ONE Mobikwik Systems Ltd
NSE: MOBIKWIK · Financial Technology (Fintech) · sector
₹213.44NSE close 2026-10-26
Key numbers
Market cap₹1,681 cr
Price₹213.44
52w high / low₹274 / ₹151
P/E–Sector median 73.3x
P/B3.1xSector median 3.6x
Book value₹68.4
Dividend yield–Sector median 0.23%
ROE-2.2%Sector median 4.2%
ROCE1.5%Sector median 4.4%
OPM-0.6%Sector median 5.2%
Debt / equity0.48xSector median 0.07x
EV/EBITDA–Sector median 17.2x
Interest cover0.5x
Current ratio1.47x
Sales growth 3y–Sector median +32.8%
Profit growth 3y–Sector median +49.9%
PEG–
Last 12 months to Jun 2026, Consolidated. "Sector median" = middle value of 12 companies in Financial Technology (Fintech) (P/E median leaves out loss-making companies). Tap ? for what a number means.
Things to know
- Cash ₹893 cr vs borrowings ₹261 cr (FY26): cash is higher (net cash).
- Operating profit covered interest 0.5x in the last 12 months.
- Net loss in 5 of the last 8 quarters.
- Revenue was higher than a year earlier in 3 of the last 4 quarters.
- No dividend in the last 2 financial years.
- Price ₹213.44 on 2026-10-26: -22.1% from the 52-week high, +40.9% from the 52-week low.
Plain facts from the filings, built by the same fixed rules for every company. A line appears only when the data for it is available. Not a view on the stock.
Charts
Weekly close · high ₹627.80 · low ₹169.41
RevenueNet profit
RevenueNet profit
Quarterly results
| ₹ cr | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 291 | 269 | 268 | 271 | 270 | 289 | 289 | 281 |
| EBITDA | 4 | -48 | -56 | -41 | -27 | 7 | 6 | 8 |
| OPM % | 1.3% | -17.7% | -21.1% | -15.3% | -10.1% | 2.3% | 2.2% | 2.9% |
| Other income | 3 | 5 | 11 | 10 | 9 | 8 | 7 | 8 |
| Net profit | -4 | -55 | -56 | -42 | -29 | 4 | 4 | 8 |
| EPS (₹) | -0.63 | -9.48 | -8.88 | -5.39 | -3.67 | 0.52 | 0.56 | 0.97 |
| Revenue YoY | -7.0% | +7.2% | +7.8% | +3.7% | ||||
| Profit YoY | – | – | – | – |
Consolidated figures where filed. Latest quarter Jun 2026.
Profit & loss (yearly)
| ₹ cr | FY25 | FY26 | TTM |
|---|---|---|---|
| Revenue | 1,170 | 1,119 | 1,129 |
| EBITDA | -102 | -56 | -6 |
| Net profit | -122 | -62 | -13 |
| EPS (₹) | -19.27 | -7.93 | -1.62 |
| Revenue growth | -4.4% | +2.7% | |
| Profit growth | – | – | |
| Dividend / share (₹) | – | – |
| Compounded growth | 3 years | 5 years | Last 12 months |
|---|---|---|---|
| Sales | – | – | +2.7% |
| Net profit | – | – | – |
| EPS | – | – | – |
| Share price | – | – (2y) | -17.4% |
Balance sheet
| ₹ cr | FY25 | FY26 |
|---|---|---|
| Shareholders' equity | 589 | 539 |
| Borrowings | 271 | 261 |
| Cash & equivalents | 969 | 893 |
| Total assets | 1,360 | 1,409 |
| Fixed assets | 6 | 10 |
| Capital work in progress | – | 0 |
| Investments | 6 | 9 |
| Receivables | 56 | 73 |
| Inventory | 0 | 0 |
| Payables | 107 | 97 |
Year-end figures from the March annual filing.
Cash flow
| ₹ cr | FY25 | FY26 |
|---|---|---|
| Cash from operations | -68 | -78 |
| Cash from investing | -313 | 82 |
| Cash from financing | 515 | -2 |
| Capex | 9 | 12 |
| Free cash flow | -77 | -90 |
Free cash flow = cash from operations − capex.
