PNB Gilts Limited
NSE: PNBGILTS · Investment Company · sector
₹71.53NSE close 2026-10-26
Key numbers
Market cap₹1,288 cr
Price₹71.53
52w high / low₹100 / ₹59
P/E6.7xSector median 23.1x
P/B0.7xSector median 0.7x
Book value₹100.0
Dividend yield1.40%Sector median 0.54%
ROE11.2%Sector median 1.2%
ROA0.72%Sector median 0.93%
Gross NPA–
Net NPA–
CET1–
Sales growth 3y+11.4%Sector median +13.4%
Profit growth 3y–Sector median +13.1%
PEG0.94x
Last 12 months to Sep 2026, Standalone. "Sector median" = middle value of 59 companies in Investment Company (P/E median leaves out loss-making companies). Tap ? for what a number means.
Things to know
- Net loss in 2 of the last 8 quarters.
- Total income was higher than a year earlier in 2 of the last 4 quarters.
- Dividend paid in 4 of the last 5 financial years.
- Price ₹71.53 on 2026-10-26: -28.3% from the 52-week high, +22.1% from the 52-week low.
Plain facts from the filings, built by the same fixed rules for every company. A line appears only when the data for it is available. Not a view on the stock.
Charts
Weekly close · high ₹123.53 · low ₹64.06
Total incomeNet profit
Total incomeNet profit
Quarterly results
| ₹ cr | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|
| Total income | 362 | 419 | 563 | 443 | 425 | 424 | 455 | 436 |
| Net interest income | 362 | 419 | 563 | 443 | 425 | 424 | 455 | 436 |
| Other income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net profit | -10 | 75 | 160 | -45 | 54 | 13 | 81 | 45 |
| EPS (₹) | -0.56 | 4.17 | 8.89 | -2.52 | 2.99 | 0.72 | 4.48 | 2.49 |
| Revenue YoY | +17.2% | +1.3% | -19.3% | -1.6% | ||||
| Profit YoY | – | -82.7% | -49.6% | – |
Standalone figures where filed. Latest quarter Sep 2026.
Profit & loss (yearly)
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 | TTM |
|---|---|---|---|---|---|---|
| Revenue | 990 | 1,230 | 1,576 | 1,676 | 1,699 | 1,740 |
| Net profit | 166 | -77 | 69 | 233 | 182 | 192 |
| EPS (₹) | 9.21 | -4.29 | 3.86 | 12.95 | 10.09 | 10.68 |
| Revenue growth | +24.3% | +28.2% | +6.3% | +1.4% | -2.7% | |
| Profit growth | -146.6% | – | +235.7% | -22.1% | +7.1% | |
| Dividend / share (₹) | 3.00 | 5.00 | – | 1.00 | 1.00 |
| Compounded growth | 3 years | 5 years | Last 12 months |
|---|---|---|---|
| Sales | +11.4% | +10.1% | -2.7% |
| Net profit | – | -16.7% | +7.1% |
| EPS | – | -16.7% | – |
| Share price | – | -22.7% (2y) | -24.1% |
Balance sheet
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Shareholders' equity | – | 1,260 | 1,330 | 1,545 | 1,710 |
| Borrowings | – | 19,238 | 22,399 | 22,381 | 24,880 |
| Cash & equivalents | – | 318 | 300 | 264 | 552 |
| Total assets | – | 21,497 | 24,540 | 24,703 | 27,060 |
| Fixed assets | – | 3 | 3 | 3 | 2 |
| Capital work in progress | – | 2 | 0 | – | – |
| Inventory | – | 0 | 0 | 0 | 0 |
Year-end figures from the March annual filing.
Cash flow
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Cash from operations | -4,564 | -4,638 | -2,875 | -197 | -2,540 |
| Cash from investing | -1 | -14 | -1 | -1 | -1 |
| Cash from financing | 4,613 | 4,618 | 3,159 | -38 | 2,479 |
| Capex | 1 | 14 | 1 | 1 | 1 |
| Free cash flow | -4,564 | -4,653 | -2,876 | -198 | -2,541 |
Free cash flow = cash from operations − capex.
Ratios by year
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| ROE % | – | -6.1% | 5.2% | 15.1% | 10.6% |
Shareholding
| Holder | % (2026-09-30) |
|---|---|
| Promoters | 74.07% |
| FIIs | 0.06% |
| DIIs | 0.00% |
| Public (non-institutions) | 25.87% |
| Quarter | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters % | 74.07% | 74.07% | 74.07% | 74.07% | 74.07% | 74.07% | 74.07% | 74.07% |
| Promoter group | % |
|---|---|
| Punjab National Bank | 74.07% |
| Tripura Gramin Bank | 0.00% |
| West Bengal Gramin Bank | 0.00% |
| Assam Gramin Bank | 0.00% |
| Punjab Gramin Bank | 0.00% |
| Himachal Pradesh Gramin Bank | 0.00% |
| Haryana Gramin Bank | 0.00% |
| Bihar Gramin Bank | 0.00% |
| Manipur Rural Bank | 0.00% |
| PNB Investment Services Ltd. | 0.00% |
| PNB Insurance Broking Pvt. Ltd | 0.00% |
| PNB MetLife India Insurance Co. Ltd | 0.00% |
| PNB Housing Finance Limited | 0.00% |
| PNB Cards and Services Limited | 0.00% |
| Everest Bank Ltd | 0.00% |
| Public holders above 1% | % |
|---|---|
| Vineet Nahata | 1.69% |
82,216 shareholders. Pledged: – of promoter shares.
