Poonawalla Fincorp Ltd

NSE: POONAWALLA · Non Banking Financial Company (NBFC) · sector

₹408.60NSE close 2026-10-26

Key numbers

Market cap₹35,981 cr

Price₹408.60

52w high / low₹519 / ₹361

P/E31.8xSector median 13.8x

P/B2.6xSector median 1.1x

Book value₹155.6

Dividend yield–Sector median 0.61%

ROE9.2%Sector median 3.6%

ROA1.46%Sector median 1.94%

Gross NPA–

Net NPA–

CET1–

Sales growth 3y+51.8%Sector median +24.6%

Profit growth 3y-2.5%Sector median +28.6%

PEG–

Last 12 months to Sep 2026, Standalone. "Sector median" = middle value of 250 companies in Non Banking Financial Company (NBFC) (P/E median leaves out loss-making companies). Tap ? for what a number means.

Things to know

No promoter shares are pledged.
Promoter holding fell by 4.95 percentage points in a year, to 59.01% (2026-09-30).
Total income was higher than a year earlier in 4 of the last 4 quarters.
Dividend paid in 2 of the last 5 financial years.
Price ₹408.60 on 2026-10-26: -21.3% from the 52-week high, +13.1% from the 52-week low.

Plain facts from the filings, built by the same fixed rules for every company. A line appears only when the data for it is available. Not a view on the stock.

Charts

Weekly close · high ₹529.15 · low ₹273.80

Quarterly results

₹ cr	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
Total income	1,057	1,166	1,314	1,542	1,818	2,115	2,337	2,624
Net interest income	1,057	1,166	1,314	1,542	1,818	2,115	2,337	2,624
Other income	0	7	0	0	0	5	0	0
Net profit	19	62	63	74	150	255	308	375
EPS (₹)	0.24	0.81	0.81	0.95	1.86	3.15	3.55	4.27
Revenue YoY					+72.0%	+81.4%	+77.9%	+70.2%
Profit YoY					+702.0%	+308.8%	+391.5%	+405.2%

Standalone figures where filed. Latest quarter Sep 2026.

Profit & loss (yearly)

₹ cr	FY22	FY23	FY24	FY25	FY26	TTM
Revenue	1,536	1,940	3,114	4,190	6,790	8,895
Net profit	293	585	2,056	-98	542	1,088
EPS (₹)	4.09	7.64	26.75	-1.27	6.84	12.83
Revenue growth		+26.3%	+60.5%	+34.6%	+62.1%	+75.1%
Profit growth		+99.5%	+251.5%	-104.8%	–	+399.2%
Dividend / share (₹)	–	0.40	4.00	–	–

Compounded growth	3 years	5 years	Last 12 months
Sales	+51.8%	+29.7%	+75.1%
Net profit	-2.5%	–	+399.2%
EPS	-3.6%	–	–
Share price	–	+7.7% (2y)	-15.1%

Balance sheet

₹ cr	FY22	FY23	FY24	FY25	FY26
Shareholders' equity	–	6,425	8,116	8,124	10,298
Borrowings	–	9,804	13,616	23,979	32,933
Cash & equivalents	–	657	269	32	294
Total assets	–	18,022	24,036	34,979	60,221
Fixed assets	–	118	60	55	97
Capital work in progress	–	0	0	0	0
Inventory	–	0	0	0	0

Year-end figures from the March annual filing.

Cash flow

₹ cr	FY22	FY23	FY24	FY25	FY26
Cash from operations	-1,794	-4,073	-6,986	-10,569	-21,786
Cash from investing	-380	-5	2,993	-482	-1,340
Cash from financing	2,244	4,344	3,647	10,821	23,387
Capex	55	68	13	43	107
Free cash flow	-1,849	-4,140	-6,999	-10,613	-21,893

Free cash flow = cash from operations − capex.

Ratios by year

₹ cr	FY22	FY23	FY24	FY25	FY26
ROE %	–	9.1%	25.3%	-1.2%	5.3%

Shareholding

Holder	% (2026-09-30)
Promoters	59.01%
FIIs	11.64%
DIIs	17.16%
of which Mutual funds	11.75%
of which Insurance	4.25%
Government	0.00%
Public (non-institutions)	12.19%

Quarter	Jun 2025	Sep 2025	Sep 2025	Dec 2025	Mar 2026	Apr 2026	Jun 2026	Sep 2026
Promoters %	62.46%	63.97%	63.96%	63.95%	63.93%	59.03%	59.02%	59.01%

