M&M FIN. Services Ltd

NSE: M&MFIN · Non Banking Financial Company (NBFC) · sector

₹279.25NSE close 2026-10-26

Key numbers

Market cap₹38,819 cr

Price₹279.25

52w high / low₹415 / ₹273

P/E11.2xSector median 13.8x

P/B1.5xSector median 1.1x

Book value₹183.7

Dividend yield2.33%Sector median 0.61%

ROE14.3%Sector median 3.6%

ROA2.06%Sector median 1.94%

Gross NPA–

Net NPA–

CET1–

Sales growth 3y+44.0%Sector median +24.6%

Profit growth 3y+90.8%Sector median +28.6%

PEG0.26x

Last 12 months to Sep 2026, Standalone. "Sector median" = middle value of 250 companies in Non Banking Financial Company (NBFC) (P/E median leaves out loss-making companies). Tap ? for what a number means.

Things to know

Dividend paid in 2 of the last 5 financial years.
Price ₹279.25 on 2026-10-26: -32.7% from the 52-week high, +2.4% from the 52-week low.

Plain facts from the filings, built by the same fixed rules for every company. A line appears only when the data for it is available. Not a view on the stock.

Charts

Weekly close · high ₹403.00 · low ₹251.95

Quarterly results

₹ cr	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
Total income	4,241	4,419	4,473	4,754	4,800	4,972	5,164
Net interest income	4,241	4,419	4,473	4,754	4,800	4,972	5,164
Other income	4	18	17	10	10	2	11
Net profit	563	530	569	810	873	899	882
EPS (₹)	4.56	4.07	4.10	5.83	6.28	6.47	6.34
Revenue YoY					+13.2%	+12.5%	+15.4%
Profit YoY					+55.0%	+69.7%	+54.8%

Standalone figures where filed. Latest quarter Sep 2026.

Profit & loss (yearly)

₹ cr	FY16	FY17	FY18	FY25	FY26	TTM
Revenue	5,853	6,174	7,147	16,019	18,446	19,689
Net profit	673	400	892	2,345	2,782	3,464
EPS (₹)	11.92	7.09	15.35	18.99	20.35	24.92
Revenue growth		+5.5%	+15.8%	+124.1%	+15.1%	–
Profit growth		-40.5%	+122.8%	+162.9%	+18.6%	–
Dividend / share (₹)	–	–	–	6.30	6.50

Compounded growth	3 years	5 years	Last 12 months
Sales	+44.0%	+27.2%	–
Net profit	+90.8%	+27.3%	–
EPS	+42.1%	+6.6%	–
Share price	–	+1.4% (2y)	-0.9%

Balance sheet

₹ cr	FY25	FY26
Shareholders' equity	19,812	24,759
Borrowings	69,735	74,240
Cash & equivalents	5,536	7,340
Total assets	1,35,548	1,47,905
Fixed assets	876	939
Capital work in progress	1	2
Inventory	0	0

Year-end figures from the March annual filing.

Cash flow

₹ cr	FY25	FY26
Cash from operations	-15,281	-11,206
Cash from investing	-1,011	1,109
Cash from financing	17,648	8,821
Capex	425	391
Free cash flow	-15,707	-11,596

Free cash flow = cash from operations − capex.

Ratios by year

₹ cr	FY25	FY26
ROE %	11.8%	11.2%

Peers in Non Banking Financial Company (NBFC)

Company	Market cap	P/E	P/B	ROE	ROA	Gross NPA	Sales 3y	Div yield
BAJFINANCE	₹5,71,790 cr	28.1x	5.2x	19.9%	4.14%	–	+25.1%	0.60%
SHRIRAMFIN	₹1,55,223 cr	14.6x	2.4x	18.5%	3.51%	–	+17.4%	0.94%
TATACAP	₹1,27,155 cr	34.6x	3.3x	9.3%	1.76%	–	–	0.14%
CHOLAFIN	₹1,23,499 cr	21.4x	4.1x	21.2%	2.34%	–	+34.4%	0.14%
MUTHOOTFIN	₹96,184 cr	9.1x	2.5x	32.1%	5.91%	–	+37.9%	1.08%
LTF	₹60,381 cr	17.1x	2.1x	12.8%	2.25%	–	+273.2%	1.14%
SBICARD	₹51,225 cr	22.5x	3.3x	15.4%	3.43%	–	+13.3%	0.42%
PIRAMALFIN	₹44,923 cr	21.9x	1.4x	6.3%	1.66%	–	–	0.55%
SUNDARMFIN	₹43,352 cr	22.5x	3.4x	16.2%	2.82%	–	+23.8%	0.95%
M&MFIN	₹38,819 cr	11.2x	1.5x	14.3%	2.06%	–	+44.0%	2.33%

All 250 companies in Non Banking Financial Company (NBFC) →

Dividends & corporate actions

Ex-date	Action	Detail
2026-07-13	Dividend	Final Dividend Rs 7.5
2025-07-15	Dividend	Final Dividend Rs 6.5
2024-07-16	Dividend	Final Dividend Rs 6.3
2023-07-21	Dividend	Dividend Rs 6.0
2022-07-20	Dividend	Dividend Rs 3.6

Documents

Links go to the original files on the exchange website.

About the company


Sector	Financial Services
Industry	Non Banking Financial Company (NBFC)
Sub-industry	Non Banking Financial Company (NBFC)
Symbol	M&MFIN
BSE code	532720
ISIN	INE774D01024
Face value	₹2.0
Incorporated	–
Website	–
Plants (India / abroad)	–

Data built 2026-10-22 from BSE company filings (inline XBRL: Integrated Filing - Finance) + BSE results summary for earlier years; price = NSE close 2026-10-26.