Manappuram Finance Ltd
NSE: MANAPPURAM · Non Banking Financial Company (NBFC) · sector
₹287.50NSE close 2026-10-26
Key numbers
Market cap₹27,006 cr
Price₹287.50
52w high / low₹382 / ₹245
P/E15.0xSector median 13.8x
P/B1.7xSector median 1.1x
Book value₹169.7
Dividend yield0.63%Sector median 0.61%
ROE12.2%Sector median 3.6%
ROA2.49%Sector median 1.94%
Gross NPA–
Net NPA–
CET1–
Sales growth 3y+16.8%Sector median +24.6%
Profit growth 3y+6.4%Sector median +28.6%
PEG2.35x
Last 12 months to Jun 2026, Standalone. "Sector median" = middle value of 250 companies in Non Banking Financial Company (NBFC) (P/E median leaves out loss-making companies). Tap ? for what a number means.
Things to know
- 0.44% of the promoters' shares are pledged (0.2% of all shares).
- Promoter holding rose by 6.41 percentage points in a year, to 41.66% (2026-09-30).
- Total income was higher than a year earlier in 4 of the last 4 quarters.
- Dividend paid in 5 of the last 5 financial years.
- Price ₹287.50 on 2026-10-26: -24.6% from the 52-week high, +17.3% from the 52-week low.
Plain facts from the filings, built by the same fixed rules for every company. A line appears only when the data for it is available. Not a view on the stock.
Charts
Weekly close · high ₹370.15 · low ₹139.50
Total incomeNet profit
Total incomeNet profit
Quarterly results
| ₹ cr | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Total income | 1,748 | 1,799 | 1,739 | 1,743 | 1,820 | 1,915 | 2,158 | 2,543 |
| Net interest income | – | – | 1,739 | 1,743 | 1,820 | 1,915 | 2,158 | 2,543 |
| Other income | 1 | 2 | 3 | 1 | 4 | 7 | 6 | 1 |
| Net profit | 475 | 453 | 414 | 392 | 376 | 381 | 376 | 552 |
| EPS (₹) | 5.61 | 5.36 | 4.90 | 4.63 | 4.44 | 4.50 | 4.41 | 5.87 |
| Revenue YoY | +4.1% | +6.5% | +24.1% | +45.9% | ||||
| Profit YoY | -20.9% | -15.9% | -9.4% | +40.7% |
Standalone figures where filed. Latest quarter Jun 2026.
Profit & loss (yearly)
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 | TTM |
|---|---|---|---|---|---|---|
| Revenue | 4,563 | 4,802 | 5,830 | 6,906 | 7,643 | 8,436 |
| Net profit | 1,305 | 1,266 | 1,658 | 1,783 | 1,525 | 1,684 |
| EPS (₹) | 15.41 | 14.96 | 19.59 | 21.07 | 17.99 | 19.22 |
| Revenue growth | +5.2% | +21.4% | +18.5% | +10.7% | +20.0% | |
| Profit growth | -2.9% | +30.9% | +7.6% | -14.5% | -2.9% | |
| Dividend / share (₹) | 1.50 | 3.00 | 3.30 | 4.00 | 2.00 |
| Compounded growth | 3 years | 5 years | Last 12 months |
|---|---|---|---|
| Sales | +16.8% | +8.1% | +20.0% |
| Net profit | +6.4% | -2.1% | -2.9% |
| EPS | +6.3% | -2.2% | – |
| Share price | – | +43.3% (2y) | +5.4% |
Balance sheet
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Shareholders' equity | – | 8,980 | 10,349 | 11,793 | 15,938 |
| Borrowings | – | 14,268 | 18,033 | 20,895 | 40,730 |
| Cash & equivalents | – | 2,080 | 1,737 | 3,015 | 4,931 |
| Total assets | – | 29,338 | 33,973 | 39,836 | 67,554 |
| Fixed assets | – | 358 | 360 | 410 | 412 |
| Capital work in progress | – | 16 | 33 | 11 | 26 |
| Inventory | – | 0 | 0 | 0 | 0 |
Year-end figures from the March annual filing.
Cash flow
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Cash from operations | -112 | -298 | -2,863 | -2,734 | -20,559 |
| Cash from investing | -118 | -280 | -307 | -1,526 | -3,011 |
| Cash from financing | -100 | 888 | 2,826 | 4,057 | 24,960 |
| Capex | 104 | 112 | 95 | 143 | 152 |
| Free cash flow | -216 | -410 | -2,958 | -2,877 | -20,711 |
Free cash flow = cash from operations − capex.
Ratios by year
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| ROE % | – | 14.1% | 16.0% | 15.1% | 9.6% |
Shareholding
| Holder | % (2026-09-30) |
|---|---|
| Promoters | 41.66% |
| FIIs | 21.04% |
| DIIs | 17.55% |
| of which Mutual funds | 15.76% |
| of which Insurance | 0.61% |
| Government | 0.00% |
| Public (non-institutions) | 19.76% |
| Quarter | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters % | 35.25% | 35.25% | 35.25% | 35.25% | 31.77% | 31.77% | 41.66% | 41.66% |
| Promoter group | % |
|---|---|
| Nandakumar V P | 26.18% |
| BC Asia Investments XXV Limited | 9.89% |
| Sushama Nandakumar | 5.11% |
| Jyothy Prasannan | 0.48% |
| Suhas Nandan | 0.00% |
| Sooraj Nandan | 0.00% |
| Dr. Sumitha Nandan | 0.00% |
| Shelly Ekalavian | 0.00% |
| BC Asia Investments XIV Limited | 0.00% |
| BC Asia Investments XXIV Limited | 0.00% |
| Public holders above 1% | % |
|---|---|
| Smallcap World Fund, Inc | 5.04% |
| Quant Mutual Fund - Quant Small Cap Fund | 3.32% |
| Sbi Elss Tax Saver Fund | 3.13% |
| Government Pension Fund Global | 2.47% |
| Icici Prudential Multi Cap Fund | 1.86% |
5,35,957 shareholders. Pledged: 0.44% of promoter shares.
