TCI Finance Ltd
NSE: TCIFINANCE · Non Banking Financial Company (NBFC) · sector
₹14.20NSE close 2026-10-26
Key numbers
Market cap₹18 cr
Price₹14.20
52w high / low₹38 / ₹10
P/E–Sector median 13.8x
P/B–Sector median 1.1x
Book value₹-59.7
Dividend yield–Sector median 0.61%
ROE–Sector median 3.6%
ROA-25.23%Sector median 1.94%
Gross NPA–
Net NPA–
CET1–
Sales growth 3y–Sector median +24.6%
Profit growth 3y–Sector median +28.6%
PEG–
Last 12 months to Jun 2026, Standalone. "Sector median" = middle value of 250 companies in Non Banking Financial Company (NBFC) (P/E median leaves out loss-making companies). Tap ? for what a number means.
Things to know
- No promoter shares are pledged.
- Net loss in 6 of the last 8 quarters.
- No dividend in the last 5 financial years.
- Price ₹14.20 on 2026-10-26: -63.1% from the 52-week high, +42.0% from the 52-week low.
Plain facts from the filings, built by the same fixed rules for every company. A line appears only when the data for it is available. Not a view on the stock.
Charts
Weekly close · high ₹34.89 · low ₹10.86
Total incomeNet profit
Total incomeNet profit
Quarterly results
| ₹ cr | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Total income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net interest income | 0 | – | 0 | 0 | 0 | 0 | 0 | 0 |
| Other income | 0 | 0 | 7 | 0 | 0 | 0 | 0 | 0 |
| Net profit | -0 | -0 | 5 | -0 | -0 | -1 | 0 | -0 |
| EPS (₹) | -0.17 | -0.18 | 3.52 | -0.32 | -0.30 | -0.85 | 0.08 | -0.27 |
| Revenue YoY | – | – | – | – | ||||
| Profit YoY | – | – | -97.8% | – |
Standalone figures where filed. Latest quarter Jun 2026.
Profit & loss (yearly)
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 | TTM |
|---|---|---|---|---|---|---|
| Revenue | 5 | 0 | 1 | 0 | 0 | 0 |
| Net profit | -33 | -3 | -0 | 4 | -2 | -2 |
| EPS (₹) | 25.61 | -1.95 | -0.37 | 2.78 | -1.39 | -1.34 |
| Revenue growth | -100.0% | – | -100.0% | – | – | |
| Profit growth | – | – | – | -149.6% | -146.8% | |
| Dividend / share (₹) | – | – | – | – | – |
| Compounded growth | 3 years | 5 years | Last 12 months |
|---|---|---|---|
| Sales | – | – | – |
| Net profit | – | – | -146.8% |
| EPS | – | – | – |
| Share price | – | +8.9% (2y) | +19.7% |
Balance sheet
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Shareholders' equity | – | -63 | -63 | -75 | -77 |
| Borrowings | – | 11 | – | 2 | 3 |
| Cash & equivalents | – | 0 | 2 | 1 | 0 |
| Total assets | – | 46 | 28 | 7 | 7 |
| Fixed assets | – | 0 | 0 | 0 | 0 |
| Capital work in progress | – | 0 | 0 | 0 | 0 |
| Inventory | – | 0 | 0 | 0 | 0 |
Year-end figures from the March annual filing.
Cash flow
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Cash from operations | -23 | 10 | 4 | 4 | -2 |
| Cash from investing | 25 | 2 | 2 | -0 | 0 |
| Cash from financing | 3 | -11 | -4 | -6 | 1 |
| Capex | 0 | 0 | 0 | 0 | 0 |
| Free cash flow | -23 | 10 | 4 | 4 | -2 |
Free cash flow = cash from operations − capex.
