Turtlemint Fintech Sols L
NSE: TURTLEMINT · Financial Technology (Fintech) · sector
₹53.77NSE close 2026-10-26
Key numbers
Market cap₹1,584 cr
Price₹53.77
52w high / low₹160 / ₹54
P/E–Sector median 73.3x
P/B5.2xSector median 3.6x
Book value₹10.4
Dividend yield–Sector median 0.23%
ROE-60.4%Sector median 4.2%
ROCE-62.4%Sector median 4.4%
OPM-16.9%Sector median 5.2%
Debt / equity0.00xSector median 0.07x
EV/EBITDA–Sector median 17.2x
Interest cover-92.7x
Current ratio2.74x
Sales growth 3y–Sector median +32.8%
Profit growth 3y–Sector median +49.9%
PEG–
Last 12 months to Jun 2026, Consolidated. "Sector median" = middle value of 12 companies in Financial Technology (Fintech) (P/E median leaves out loss-making companies). Tap ? for what a number means.
Things to know
- Cash ₹125 cr vs borrowings ₹0 cr (FY26): cash is higher (net cash).
- Operating profit covered interest -92.7x in the last 12 months.
- Net loss in 1 of the last 2 quarters.
- No dividend in the last 1 financial years.
- Price ₹53.77 on 2026-10-26: -66.4% from the 52-week high, 0.0% from the 52-week low.
Plain facts from the filings, built by the same fixed rules for every company. A line appears only when the data for it is available. Not a view on the stock.
Charts
Weekly close · high ₹146.86 · low ₹53.77
RevenueNet profit
RevenueNet profit
Quarterly results
| ₹ cr | Mar 2026 | Jun 2026 |
|---|---|---|
| Revenue | 357 | 294 |
| EBITDA | -4 | -33 |
| OPM % | -1.1% | -11.2% |
| Other income | 3 | 2 |
| Net profit | 3 | -38 |
| EPS (₹) | 0.12 | -1.47 |
Consolidated figures where filed. Latest quarter Jun 2026.
Profit & loss (yearly)
| ₹ cr | FY26 | TTM |
|---|---|---|
| Revenue | 1,098 | 1,098 |
| EBITDA | -185 | -185 |
| Net profit | -184 | -184 |
| EPS (₹) | -7.10 | -7.10 |
| Dividend / share (₹) | – |
| Compounded growth | 3 years | 5 years | Last 12 months |
|---|---|---|---|
| Sales | – | – | – |
| Net profit | – | – | – |
| EPS | – | – | – |
| Share price | – | – (2y) | – |
Balance sheet
| ₹ cr | FY26 |
|---|---|
| Shareholders' equity | 305 |
| Borrowings | 0 |
| Cash & equivalents | 125 |
| Total assets | 450 |
| Fixed assets | 22 |
| Capital work in progress | 0 |
| Investments | 0 |
| Receivables | 159 |
| Inventory | 0 |
| Payables | 71 |
Year-end figures from the March annual filing.
Cash flow
| ₹ cr | FY26 |
|---|---|
| Cash from operations | -182 |
| Cash from investing | 172 |
| Cash from financing | -13 |
| Capex | 3 |
| Free cash flow | -185 |
Free cash flow = cash from operations − capex.