Peers in Investment Company
| Company | Market cap | P/E | P/B | ROE | ROA | Gross NPA | Sales 3y | Div yield |
|---|---|---|---|---|---|---|---|---|
| JIOFIN | ₹1,35,516 cr | 160.3x | 3.8x | 2.6% | 2.34% | – | – | 0.24% |
| ABCAPITAL | ₹96,531 cr | 27.8x | 3.4x | 12.3% | 1.95% | – | +330.8% | – |
| TATAINVEST | ₹28,000 cr | 105.6x | 1.0x | 1.3% | 1.16% | – | +13.4% | 0.49% |
| CHOLAHLDNG | ₹23,552 cr | 324.1x | 16.8x | 5.3% | 5.18% | – | +2.3% | 0.11% |
| MAHSCOOTER | ₹13,529 cr | 44.4x | 0.4x | 0.9% | 0.83% | – | +13.1% | 1.85% |
| JSWHL | ₹12,536 cr | 101.6x | 0.4x | 0.4% | 0.34% | – | -23.9% | – |
| RELIGARE | ₹7,147 cr | – | 2.9x | -1.6% | -1.45% | – | -43.2% | – |
| PILANIINVS | ₹4,190 cr | 127.0x | 0.3x | 0.2% | 0.18% | – | -0.5% | 0.40% |
| NSIL | ₹2,511 cr | 53.4x | 0.2x | 0.3% | 0.28% | – | -15.0% | – |
| PNBGILTS | ₹1,288 cr | 6.7x | 0.7x | 11.2% | 0.72% | – | +11.4% | 1.40% |
Dividends & corporate actions
| Ex-date | Action | Detail |
|---|---|---|
| 2026-09-21 | Dividend | Dividend - Rs 2 Per Share |
| 2025-09-10 | Dividend | Dividend - Re 1 Per Share |
| 2024-09-13 | Dividend | Dividend - Re 1 Per Share |
| 2022-08-25 | Dividend | Dividend - Rs 5 Per Share |
| 2021-09-02 | Dividend | Dividend - Rs 3 Per Share |
| 2021-02-11 | Dividend | Interim Dividend - Rs 4 Per Share |
| 2020-11-18 | Dividend | Interim Dividend - Rs 3 Per Share |
| 2020-09-03 | Dividend | Dividend - Rs 3 Per Share |
| 2019-08-14 | Dividend | Annual General Meeting/Dividend - Rs 1.40 Per Share |
| 2018-09-06 | Dividend | Annual General Meeting / Dividend- Re 1 Per Share |
| 2017-09-07 | Dividend | Annual General Meeting/Dividend - Rs 2.50 Per Share |
| 2016-09-08 | Dividend | Anual General Meeting/ Dividend -Rs 1.10/- Per Share |
| 2015-09-10 | Dividend | Annual General Meeting /Dividend - Rs 1.50/- Per Share |
| 2014-08-21 | Dividend | Annual General Meeting / Final Dividend - Re 0.90/- Per Share |
| 2013-07-03 | Bonus | Bonus 1:3 |
| 2013-05-23 | Dividend | Dividend Re.1/- Per Share |
| 2012-07-19 | Dividend | Annual General Meeting/ Dividend Rs 1 Per Share |
| 2011-06-16 | Dividend | Dividend-Rs.1.20 Per Share |
| 2010-05-28 | Dividend | Annual General Meeting And Final Dividend Re.1/- Per Share |
| 2009-08-10 | Dividend | Agm/Dividend - 8% |
Documents
- Annual report FY26
- Annual report FY25
- Annual report FY24
- Annual report FY22
- Annual report FY21
- Announcements NSE filings
- BRSR FY26
- Latest results (data file) XBRL
- Announcements BSE filings
Links go to the original files on the exchange website.
About the company
- RBI licensed primary dealer involved in providing a gamut of fixed income products such as government securities, treasury bills, floating rate bonds and state development loans.: Underwriting & bidding in primary auctions of Government Securities conducted by RBI. Acting as Arrangers to privately placed debt securities and non-convertible redeemable preference shares. Trading in Govt. Securities, Treasury Bills, money market instruments, NSLR etc. in secondary market. Handling of Constituent Subsidiary General Ledger (CSGL) Accounts.
| Sector | Financial Services |
| Industry | Investment Company |
| Sub-industry | Investment Company |
| Symbol | PNBGILTS |
| BSE code | 532366 |
| ISIN | INE859A01011 |
| Face value | ₹10.0 |
| Incorporated | 1996-03-13 |
| Website | www.pnbgilts.com |
| Plants (India / abroad) | 0 / 0 |
From the company's filings (BRSR FY26).
Data built 2026-10-23 from NSE company filings (XBRL: Integrated Filing - Financials + financial results), NSE shareholding & pledge data; price = NSE close 2026-10-26.