Ratios by year
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| ROE % | – | 4.0% | 0.8% | -4.8% | 2.3% |
Shareholding
| Holder | % (2026-09-30) |
|---|---|
| Promoters | 24.72% |
| Public (non-institutions) | 75.28% |
| Quarter | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters % | 24.72% | 24.72% | 24.72% | 24.72% | 24.72% | 24.72% | 24.72% | 24.72% |
| Promoter group | % |
|---|---|
| Giri Roadlines and Commercial Trading Pvt. Ltd. | 9.47% |
| Dhruv Agarwal | 5.07% |
| Gati Intellect Systems Limited | 3.23% |
| Manish Agarwal Benefit Trust | 2.95% |
| Jubilee Commercial & Trading Private Limited | 2.49% |
| Mahendra Kumar Agarwal & Sons HUF | 1.00% |
| Bunny Investment and Finance Private Limited | 0.43% |
| Mahendra Kumar Agarwal | 0.09% |
| Manish Agarwal | 0.00% |
| Gati Limited | 0.00% |
22,200 shareholders. Pledged: 0.00% of promoter shares.
Peers in Non Banking Financial Company (NBFC)
| Company | Market cap | P/E | P/B | ROE | ROA | Gross NPA | Sales 3y | Div yield |
|---|---|---|---|---|---|---|---|---|
| BAJFINANCE | ₹5,71,790 cr | 28.1x | 5.2x | 19.9% | 4.14% | – | +25.1% | 0.60% |
| SHRIRAMFIN | ₹1,55,223 cr | 14.6x | 2.4x | 18.5% | 3.51% | – | +17.4% | 0.94% |
| TATACAP | ₹1,27,155 cr | 34.6x | 3.3x | 9.3% | 1.76% | – | – | 0.14% |
| CHOLAFIN | ₹1,23,499 cr | 21.4x | 4.1x | 21.2% | 2.34% | – | +34.4% | 0.14% |
| MUTHOOTFIN | ₹96,184 cr | 9.1x | 2.5x | 32.1% | 5.91% | – | +37.9% | 1.08% |
| LTF | ₹60,381 cr | 17.1x | 2.1x | 12.8% | 2.25% | – | +273.2% | 1.14% |
| SBICARD | ₹51,225 cr | 22.5x | 3.3x | 15.4% | 3.43% | – | +13.3% | 0.42% |
| PIRAMALFIN | ₹44,923 cr | 21.9x | 1.4x | 6.3% | 1.66% | – | – | 0.55% |
| SUNDARMFIN | ₹43,352 cr | 22.5x | 3.4x | 16.2% | 2.82% | – | +23.8% | 0.95% |
| TCIFINANCE | ₹18 cr | – | – | – | -25.23% | – | – | – |
Dividends & corporate actions
| Ex-date | Action | Detail |
|---|---|---|
| 2024-09-19 | Other | Annual General Meeting |
| 2023-09-21 | Other | Annual General Meeting |
| 2022-10-13 | Other | Annual General Meeting |
| 2021-12-21 | Other | Annual General Meeting |
| 2020-09-21 | Other | Annual General Meeting |
| 2019-08-05 | Other | Annual General Meeting |
| 2018-08-01 | Other | Annual General Meeting |
| 2017-08-03 | Other | Annual General Meeting |
| 2016-07-27 | Other | Annual General Meeting |
| 2015-07-17 | Other | Annual General Meeting |
| 2014-09-18 | Other | Annual General Meeting |
| 2013-09-19 | Other | Annual General Meeting |
| 2012-09-13 | Other | Annual General Meeting |
| 2011-08-03 | Other | Annual General Meeting |
| 2010-07-29 | Other | Annual General Meeting |
| 2009-07-23 | Other | Annual General Meeting |
| 2008-09-11 | Other | Annual General Meeting |
| 2007-07-24 | Other | Agm |
| 2006-07-05 | Other | Agm |
| 2005-07-21 | Other | Agm |
Documents
- Annual report FY26
- Annual report FY25
- Annual report FY24
- Annual report FY23
- Annual report FY21
- Announcements NSE filings
- Latest results (data file) XBRL
- Announcements BSE filings
Links go to the original files on the exchange website.
About the company
| Sector | Financial Services |
| Industry | Non Banking Financial Company (NBFC) |
| Sub-industry | Non Banking Financial Company (NBFC) |
| Symbol | TCIFINANCE |
| BSE code | 501242 |
| ISIN | INE911B01018 |
| Face value | ₹10.0 |
| Incorporated | – |
| Website | – |
| Plants (India / abroad) | – |
Data built 2026-10-23 from NSE company filings (XBRL: Integrated Filing - Financials + financial results), NSE shareholding & pledge data; price = NSE close 2026-10-26.