SG Finserve Limited
NSE: SGFIN · Non Banking Financial Company (NBFC) · sector
Key numbers
Last 12 months to Sep 2026, Standalone. "Sector median" = middle value of 250 companies in Non Banking Financial Company (NBFC) (P/E median leaves out loss-making companies). Tap ? for what a number means.
Things to know
- Promoter holding rose by 8.57 percentage points in a year, to 56.95% (2026-09-30).
- No dividend in the last 1 financial years.
- Price ₹631.20 on 2026-10-26: -13.2% from the 52-week high, +95.4% from the 52-week low.
Plain facts from the filings, built by the same fixed rules for every company. A line appears only when the data for it is available. Not a view on the stock.
Charts
Quarterly results
| ₹ cr | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|
| Total income | 75 | 86 | 105 | 136 | 161 |
| Net interest income | 75 | 86 | 105 | 136 | 161 |
| Other income | 0 | 0 | 0 | 0 | 0 |
| Net profit | 28 | 32 | 42 | 54 | 59 |
| EPS (₹) | 5.08 | 5.81 | 7.45 | 8.21 | 8.97 |
| Revenue YoY | +115.4% | ||||
| Profit YoY | +107.0% |
Standalone figures where filed. Latest quarter Sep 2026.
Profit & loss (yearly)
| ₹ cr | FY26 | TTM |
|---|---|---|
| Revenue | 333 | 489 |
| Net profit | 128 | 187 |
| EPS (₹) | 22.75 | 30.44 |
| Dividend / share (₹) | – |
| Compounded growth | 3 years | 5 years | Last 12 months |
|---|---|---|---|
| Sales | – | – | – |
| Net profit | – | – | – |
| EPS | – | – | – |
| Share price | – | – (2y) | +57.8% |
Balance sheet
| ₹ cr | FY26 |
|---|---|
| Shareholders' equity | 1,460 |
| Borrowings | 2,654 |
| Cash & equivalents | 204 |
| Total assets | 4,173 |
| Fixed assets | 1 |
| Capital work in progress | 0 |
| Inventory | 0 |
Year-end figures from the March annual filing.
Cash flow
| ₹ cr | FY26 |
|---|---|
| Cash from operations | -1,592 |
| Cash from investing | 82 |
| Cash from financing | 1,632 |
| Capex | 1 |
| Free cash flow | -1,593 |
Free cash flow = cash from operations − capex.
Ratios by year
| ₹ cr | FY26 |
|---|---|
| ROE % | 8.7% |
Shareholding
| Holder | % (2026-09-30) |
|---|---|
| Promoters | 56.95% |
| FIIs | 1.00% |
| DIIs | 2.17% |
| of which Mutual funds | 1.42% |
| Public (non-institutions) | 39.88% |
| Quarter | Sep 2025 | Dec 2025 | Mar 2026 | Mar 2026 | Mar 2026 | Apr 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters % | 48.38% | 50.30% | 53.02% | 52.96% | 52.92% | 52.91% | 56.95% | 56.95% |
| Promoter group | % |
|---|---|
| Rohan Gupta | 23.06% |
| Rahul Gupta | 15.40% |
| S Gupta Homes Private Limited | 9.11% |
| S Gupta Holding Private Limited | 7.04% |
| Sanjay Gupta | 2.35% |
| Public holders above 1% | % |
|---|---|
| Kitara Piin 1103 | 6.22% |
| Ashish Kacholia | 2.34% |
| Bandhan Large & MID CAP Fund | 1.42% |
| Sameer Gupta | 1.06% |
32,676 shareholders. Pledged: – of promoter shares.
Peers in Non Banking Financial Company (NBFC)
| Company | Market cap | P/E | P/B | ROE | ROA | Gross NPA | Sales 3y | Div yield |
|---|---|---|---|---|---|---|---|---|
| BAJFINANCE | ₹5,71,790 cr | 28.1x | 5.2x | 19.9% | 4.14% | – | +25.1% | 0.60% |
| SHRIRAMFIN | ₹1,55,223 cr | 14.6x | 2.4x | 18.5% | 3.51% | – | +17.4% | 0.94% |
| TATACAP | ₹1,27,155 cr | 34.6x | 3.3x | 9.3% | 1.76% | – | – | 0.14% |
| CHOLAFIN | ₹1,23,499 cr | 21.4x | 4.1x | 21.2% | 2.34% | – | +34.4% | 0.14% |
| MUTHOOTFIN | ₹96,184 cr | 9.1x | 2.5x | 32.1% | 5.91% | – | +37.9% | 1.08% |
| LTF | ₹60,381 cr | 17.1x | 2.1x | 12.8% | 2.25% | – | +273.2% | 1.14% |
| SBICARD | ₹51,225 cr | 22.5x | 3.3x | 15.4% | 3.43% | – | +13.3% | 0.42% |
| PIRAMALFIN | ₹44,923 cr | 21.9x | 1.4x | 6.3% | 1.66% | – | – | 0.55% |
| SUNDARMFIN | ₹43,352 cr | 22.5x | 3.4x | 16.2% | 2.82% | – | +23.8% | 0.95% |
| SGFIN | ₹4,159 cr | 20.7x | 2.6x | 14.0% | 3.13% | – | – | – |
Documents
- Annual report FY26
- Annual report FY25
- Announcements NSE filings
- BRSR FY26
- Latest results (data file) XBRL
- Announcements BSE filings
Links go to the original files on the exchange website.
About the company
- Financial Services: 64920 - Other Credit Granting
| Sector | Financial Services |
| Industry | Non Banking Financial Company (NBFC) |
| Sub-industry | Non Banking Financial Company (NBFC) |
| Symbol | SGFIN |
| BSE code | 539199 |
| ISIN | INE618R01015 |
| Face value | ₹10.0 |
| Incorporated | 1994-03-18 |
| Website | www.sgfinserve.com |
| Plants (India / abroad) | 0 / 0 |
From the company's filings (BRSR FY26).
Data built 2026-10-22 from NSE company filings (XBRL: Integrated Filing - Financials + financial results), NSE shareholding & pledge data; price = NSE close 2026-10-26.