Team India Guaranty Ltd
NSE: TEAMGTY · Non Banking Financial Company (NBFC) · sector
Key numbers
Last 12 months to Jun 2026, Standalone. "Sector median" = middle value of 250 companies in Non Banking Financial Company (NBFC) (P/E median leaves out loss-making companies). Tap ? for what a number means.
Things to know
- Net loss in 1 of the last 8 quarters.
- Total income was higher than a year earlier in 4 of the last 4 quarters.
- No dividend in the last 5 financial years.
- Price ₹233.50 on 2026-10-26: -29.8% from the 52-week high, +11.2% from the 52-week low.
Plain facts from the filings, built by the same fixed rules for every company. A line appears only when the data for it is available. Not a view on the stock.
Charts
Quarterly results
| ₹ cr | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Total income | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 3 |
| Net interest income | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 3 |
| Other income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net profit | 0 | 1 | 1 | 1 | 1 | 0 | -1 | 1 |
| EPS (₹) | 0.55 | 0.64 | 0.79 | 0.62 | 0.74 | 0.19 | -0.71 | 1.04 |
| Revenue YoY | +59.3% | +60.0% | +59.2% | +124.6% | ||||
| Profit YoY | +36.7% | -70.7% | -195.8% | +67.9% |
Standalone figures where filed. Latest quarter Jun 2026.
Profit & loss (yearly)
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 | TTM |
|---|---|---|---|---|---|---|
| Revenue | 3 | 2 | 3 | 4 | 5 | 7 |
| Net profit | 2 | 1 | 2 | 2 | 1 | 1 |
| EPS (₹) | 1.77 | 1.05 | 1.98 | 2.60 | 0.85 | 1.26 |
| Revenue growth | -27.9% | +65.3% | +9.0% | +55.5% | +80.5% | |
| Profit growth | -40.1% | +90.4% | +31.3% | -69.4% | -53.3% | |
| Dividend / share (₹) | – | – | – | – | – |
| Compounded growth | 3 years | 5 years | Last 12 months |
|---|---|---|---|
| Sales | +40.9% | -8.9% | +80.5% |
| Net profit | -8.5% | -35.8% | -53.3% |
| EPS | -6.8% | -34.9% | – |
| Share price | – | – (2y) | -4.3% |
Balance sheet
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Shareholders' equity | – | 44 | 45 | 48 | 49 |
| Borrowings | – | – | 0 | 0 | 0 |
| Cash & equivalents | – | 20 | 21 | 17 | 5 |
| Total assets | – | 44 | 46 | 48 | 50 |
| Fixed assets | – | 0 | 0 | 0 | 0 |
| Capital work in progress | – | 0 | – | – | 0 |
| Inventory | – | 0 | 0 | 0 | 0 |
Year-end figures from the March annual filing.
Cash flow
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Cash from operations | 4 | 9 | -1 | -1 | -37 |
| Cash from investing | -3 | -9 | 2 | 2 | 40 |
| Cash from financing | -1 | 0 | 0 | 0 | 0 |
| Capex | 0 | 0 | 0 | 0 | 0 |
| Free cash flow | 4 | 9 | -1 | -1 | -37 |
Free cash flow = cash from operations − capex.
Ratios by year
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| ROE % | – | 2.1% | 3.9% | 4.9% | 1.5% |
Shareholding
| Holder | % (2026-09-30) |
|---|---|
| Promoters | 74.92% |
| FIIs | 2.08% |
| DIIs | 0.05% |
| of which Mutual funds | 0.01% |
| of which Insurance | 0.00% |
| Government | 0.00% |
| Public (non-institutions) | 22.95% |
| Quarter | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters % | 74.92% | 74.92% | 74.92% | 74.92% | 74.92% | 74.92% | 74.92% | 74.92% |
| Promoter group | % |
|---|---|
| Team India Managers Ltd | 45.31% |
| Surajkumar Saraogi | 14.91% |
| Sharda Omprakash Saraogi | 9.97% |
| Karan Surajkumar Saraogi | 4.73% |
| Public holders above 1% | % |
|---|---|
| Lords Multigrowth Fund | 1.74% |
| Paradigm Finance Ltd | 1.11% |
19,739 shareholders. Pledged: – of promoter shares.
