Mangal Credit N Fincorp L
NSE: MANCREDIT · Non Banking Financial Company (NBFC) · sector
₹210.37NSE close 2026-10-26
Key numbers
Market cap₹444 cr
Price₹210.37
52w high / low₹287 / ₹152
P/E24.5xSector median 13.8x
P/B2.6xSector median 1.1x
Book value₹81.8
Dividend yield0.33%Sector median 0.61%
ROE11.5%Sector median 3.6%
ROA3.48%Sector median 1.94%
Gross NPA–
Net NPA–
CET1–
Sales growth 3y–Sector median +24.6%
Profit growth 3y–Sector median +28.6%
PEG0.53x
Last 12 months to Jun 2026, Standalone. "Sector median" = middle value of 250 companies in Non Banking Financial Company (NBFC) (P/E median leaves out loss-making companies). Tap ? for what a number means.
Things to know
- Total income was higher than a year earlier in 4 of the last 4 quarters.
- Dividend paid in 2 of the last 2 financial years.
- Price ₹210.37 on 2026-10-26: -26.8% from the 52-week high, +38.3% from the 52-week low.
Plain facts from the filings, built by the same fixed rules for every company. A line appears only when the data for it is available. Not a view on the stock.
Charts
Weekly close · high ₹245.10 · low ₹135.84
Total incomeNet profit
Total incomeNet profit
Quarterly results
| ₹ cr | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Total income | 12 | 13 | 13 | 14 | 16 | 18 | 21 | 22 |
| Net interest income | 12 | 13 | 13 | 14 | 16 | 18 | 21 | 22 |
| Other income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net profit | 3 | 3 | 3 | 3 | 3 | 4 | 5 | 6 |
| EPS (₹) | 1.65 | 1.78 | 1.34 | 1.53 | 1.48 | 1.82 | 2.59 | 2.70 |
| Revenue YoY | +35.7% | +44.4% | +59.3% | +53.1% | ||||
| Profit YoY | -7.1% | +10.1% | +109.2% | +89.7% |
Standalone figures where filed. Latest quarter Jun 2026.
Profit & loss (yearly)
| ₹ cr | FY25 | FY26 | TTM |
|---|---|---|---|
| Revenue | 50 | 70 | 78 |
| Net profit | 13 | 15 | 18 |
| EPS (₹) | 6.68 | 7.46 | 8.59 |
| Revenue growth | +41.0% | +48.7% | |
| Profit growth | +17.1% | +46.1% | |
| Dividend / share (₹) | 0.60 | 0.75 |
| Compounded growth | 3 years | 5 years | Last 12 months |
|---|---|---|---|
| Sales | – | – | +48.7% |
| Net profit | – | – | +46.1% |
| EPS | – | – | – |
| Share price | – | +23.3% (2y) | +17.0% |
Balance sheet
| ₹ cr | FY25 | FY26 |
|---|---|---|
| Shareholders' equity | 141 | 173 |
| Borrowings | 199 | 251 |
| Cash & equivalents | 26 | 52 |
| Total assets | 349 | 517 |
| Fixed assets | 1 | 1 |
| Capital work in progress | 0 | 0 |
| Inventory | 0 | 0 |
Year-end figures from the March annual filing.
Cash flow
| ₹ cr | FY25 | FY26 |
|---|---|---|
| Cash from operations | -49 | -114 |
| Cash from investing | -5 | -10 |
| Cash from financing | 60 | 139 |
| Capex | 1 | 1 |
| Free cash flow | -50 | -115 |
Free cash flow = cash from operations − capex.