Ratios by year
| ₹ cr | FY26 |
|---|---|
| ROE % | -60.4% |
| ROCE % | -62.4% |
| Debtor days | 53 |
| Inventory days | 0 |
| Payable days | 24 |
| Cash conversion cycle (days) | 29 |
| Working capital days | 72 |
Shareholding
| Holder | % (2026-09-30) |
|---|---|
| Promoters | 13.21% |
| FIIs | 4.05% |
| DIIs | 13.77% |
| of which Mutual funds | 6.57% |
| of which Insurance | 2.57% |
| Public (non-institutions) | 68.97% |
| Quarter | Jun 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|
| Promoters % | 13.21% | 13.21% | 13.21% |
| Promoter group | % |
|---|---|
| Dhirendra Nalin Mahyavanshi | 6.76% |
| Anand Rohidas Prabhudesai | 6.46% |
| Amar Rohidas Prabhudesai | 0.00% |
| Kalindi Anant Karandikar | 0.00% |
| Nandini Ashish Apte | 0.00% |
| Rohidas Gajanan Prabhudesai | 0.00% |
| Shubhangi Godboley | 0.00% |
| Anaya Anand Prabhudesai | 0.00% |
| Antara Anand Prabhudesai | 0.00% |
| Anuradha Anand Prabhudesai | 0.00% |
| Ashutosh Anant Karandikar | 0.00% |
| Alkesh Nalin Mahyavanshi | 0.00% |
| Dipak Nalin Mahyavanshi | 0.00% |
| Geeta Sashidharan | 0.00% |
| Nalinkumar Maganlal Mahyavanshi | 0.00% |
| Public holders above 1% | % |
|---|---|
| Nexus Ventures IV, Ltd. | 17.73% |
| Peak XV Partners Investments V | 16.45% |
| Jungle Ventures III Investment Holding PTE. Ltd. | 3.87% |
| SIG Global India Fund I, LLP | 3.29% |
| Amansa Investments Ltd | 3.06% |
| Mirae Asset Multicap Fund | 2.85% |
| Amfam VC Fund III LP | 2.48% |
| Blume Ventures Fund 1X | 2.29% |
| GGV VII Investments PTE Ltd | 2.29% |
| Bank of India Small CAP Fund | 2.22% |
| Nexus Ventures VI Holdings, LLC | 2.04% |
| Massmutual Ventures US II LLC | 1.74% |
| Terrapin LUX S.C.SP. | 1.53% |
| MW XO Digital Finance Fund Holdco Ltd | 1.53% |
| Blume Ventures (Opportunities) Fund IIA | 1.39% |
47,059 shareholders. Pledged: – of promoter shares.
Peers in Financial Technology (Fintech)
| Company | Market cap | P/E | P/B | ROE | ROCE | OPM | Sales 3y | Div yield |
|---|---|---|---|---|---|---|---|---|
| PAYTM | ₹1,05,901 cr | 162.9x | 6.6x | 4.2% | – | 5.2% | +1.8% | – |
| POLICYBZR | ₹47,334 cr | 63.0x | 6.5x | 10.9% | – | 8.4% | +38.5% | – |
| CCAVENUE | ₹41,841 cr | 118.6x | 8.8x | 6.9% | 7.4% | 4.0% | +60.5% | 0.00% |
| PINELABS | ₹17,868 cr | 137.0x | 3.0x | 2.2% | – | 14.3% | – | – |
| MPIMANIPAL | ₹6,830 cr | – | – | – | – | – | – | – |
| STYL | ₹5,072 cr | 18.9x | 3.6x | 18.5% | 24.6% | 26.2% | – | 0.34% |
| NPST | ₹3,420 cr | 73.3x | 7.8x | 18.7% | 13.6% | 25.1% | – | 0.12% |
| MOBIKWIK | ₹1,681 cr | – | 3.1x | -2.2% | 1.5% | -0.6% | – | – |
| TURTLEMINT | ₹1,584 cr | – | 5.2x | -60.4% | -62.4% | -16.9% | – | – |
| WSFX | ₹78 cr | 12.2x | 1.9x | 16.1% | 20.9% | 9.1% | +32.8% | 2.41% |
Documents
Links go to the original files on the exchange website.
About the company
| Sector | Financial Services |
| Industry | Financial Technology (Fintech) |
| Sub-industry | Financial Technology (Fintech) |
| Symbol | TURTLEMINT |
| BSE code | 544799 |
| ISIN | INE0OC301013 |
| Face value | ₹1.0 |
| Incorporated | – |
| Website | – |
| Plants (India / abroad) | – |
Data built 2026-10-23 from NSE company filings (XBRL: Integrated Filing - Financials + financial results), NSE shareholding & pledge data; price = NSE close 2026-10-26.