Peers in Non Banking Financial Company (NBFC)
| Company | Market cap | P/E | P/B | ROE | ROA | Gross NPA | Sales 3y | Div yield |
|---|---|---|---|---|---|---|---|---|
| BAJFINANCE | ₹5,71,790 cr | 28.1x | 5.2x | 19.9% | 4.14% | – | +25.1% | 0.60% |
| SHRIRAMFIN | ₹1,55,223 cr | 14.6x | 2.4x | 18.5% | 3.51% | – | +17.4% | 0.94% |
| TATACAP | ₹1,27,155 cr | 34.6x | 3.3x | 9.3% | 1.76% | – | – | 0.14% |
| CHOLAFIN | ₹1,23,499 cr | 21.4x | 4.1x | 21.2% | 2.34% | – | +34.4% | 0.14% |
| MUTHOOTFIN | ₹96,184 cr | 9.1x | 2.5x | 32.1% | 5.91% | – | +37.9% | 1.08% |
| LTF | ₹60,381 cr | 17.1x | 2.1x | 12.8% | 2.25% | – | +273.2% | 1.14% |
| SBICARD | ₹51,225 cr | 22.5x | 3.3x | 15.4% | 3.43% | – | +13.3% | 0.42% |
| PIRAMALFIN | ₹44,923 cr | 21.9x | 1.4x | 6.3% | 1.66% | – | – | 0.55% |
| SUNDARMFIN | ₹43,352 cr | 22.5x | 3.4x | 16.2% | 2.82% | – | +23.8% | 0.95% |
| TEAMGTY | ₹210 cr | 185.3x | 4.3x | 2.3% | 2.21% | – | +40.9% | – |
Dividends & corporate actions
| Ex-date | Action | Detail |
|---|---|---|
| 2023-06-21 | Other | Annual General Meeting |
| 2022-06-15 | Other | Annual General Meeting |
| 2021-09-14 | Other | Annual General Meeting |
| 2020-09-16 | Other | Annual General Meeting |
| 2019-09-18 | Other | Annual General Meeting |
| 2018-09-18 | Other | Annual General Meeting |
| 2017-09-19 | Other | Annual General Meeting |
| 2016-09-21 | Other | Annual General Meeting |
| 2015-09-15 | Other | Annual General Meeting |
| 2014-09-12 | Other | Annual General Meeting |
| 2013-09-12 | Other | Annual General Meeting |
| 2012-09-13 | Other | Annual General Meeting |
| 2011-09-08 | Other | Annual General Meeting |
| 2010-09-07 | Other | Annual General Meeting |
| 2009-09-08 | Other | Annual General Meeting |
| 2008-09-15 | Other | Annual General Meeting |
| 2007-09-04 | Other | Agm |
| 2006-09-07 | Other | Agm |
| 2005-09-06 | Other | Agm |
Documents
- Annual report FY26
- Annual report FY25
- Annual report FY24
- Annual report FY23
- Annual report FY22
- Announcements NSE filings
- Latest results (data file) XBRL
- Announcements BSE filings
Links go to the original files on the exchange website.
About the company
| Sector | Financial Services |
| Industry | Non Banking Financial Company (NBFC) |
| Sub-industry | Non Banking Financial Company (NBFC) |
| Symbol | TEAMGTY |
| BSE code | 511559 |
| ISIN | INE289C01025 |
| Face value | ₹10.0 |
| Incorporated | – |
| Website | – |
| Plants (India / abroad) | – |
Data built 2026-10-23 from NSE company filings (XBRL: Integrated Filing - Financials + financial results), NSE shareholding & pledge data; price = NSE close 2026-10-26.