Transwarranty FIN. Ltd.

NSE: TFL · Non Banking Financial Company (NBFC) · sector

₹11.51NSE close 2026-10-26

Key numbers

Market cap₹63 cr

Price₹11.51

52w high / low₹18 / ₹10

P/E–Sector median 13.8x

P/B1.9xSector median 1.1x

Book value₹6.2

Dividend yield–Sector median 0.61%

ROE-14.4%Sector median 3.6%

ROA-7.53%Sector median 1.94%

Gross NPA–

Net NPA–

CET1–

Sales growth 3y+25.3%Sector median +24.6%

Profit growth 3y–Sector median +28.6%

PEG–

Last 12 months to Jun 2026, Standalone. "Sector median" = middle value of 250 companies in Non Banking Financial Company (NBFC) (P/E median leaves out loss-making companies). Tap ? for what a number means.

Things to know

47.16% of the promoters' shares are pledged (25.5% of all shares).
Promoter holding fell by 2.01 percentage points in a year, to 53.99% (2026-09-30).
Net loss in 3 of the last 8 quarters.
Total income was higher than a year earlier in 2 of the last 4 quarters.
No dividend in the last 5 financial years.
Price ₹11.51 on 2026-10-26: -37.8% from the 52-week high, +12.7% from the 52-week low.

Plain facts from the filings, built by the same fixed rules for every company. A line appears only when the data for it is available. Not a view on the stock.

Charts

Weekly close · high ₹37.87 · low ₹10.63

Quarterly results

₹ cr	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Total income	1	2	2	3	2	2	2	3
Net interest income	–	–	2	3	2	2	2	3
Other income	1	-1	5	0	0	0	1	0
Net profit	0	-2	3	1	-3	-3	0	0
EPS (₹)	0.05	-0.36	0.53	0.11	-0.48	-0.51	0.01	0.01
Revenue YoY					+16.1%	0.0%	+5.3%	-22.5%
Profit YoY					-1,025.0%	–	-97.4%	-91.2%

Standalone figures where filed. Latest quarter Jun 2026.

Profit & loss (yearly)

₹ cr	FY22	FY23	FY24	FY25	FY26	TTM
Revenue	7	4	6	7	8	8
Net profit	-2	-9	0	1	-2	-5
EPS (₹)	-0.95	-3.16	0.07	0.13	-0.38	-0.97
Revenue growth		-42.9%	+53.9%	+18.8%	+7.5%	-4.8%
Profit growth		–	–	+85.7%	-415.4%	-407.6%
Dividend / share (₹)	–	–	–	–	–

Compounded growth	3 years	5 years	Last 12 months
Sales	+25.3%	+2.1%	-4.8%
Net profit	–	–	-407.6%
EPS	–	–	–
Share price	–	-38.7% (2y)	-16.1%

Balance sheet

₹ cr	FY22	FY23	FY24	FY25	FY26
Shareholders' equity	–	33	34	38	34
Borrowings	–	27	32	32	22
Cash & equivalents	–	5	1	1	2
Total assets	–	66	73	81	69
Fixed assets	–	8	8	8	8
Capital work in progress	–	–	0	0	0
Inventory	–	0	0	0	0

Year-end figures from the March annual filing.

Cash flow

₹ cr	FY22	FY23	FY24	FY25	FY26
Cash from operations	4	-10	-4	-4	15
Cash from investing	-0	0	-2	-0	-3
Cash from financing	-4	14	2	5	-11
Capex	0	0	0	0	0
Free cash flow	4	-10	-4	-4	15

Free cash flow = cash from operations − capex.

Ratios by year

₹ cr	FY22	FY23	FY24	FY25	FY26
ROE %	–	-26.5%	1.0%	1.7%	-6.0%

Shareholding

Holder	% (2026-09-30)
Promoters	53.99%
Public (non-institutions)	46.01%

Quarter	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
Promoters %	56.32%	56.00%	56.00%	56.00%	54.84%	53.99%	53.99%	53.99%

Promoter group	%
Kumar Nair	51.45%
Nair Leela Kumar	0.97%
Anitha Plakkot	0.54%
Indiradevi	0.52%
Jayachandran K	0.50%

Public holders above 1%	%
Kumar Nair	9.48%
Areeza India Strategy Partners LLP	3.99%
Siddharth R Ajwani	3.10%
Raju Bhandari	2.57%
Office Bearers	1.56%
Inventure Sejal Realtors Private Limited	1.36%
Vinco Sales and Services Private Limited	1.20%

8,923 shareholders. Pledged: 47.16% of promoter shares.

Peers in Non Banking Financial Company (NBFC)

Company	Market cap	P/E	P/B	ROE	ROA	Gross NPA	Sales 3y	Div yield
BAJFINANCE	₹5,71,790 cr	28.1x	5.2x	19.9%	4.14%	–	+25.1%	0.60%
SHRIRAMFIN	₹1,55,223 cr	14.6x	2.4x	18.5%	3.51%	–	+17.4%	0.94%
TATACAP	₹1,27,155 cr	34.6x	3.3x	9.3%	1.76%	–	–	0.14%
CHOLAFIN	₹1,23,499 cr	21.4x	4.1x	21.2%	2.34%	–	+34.4%	0.14%
MUTHOOTFIN	₹96,184 cr	9.1x	2.5x	32.1%	5.91%	–	+37.9%	1.08%
LTF	₹60,381 cr	17.1x	2.1x	12.8%	2.25%	–	+273.2%	1.14%
SBICARD	₹51,225 cr	22.5x	3.3x	15.4%	3.43%	–	+13.3%	0.42%
PIRAMALFIN	₹44,923 cr	21.9x	1.4x	6.3%	1.66%	–	–	0.55%
SUNDARMFIN	₹43,352 cr	22.5x	3.4x	16.2%	2.82%	–	+23.8%	0.95%
TFL	₹63 cr	–	1.9x	-14.4%	-7.53%	–	+25.3%	–

All 250 companies in Non Banking Financial Company (NBFC) →

Dividends & corporate actions

Ex-date	Action	Detail
2022-11-04	Rights	Rights 1:1
2022-09-21	Other	Annual General Meeting
2021-09-21	Other	Annual General Meeting
2020-09-22	Other	Annual General Meeting
2019-09-19	Other	Annual General Meeting
2018-09-18	Other	Annual General Meeting
2017-08-02	Other	Annual General Meeting
2016-09-09	Other	Annual General Meeting
2015-08-31	Other	Annual General Meeting (Book Closure Date Revised)
2014-09-08	Other	Annual General Meeting
2013-09-18	Other	Annual General Meeting
2012-09-04	Dividend	Annual General Meeting And Dividend Re.0.50 Per Share
2011-09-06	Other	Annual General Meeting
2010-09-03	Other	Annual General Meeting
2009-07-24	Other	Agm/Div-Re.0.30 Per Share
2008-07-28	Dividend	Agm/Dividend - 10%
2007-07-23	Dividend	Agm/Dividend-10%

Documents

Links go to the original files on the exchange website.

About the company


Sector	Financial Services
Industry	Non Banking Financial Company (NBFC)
Sub-industry	Non Banking Financial Company (NBFC)
Symbol	TFL
BSE code	532812
ISIN	INE804H01012
Face value	₹10.0
Incorporated	–
Website	–
Plants (India / abroad)	–

Data built 2026-10-23 from NSE company filings (XBRL: Integrated Filing - Financials + financial results), NSE shareholding & pledge data; price = NSE close 2026-10-26.