Peers in Non Banking Financial Company (NBFC)
| Company | Market cap | P/E | P/B | ROE | ROA | Gross NPA | Sales 3y | Div yield |
|---|---|---|---|---|---|---|---|---|
| BAJFINANCE | ₹5,71,790 cr | 28.1x | 5.2x | 19.9% | 4.14% | – | +25.1% | 0.60% |
| SHRIRAMFIN | ₹1,55,223 cr | 14.6x | 2.4x | 18.5% | 3.51% | – | +17.4% | 0.94% |
| TATACAP | ₹1,27,155 cr | 34.6x | 3.3x | 9.3% | 1.76% | – | – | 0.14% |
| CHOLAFIN | ₹1,23,499 cr | 21.4x | 4.1x | 21.2% | 2.34% | – | +34.4% | 0.14% |
| MUTHOOTFIN | ₹96,184 cr | 9.1x | 2.5x | 32.1% | 5.91% | – | +37.9% | 1.08% |
| LTF | ₹60,381 cr | 17.1x | 2.1x | 12.8% | 2.25% | – | +273.2% | 1.14% |
| SBICARD | ₹51,225 cr | 22.5x | 3.3x | 15.4% | 3.43% | – | +13.3% | 0.42% |
| PIRAMALFIN | ₹44,923 cr | 21.9x | 1.4x | 6.3% | 1.66% | – | – | 0.55% |
| SUNDARMFIN | ₹43,352 cr | 22.5x | 3.4x | 16.2% | 2.82% | – | +23.8% | 0.95% |
| MANAPPURAM | ₹27,006 cr | 15.0x | 1.7x | 12.2% | 2.49% | – | +16.8% | 0.63% |
Dividends & corporate actions
| Ex-date | Action | Detail |
|---|---|---|
| 2026-08-17 | Dividend | Interim Dividend - Re 1 Per Share |
| 2026-05-11 | Dividend | Interim Dividend - Re 0.50 Per Share |
| 2026-02-06 | Dividend | Interim Dividend - Re 0.50 Per Share |
| 2025-11-07 | Dividend | Interim Dividend - Re 0.50 Per Share |
| 2025-08-14 | Dividend | Interim Dividend - Rs 0.50 Per Share |
| 2025-05-15 | Dividend | Interim Dividend - Rs 0.50 Per Share |
| 2025-02-21 | Dividend | Interim Dividend - Re 1 Per Share |
| 2024-11-18 | Dividend | Interim Dividend - Re 1 Per Share |
| 2024-08-26 | Dividend | Interim Dividend - Re 1 Per Share |
| 2024-06-05 | Dividend | Interim Dividend - Re 1 Per Share |
| 2024-02-16 | Dividend | Interim Dividend - Re 0.90 Per Share |
| 2023-11-24 | Dividend | Interim Dividend - Re 0.85 Per Share |
| 2023-08-23 | Dividend | Interim Dividend - Rs 0.80 Per Share |
| 2023-05-24 | Dividend | Interim Dividend - Re 0.75 Per Share |
| 2023-02-15 | Dividend | Interim Dividend - Re 0.75 Per Share |
| 2022-11-22 | Dividend | Interim Dividend - Re 0.75 Per Share |
| 2022-08-17 | Dividend | Interim Dividend - Rs 0.75 Per Share |
| 2022-05-27 | Dividend | Interim Dividend - Rs 0.75 Per Share |
| 2022-02-24 | Dividend | Int Dividend - Rs 0.75 Per Share |
| 2021-11-24 | Dividend | Interim Dividend - Rs 0.75 Per Share |
Documents
- Annual report FY26
- Annual report FY25
- Annual report FY24
- Annual report FY23
- Annual report FY22
- Announcements NSE filings
- BRSR FY26
- Latest results (data file) XBRL
- Announcements BSE filings
Links go to the original files on the exchange website.
About the company
- Financial services: Manappuram Finance Limited is a retail financial services provider and engages in activities such as providing Loans against gold jewellery, Loans against property, Loans for purchase of commercial vehicles, Loans to MSMEs and other complementary lending activities
| Sector | Financial Services |
| Industry | Non Banking Financial Company (NBFC) |
| Sub-industry | Non Banking Financial Company (NBFC) |
| Symbol | MANAPPURAM |
| BSE code | 531213 |
| ISIN | INE522D01027 |
| Face value | ₹2.0 |
| Incorporated | 1992-07-15 |
| Website | www.manappuram.com |
| Plants (India / abroad) | 0 / 0 |
From the company's filings (BRSR FY26).
Data built 2026-10-22 from NSE company filings (XBRL: Integrated Filing - Financials + financial results), NSE shareholding & pledge data; price = NSE close 2026-10-26.