Ratios by year
| ₹ cr | FY25 | FY26 |
|---|---|---|
| ROE % | 9.3% | 8.9% |
Shareholding
| Holder | % (2026-09-30) |
|---|---|
| Promoters | 55.25% |
| FIIs | 0.27% |
| DIIs | 0.01% |
| Public (non-institutions) | 44.47% |
| Quarter | Mar 2025 | Jun 2025 | Aug 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters % | 51.71% | 51.71% | 55.25% | 55.25% | 55.25% | 55.25% | 55.25% | 55.25% |
| Promoter group | % |
|---|---|
| Meghraj Sohanlal Jain | 22.67% |
| Ajit S Jain HUF | 11.77% |
| Hardik Meghraj Jain | 11.26% |
| Dhakad Properties Private Limited | 5.96% |
| Ajit Sohanlal Jain | 1.89% |
| Seema Ajit Jain | 0.59% |
| Bhavika Meghraj Jain | 0.41% |
| Swarn Bhavya Mangal Jewels Private Limited | 0.40% |
| Indra Meghraj Jain | 0.30% |
| Public holders above 1% | % |
|---|---|
| E Ally Consulting India Private Limited | 7.96% |
| Shree Jaisal Electronics and Industries Limited | 4.40% |
| Ankit J Jain | 2.23% |
| Investor Education and Protection Fund Authority Ministry of Corporate Affairs | 1.98% |
| Prakash Mahendra Bafna | 1.73% |
| L7 Media Private Limited | 1.66% |
| Pravin Udaylal Jain | 1.62% |
| Accomplish Trades Solutions Private Limited | 1.58% |
| Jagdishkumar Bherulal Jain | 1.21% |
3,512 shareholders. Pledged: – of promoter shares.
Peers in Non Banking Financial Company (NBFC)
| Company | Market cap | P/E | P/B | ROE | ROA | Gross NPA | Sales 3y | Div yield |
|---|---|---|---|---|---|---|---|---|
| BAJFINANCE | ₹5,71,790 cr | 28.1x | 5.2x | 19.9% | 4.14% | – | +25.1% | 0.60% |
| SHRIRAMFIN | ₹1,55,223 cr | 14.6x | 2.4x | 18.5% | 3.51% | – | +17.4% | 0.94% |
| TATACAP | ₹1,27,155 cr | 34.6x | 3.3x | 9.3% | 1.76% | – | – | 0.14% |
| CHOLAFIN | ₹1,23,499 cr | 21.4x | 4.1x | 21.2% | 2.34% | – | +34.4% | 0.14% |
| MUTHOOTFIN | ₹96,184 cr | 9.1x | 2.5x | 32.1% | 5.91% | – | +37.9% | 1.08% |
| LTF | ₹60,381 cr | 17.1x | 2.1x | 12.8% | 2.25% | – | +273.2% | 1.14% |
| SBICARD | ₹51,225 cr | 22.5x | 3.3x | 15.4% | 3.43% | – | +13.3% | 0.42% |
| PIRAMALFIN | ₹44,923 cr | 21.9x | 1.4x | 6.3% | 1.66% | – | – | 0.55% |
| SUNDARMFIN | ₹43,352 cr | 22.5x | 3.4x | 16.2% | 2.82% | – | +23.8% | 0.95% |
| MANCREDIT | ₹444 cr | 24.5x | 2.6x | 11.5% | 3.48% | – | – | 0.33% |
Dividends & corporate actions
| Ex-date | Action | Detail |
|---|---|---|
| 2026-09-11 | Dividend | Dividend - Re 0.75 Per Share |
| 2025-09-17 | Dividend | Dividend - Re 0.75 Per Share |
| 2024-09-17 | Dividend | Dividend - Re 0.60 Per Sh |
| 2024-09-17 | Other | Annual General Meeting |
Documents
- Annual report FY26
- Annual report FY25
- Annual report FY24
- Announcements NSE filings
- Latest results (data file) XBRL
- Announcements BSE filings
Links go to the original files on the exchange website.
About the company
| Sector | Financial Services |
| Industry | Non Banking Financial Company (NBFC) |
| Sub-industry | Non Banking Financial Company (NBFC) |
| Symbol | MANCREDIT |
| BSE code | 505850 |
| ISIN | INE545L01039 |
| Face value | ₹10.0 |
| Incorporated | – |
| Website | – |
| Plants (India / abroad) | – |
Data built 2026-10-23 from NSE company filings (XBRL: Integrated Filing - Financials + financial results), NSE shareholding & pledge data; price = NSE close 2026-10-26.