Northern ARC Capital Ltd
NSE: NORTHARC · Non Banking Financial Company (NBFC) · sector
Key numbers
Last 12 months to Jun 2026, Standalone. "Sector median" = middle value of 250 companies in Non Banking Financial Company (NBFC) (P/E median leaves out loss-making companies). Tap ? for what a number means.
Things to know
- Total income was higher than a year earlier in 4 of the last 4 quarters.
- No dividend in the last 2 financial years.
- Price ₹244.35 on 2026-10-26: -26.8% from the 52-week high, +18.6% from the 52-week low.
Plain facts from the filings, built by the same fixed rules for every company. A line appears only when the data for it is available. Not a view on the stock.
Charts
Quarterly results
| ₹ cr | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Total income | 573 | 560 | 590 | 591 | 606 | 712 | 731 | 768 |
| Net interest income | 573 | 560 | 590 | 591 | 606 | 712 | 731 | 768 |
| Other income | 1 | 4 | 3 | 2 | 1 | 3 | 3 | 3 |
| Net profit | 112 | 102 | 47 | 104 | 95 | 92 | 139 | 122 |
| EPS (₹) | 9.17 | 6.34 | 2.90 | 6.42 | 5.87 | 5.70 | 8.58 | 7.54 |
| Revenue YoY | +5.8% | +27.1% | +24.0% | +30.0% | ||||
| Profit YoY | -15.5% | -9.9% | +196.6% | +17.6% |
Standalone figures where filed. Latest quarter Jun 2026.
Profit & loss (yearly)
| ₹ cr | FY25 | FY26 | TTM |
|---|---|---|---|
| Revenue | 2,284 | 2,634 | 2,817 |
| Net profit | 343 | 429 | 447 |
| EPS (₹) | 22.59 | 26.57 | 27.69 |
| Revenue growth | +15.3% | +21.8% | |
| Profit growth | +25.3% | +22.7% | |
| Dividend / share (₹) | – | – |
| Compounded growth | 3 years | 5 years | Last 12 months |
|---|---|---|---|
| Sales | – | – | +21.8% |
| Net profit | – | – | +22.7% |
| EPS | – | – | – |
| Share price | – | +2.3% (2y) | -5.4% |
Balance sheet
| ₹ cr | FY25 | FY26 |
|---|---|---|
| Shareholders' equity | 3,409 | 3,893 |
| Borrowings | 8,377 | 10,804 |
| Cash & equivalents | 636 | 486 |
| Total assets | 13,521 | 16,653 |
| Fixed assets | 9 | 7 |
| Capital work in progress | 0 | 0 |
| Inventory | 0 | 0 |
Year-end figures from the March annual filing.
Cash flow
| ₹ cr | FY25 | FY26 |
|---|---|---|
| Cash from operations | -1,054 | -1,524 |
| Cash from investing | -398 | -881 |
| Cash from financing | 1,612 | 2,309 |
| Capex | 16 | 28 |
| Free cash flow | -1,070 | -1,552 |
Free cash flow = cash from operations − capex.
Ratios by year
| ₹ cr | FY25 | FY26 |
|---|---|---|
| ROE % | 10.0% | 11.0% |
Shareholding
| Holder | % (2026-09-30) |
|---|---|
| FIIs | 12.93% |
| DIIs | 5.14% |
| of which Mutual funds | 0.44% |
| of which Insurance | 1.35% |
| Government | 0.00% |
| Public (non-institutions) | 81.93% |
| Quarter | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Public holders above 1% | % |
|---|---|
| Augusta Investments II PTE. Ltd. | 13.81% |
| Leapfrog Financial Inclusion India (II) Ltd | 12.45% |
| International Finance Corporation | 6.07% |
| Sumitomo Mitsui Banking Corporation | 3.76% |
| Cohesion MK Best Ideas Sub-trust | 3.01% |
| Shubhi Consultancy Services LLP | 2.89% |
| Plutus Wealth Management LLP | 2.47% |
| Ashish Dhawan | 2.16% |
| Ellipsis Partners LLC | 1.54% |
| Cybage Software Private Limited | 1.53% |
| Dvara Holdings | 1.31% |
90,187 shareholders. Pledged: – of promoter shares.
Peers in Non Banking Financial Company (NBFC)
| Company | Market cap | P/E | P/B | ROE | ROA | Gross NPA | Sales 3y | Div yield |
|---|---|---|---|---|---|---|---|---|
| BAJFINANCE | ₹5,71,790 cr | 28.1x | 5.2x | 19.9% | 4.14% | – | +25.1% | 0.60% |
| SHRIRAMFIN | ₹1,55,223 cr | 14.6x | 2.4x | 18.5% | 3.51% | – | +17.4% | 0.94% |
| TATACAP | ₹1,27,155 cr | 34.6x | 3.3x | 9.3% | 1.76% | – | – | 0.14% |
| CHOLAFIN | ₹1,23,499 cr | 21.4x | 4.1x | 21.2% | 2.34% | – | +34.4% | 0.14% |
| MUTHOOTFIN | ₹96,184 cr | 9.1x | 2.5x | 32.1% | 5.91% | – | +37.9% | 1.08% |
| LTF | ₹60,381 cr | 17.1x | 2.1x | 12.8% | 2.25% | – | +273.2% | 1.14% |
| SBICARD | ₹51,225 cr | 22.5x | 3.3x | 15.4% | 3.43% | – | +13.3% | 0.42% |
| PIRAMALFIN | ₹44,923 cr | 21.9x | 1.4x | 6.3% | 1.66% | – | – | 0.55% |
| SUNDARMFIN | ₹43,352 cr | 22.5x | 3.4x | 16.2% | 2.82% | – | +23.8% | 0.95% |
| NORTHARC | ₹3,949 cr | 8.8x | 1.0x | 12.2% | 2.69% | – | – | – |
Documents
- Annual report FY26
- Annual report FY25
- Annual report FY24
- Announcements NSE filings
- BRSR FY26
- Latest results (data file) XBRL
- Announcements BSE filings
Links go to the original files on the exchange website.
About the company
- Financial service: Non-Banking Financial Services
| Sector | Financial Services |
| Industry | Non Banking Financial Company (NBFC) |
| Sub-industry | Non Banking Financial Company (NBFC) |
| Symbol | NORTHARC |
| BSE code | 544260 |
| ISIN | INE850M01015 |
| Face value | ₹10.0 |
| Incorporated | 1989-03-09 |
| Website | www.northernarc.com |
| Plants (India / abroad) | 0 / 0 |
From the company's filings (BRSR FY26).
Data built 2026-10-22 from NSE company filings (XBRL: Integrated Filing - Financials + financial results), NSE shareholding & pledge data; price = NSE close 2026-10-26.