain facts from the filings, built by the same fixed rules for every company. A line appears only when the data for it is available. Not a view on the stock.
Charts
Quarterly results
| ₹ cr | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|
| Total income | 0 | 0 | 1 | 2 | 3 | 8 |
| Net interest income | 0 | 0 | 1 | 2 | 3 | 8 |
| Other income | 0 | 0 | 0 | 0 | 0 | 0 |
| Net profit | -1 | -0 | -0 | 1 | -6 | 6 |
| EPS (₹) | 0.09 | 0.04 | 0.04 | 0.07 | 0.58 | 0.62 |
| Revenue YoY | +900.0% | +3,395.5% | ||||
| Profit YoY | – | – |
Standalone figures where filed. Latest quarter Jun 2026.
Profit & loss (yearly)
| ₹ cr | FY17 | FY18 | FY19 | FY25 | FY26 | TTM |
|---|---|---|---|---|---|---|
| Revenue | 1 | 2 | 3 | 2 | 5 | 13 |
| Net profit | 1 | 1 | 1 | -2 | -6 | 1 |
| EPS (₹) | 0.90 | 0.62 | 0.72 | 0.17 | 0.59 | 1.31 |
| Revenue growth | +64.2% | +60.4% | -51.5% | +238.2% | – | |
| Profit growth | -17.3% | +16.1% | -333.3% | – | – | |
| Dividend / share (₹) | – | – | – | – | – |
| Compounded growth | 3 years | 5 years | Last 12 months |
|---|---|---|---|
| Sales | +38.0% | +53.6% | – |
| Net profit | – | – | – |
| EPS | -1.6% | – | – |
| Share price | – | -25.5% (2y) | -22.4% |
Balance sheet
| ₹ cr | FY25 | FY26 |
|---|---|---|
| Shareholders' equity | 10 | 4 |
| Borrowings | 11 | 60 |
| Cash & equivalents | 0 | 0 |
| Total assets | 22 | 65 |
| Fixed assets | 0 | 0 |
| Capital work in progress | 0 | 0 |
| Inventory | 0 | 0 |
Year-end figures from the March annual filing.
Cash flow
| ₹ cr | FY25 | FY26 |
|---|---|---|
| Cash from operations | 5 | -45 |
| Cash from investing | 0 | 0 |
| Cash from financing | -6 | 45 |
| Capex | 0 | 0 |
| Free cash flow | 5 | -45 |
Free cash flow = cash from operations − capex.
Ratios by year
| ₹ cr | FY25 | FY26 |
|---|---|---|
| ROE % | -16.4% | -136.4% |
Peers in Non Banking Financial Company (NBFC)
| Company | Market cap | P/E | P/B | ROE | ROA | Gross NPA | Sales 3y | Div yield |
|---|---|---|---|---|---|---|---|---|
| BAJFINANCE | ₹5,71,790 cr | 28.1x | 5.2x | 19.9% | 4.14% | – | +25.1% | 0.60% |
| SHRIRAMFIN | ₹1,55,223 cr | 14.6x | 2.4x | 18.5% | 3.51% | – | +17.4% | 0.94% |
| TATACAP | ₹1,27,155 cr | 34.6x | 3.3x | 9.3% | 1.76% | – | – | 0.14% |
| CHOLAFIN | ₹1,23,499 cr | 21.4x | 4.1x | 21.2% | 2.34% | – | +34.4% | 0.14% |
| MUTHOOTFIN | ₹96,184 cr | 9.1x | 2.5x | 32.1% | 5.91% | – | +37.9% | 1.08% |
| LTF | ₹60,381 cr | 17.1x | 2.1x | 12.8% | 2.25% | – | +273.2% | 1.14% |
| SBICARD | ₹51,225 cr | 22.5x | 3.3x | 15.4% | 3.43% | – | +13.3% | 0.42% |
| PIRAMALFIN | ₹44,923 cr | 21.9x | 1.4x | 6.3% | 1.66% | – | – | 0.55% |
| SUNDARMFIN | ₹43,352 cr | 22.5x | 3.4x | 16.2% | 2.82% | – | +23.8% | 0.95% |
| KARNAVATI | ₹12 cr | 0.9x | 2.8x | 10.1% | 1.13% | – | +38.0% | – |
Documents
Links go to the original files on the exchange website.
About the company
| Sector | Financial Services |
| Industry | Non Banking Financial Company (NBFC) |
| Sub-industry | Non Banking Financial Company (NBFC) |
| Symbol | KARNAVATI |
| BSE code | 538928 |
| ISIN | INE554R01020 |
| Face value | ₹1.0 |
| Incorporated | – |
| Website | – |
| Plants (India / abroad) | – |
Data built 2026-10-24 from BSE company filings (inline XBRL: Integrated Filing - Finance) + BSE results summary for earlier years; price = BSE close 2026-10-26.