Promoter group	%
Rising Sun Holdings Pvt Ltd	59.01%
Adar Cyrus Poonawalla	0.00%
Dr. Cyrus S Poonawalla	0.00%
Mrs. Natasha A Poonawalla	0.00%
Mast. Cyrus A Poonawalla	0.00%
Mast. Darius A Poonawalla	0.00%
Adar Estates LLP	0.00%
Agnimitra Trading and Finance Private Limited	0.00%
Andaman Finance and Investment Private Limited	0.00%
Chakan Investment Private Limited	0.00%
Custos Trustees Private Limited	0.00%
Cyrus Poonawalla Foundation	0.00%
Cyza Chem Private Limited	0.00%
Fortune Intercontinental Private Limited	0.00%
Genesis Parks LLP	0.00%

Public holders above 1%	%
Kotak Midcap Fund	6.87%
Life Insurance Corporation Of India	2.51%
Bandhan Value Fund	1.69%
Amansa Holdings Private Limited	1.29%
Nippon Life India Trustee Ltd-A/C Nippon India Small Cap Fund	1.16%

1,81,197 shareholders. Pledged: 0.00% of promoter shares.

Peers in Non Banking Financial Company (NBFC)

Company	Market cap	P/E	P/B	ROE	ROA	Gross NPA	Sales 3y	Div yield
BAJFINANCE	₹5,71,790 cr	28.1x	5.2x	19.9%	4.14%	–	+25.1%	0.60%
SHRIRAMFIN	₹1,55,223 cr	14.6x	2.4x	18.5%	3.51%	–	+17.4%	0.94%
TATACAP	₹1,27,155 cr	34.6x	3.3x	9.3%	1.76%	–	–	0.14%
CHOLAFIN	₹1,23,499 cr	21.4x	4.1x	21.2%	2.34%	–	+34.4%	0.14%
MUTHOOTFIN	₹96,184 cr	9.1x	2.5x	32.1%	5.91%	–	+37.9%	1.08%
LTF	₹60,381 cr	17.1x	2.1x	12.8%	2.25%	–	+273.2%	1.14%
SBICARD	₹51,225 cr	22.5x	3.3x	15.4%	3.43%	–	+13.3%	0.42%
PIRAMALFIN	₹44,923 cr	21.9x	1.4x	6.3%	1.66%	–	–	0.55%
SUNDARMFIN	₹43,352 cr	22.5x	3.4x	16.2%	2.82%	–	+23.8%	0.95%
POONAWALLA	₹35,981 cr	31.8x	2.6x	9.2%	1.46%	–	+51.8%	–

All 250 companies in Non Banking Financial Company (NBFC) →

Dividends & corporate actions

Ex-date	Action	Detail
2024-07-16	Other	Annual General Meeting
2024-01-31	Dividend	Interim Dividend - Rs 2 Per Share
2023-07-18	Dividend	Annual General Meeting/Dividend - Rs 2 Per Share
2022-07-21	Dividend	Annual General Meeting/Dividend - Rs 0.40 Per Share
2019-07-24	Dividend	Annual General Meeting/Dividend - Rs 0.80 Per Share
2018-07-25	Dividend	Dividend- Re 0.80 Per Share
2017-07-25	Dividend	Dividend-Re 0.80 Per Share
2016-07-27	Dividend	Dividend - Re 0.80/- Per Share
2015-07-23	Dividend	Annual General Meeting/Dividend Re - 0.80/- Per Share
2014-07-23	Dividend	Annual General Meeting /Dividend Re 0.80 Per Equity Share
2013-07-10	Dividend	Annual General Meeting /Dividend Re 0.80 Per Equity Share
2012-07-04	Dividend	Annual General Meeting And Dividend Re.0.60 Per Share
2011-06-13	Dividend	Dividend-Re.0.60 Per Share
2010-08-13	Split	Face Value Split From Rs.10/- To Rs.2/-
2010-07-07	Dividend	Dividend-Rs.2/- Per Share
2009-08-28	Dividend	Dividend-Re.1/- Per Share
2008-07-14	Other	Agm/Div-Rs.2 Per Share
2007-08-24	Dividend	Agm/Dividend-20%
2006-07-25	Dividend	Agm/Dividend-18%
2005-07-21	Dividend	Agm/Dividend-15%

Documents

Links go to the original files on the exchange website.

About the company

Financial and insurance Service: Financial and Credit leasing activities


Sector	Financial Services
Industry	Non Banking Financial Company (NBFC)
Sub-industry	Non Banking Financial Company (NBFC)
Symbol	POONAWALLA
BSE code	524000
ISIN	INE511C01022
Face value	₹2.0
Incorporated	1978-12-18
Website	www.poonawallafincorp.com
Plants (India / abroad)	510 / 0

From the company's filings (BRSR FY26).

Data built 2026-10-22 from NSE company filings (XBRL: Integrated Filing - Financials + financial results), NSE shareholding & pledge data; price = NSE close 2026-10-26.