Laxmi India Finance Ltd
NSE: LAXMIINDIA · Non Banking Financial Company (NBFC) · sector
Key numbers
Last 12 months to Jun 2026, Standalone. "Sector median" = middle value of 250 companies in Non Banking Financial Company (NBFC) (P/E median leaves out loss-making companies). Tap ? for what a number means.
Things to know
- No dividend in the last 1 financial years.
- Price ₹95.24 on 2026-10-26: -40.3% from the 52-week high, +34.0% from the 52-week low.
Plain facts from the filings, built by the same fixed rules for every company. A line appears only when the data for it is available. Not a view on the stock.
Charts
Quarterly results
| ₹ cr | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|
| Total income | 70 | 76 | 79 | 93 | 94 |
| Net interest income | 70 | 76 | 79 | 93 | 94 |
| Other income | 0 | 1 | 1 | 1 | 0 |
| Net profit | 10 | 9 | 10 | 21 | 17 |
| EPS (₹) | 2.34 | 1.90 | 1.90 | 4.06 | 3.17 |
| Revenue YoY | +34.2% | ||||
| Profit YoY | +69.4% |
Standalone figures where filed. Latest quarter Jun 2026.
Profit & loss (yearly)
| ₹ cr | FY26 | TTM |
|---|---|---|
| Revenue | 317 | 341 |
| Net profit | 50 | 57 |
| EPS (₹) | 10.20 | 11.03 |
| Dividend / share (₹) | – |
| Compounded growth | 3 years | 5 years | Last 12 months |
|---|---|---|---|
| Sales | – | – | – |
| Net profit | – | – | – |
| EPS | – | – | – |
| Share price | – | – (2y) | -32.6% |
Balance sheet
| ₹ cr | FY26 |
|---|---|
| Shareholders' equity | 465 |
| Borrowings | 1,268 |
| Cash & equivalents | 135 |
| Total assets | 1,818 |
| Fixed assets | 17 |
| Capital work in progress | 0 |
| Inventory | 0 |
Year-end figures from the March annual filing.
Cash flow
| ₹ cr | FY26 |
|---|---|
| Cash from operations | -280 |
| Cash from investing | -134 |
| Cash from financing | 354 |
| Capex | 6 |
| Free cash flow | -286 |
Free cash flow = cash from operations − capex.
Ratios by year
| ₹ cr | FY26 |
|---|---|
| ROE % | 10.7% |
Shareholding
| Holder | % (2026-09-30) |
|---|---|
| Promoters | 60.17% |
| FIIs | 1.60% |
| DIIs | 5.10% |
| of which Mutual funds | 0.00% |
| of which Insurance | 0.00% |
| Government | 0.00% |
| Public (non-institutions) | 33.13% |
| Quarter | Aug 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|
| Promoters % | 60.45% | 60.45% | 60.45% | 60.31% | 60.17% | 60.17% |
| Promoter group | % |
|---|---|
| Hirak Vinimay Private Limited | 41.51% |
| Deepak Baid | 8.21% |
| Deepak Hitech Motors Private Limited | 5.00% |
| Anisha Baid | 1.91% |
| Prem Dealers Private Limited | 1.89% |
| Prem Devi Baid | 0.95% |
| Rashmi Giria | 0.51% |
| Preeti Chopra | 0.16% |
| Vivan Baid Family Trust | 0.03% |
| Shanti Prasad Chhajer | 0.00% |
| Sarla Bothra | 0.00% |
| Ananyaa Baid | 0.00% |
| Hunar Baid | 0.00% |
| Vevaan Baid | 0.00% |
| Gyan Chand Mehta | 0.00% |
| Public holders above 1% | % |
|---|---|
| Mukul Mahavir Agrawal | 4.58% |
| Sanshi Fund-I | 3.82% |
29,199 shareholders. Pledged: – of promoter shares.
Peers in Non Banking Financial Company (NBFC)
| Company | Market cap | P/E | P/B | ROE | ROA | Gross NPA | Sales 3y | Div yield |
|---|---|---|---|---|---|---|---|---|
| BAJFINANCE | ₹5,71,790 cr | 28.1x | 5.2x | 19.9% | 4.14% | – | +25.1% | 0.60% |
| SHRIRAMFIN | ₹1,55,223 cr | 14.6x | 2.4x | 18.5% | 3.51% | – | +17.4% | 0.94% |
| TATACAP | ₹1,27,155 cr | 34.6x | 3.3x | 9.3% | 1.76% | – | – | 0.14% |
| CHOLAFIN | ₹1,23,499 cr | 21.4x | 4.1x | 21.2% | 2.34% | – | +34.4% | 0.14% |
| MUTHOOTFIN | ₹96,184 cr | 9.1x | 2.5x | 32.1% | 5.91% | – | +37.9% | 1.08% |
| LTF | ₹60,381 cr | 17.1x | 2.1x | 12.8% | 2.25% | – | +273.2% | 1.14% |
| SBICARD | ₹51,225 cr | 22.5x | 3.3x | 15.4% | 3.43% | – | +13.3% | 0.42% |
| PIRAMALFIN | ₹44,923 cr | 21.9x | 1.4x | 6.3% | 1.66% | – | – | 0.55% |
| SUNDARMFIN | ₹43,352 cr | 22.5x | 3.4x | 16.2% | 2.82% | – | +23.8% | 0.95% |
| LAXMIINDIA | ₹499 cr | 8.6x | 1.1x | 12.2% | 3.11% | – | – | – |
Documents
Links go to the original files on the exchange website.
About the company
| Sector | Financial Services |
| Industry | Non Banking Financial Company (NBFC) |
| Sub-industry | Non Banking Financial Company (NBFC) |
| Symbol | LAXMIINDIA |
| BSE code | 544465 |
| ISIN | INE06WU01026 |
| Face value | ₹5.0 |
| Incorporated | – |
| Website | – |
| Plants (India / abroad) | – |
Data built 2026-10-23 from NSE company filings (XBRL: Integrated Filing - Financials + financial results), NSE shareholding & pledge data; price = NSE close 2026-10-26.