Ratios by year
| ₹ cr | FY25 | FY26 |
|---|---|---|
| ROE % | -20.6% | -11.5% |
| ROCE % | -10.7% | -4.3% |
| Debtor days | 17 | 24 |
| Inventory days | 0 | 0 |
| Payable days | 33 | 32 |
| Cash conversion cycle (days) | -16 | -8 |
| Working capital days | 139 | 132 |
Shareholding
| Holder | % (2026-09-30) |
|---|---|
| Promoters | 25.21% |
| FIIs | 3.50% |
| DIIs | 3.46% |
| of which Insurance | 2.27% |
| Public (non-institutions) | 67.83% |
| Quarter | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters % | 25.18% | 25.18% | 25.03% | 24.87% | 25.11% | 25.08% | 25.08% | 25.21% |
| Promoter group | % |
|---|---|
| Bipin Preet Singh | 14.52% |
| Upasana Rupkrishan Taku | 10.24% |
| Narinder Singh Family Trust (Trustee - Bipin Preet Singh and Upasana Rupkrishan Taku) | 0.27% |
| Koshur Family Trust (Trustee - Bipin Preet Singh and Upasana Rupkrishan Taku) | 0.19% |
| Surjit Kaur | 0.00% |
| Navjot Singh | 0.00% |
| Navsharan | 0.00% |
| Cazmir Singh Taku | 0.00% |
| Usha Taku | 0.00% |
| Utma Taku | 0.00% |
| Public holders above 1% | % |
|---|---|
| Bajaj Finance Limited | 10.13% |
| Government Pension Fund Global | 2.99% |
| Bajaj Life Insurance Limited | 2.25% |
| Times Internet Limited | 1.91% |
| Milind Pankaj Patel | 1.78% |
| Chetan Jayantilal Shah | 1.59% |
| Cisco Systems (Usa) Pte Ltd | 1.52% |
| American Express Travel Related Services Company, Inc | 1.33% |
1,56,556 shareholders. Pledged: – of promoter shares.
Peers in Financial Technology (Fintech)
| Company | Market cap | P/E | P/B | ROE | ROCE | OPM | Sales 3y | Div yield |
|---|---|---|---|---|---|---|---|---|
| PAYTM | ₹1,05,901 cr | 162.9x | 6.6x | 4.2% | – | 5.2% | +1.8% | – |
| POLICYBZR | ₹47,334 cr | 63.0x | 6.5x | 10.9% | – | 8.4% | +38.5% | – |
| CCAVENUE | ₹41,841 cr | 118.6x | 8.8x | 6.9% | 7.4% | 4.0% | +60.5% | 0.00% |
| PINELABS | ₹17,868 cr | 137.0x | 3.0x | 2.2% | – | 14.3% | – | – |
| MPIMANIPAL | ₹6,830 cr | – | – | – | – | – | – | – |
| STYL | ₹5,072 cr | 18.9x | 3.6x | 18.5% | 24.6% | 26.2% | – | 0.34% |
| NPST | ₹3,420 cr | 73.3x | 7.8x | 18.7% | 13.6% | 25.1% | – | 0.12% |
| MOBIKWIK | ₹1,681 cr | – | 3.1x | -2.2% | 1.5% | -0.6% | – | – |
| TURTLEMINT | ₹1,584 cr | – | 5.2x | -60.4% | -62.4% | -16.9% | – | – |
| WSFX | ₹78 cr | 12.2x | 1.9x | 16.1% | 20.9% | 9.1% | +32.8% | 2.41% |
Documents
- Annual report FY26
- Annual report FY25
- Announcements NSE filings
- BRSR FY26
- Latest results (data file) XBRL
- Announcements BSE filings
Links go to the original files on the exchange website.
About the company
- Financial and Insurance related Information Services: Other Financial activities
| Sector | Financial Services |
| Industry | Financial Technology (Fintech) |
| Sub-industry | Financial Technology (Fintech) |
| Symbol | MOBIKWIK |
| BSE code | 544305 |
| ISIN | INE0HLU01028 |
| Face value | ₹2.0 |
| Incorporated | 2008-03-20 |
| Website | https://www.mobikwik.com |
| Plants (India / abroad) | 0 / 0 |
From the company's filings (BRSR FY26).
Data built 2026-10-22 from NSE company filings (XBRL: Integrated Filing - Financials + financial results), NSE shareholding & pledge data; price = NSE close 2026-10-26.