Trucap Finance Limited
NSE: TRU · Non Banking Financial Company (NBFC) · sector
₹3.96NSE close 2026-10-26
Key numbers
Market cap₹47 cr
Price₹3.96
52w high / low₹11 / ₹4
P/E–Sector median 13.8x
P/B0.9xSector median 1.1x
Book value₹4.5
Dividend yield–Sector median 0.61%
ROE-95.5%Sector median 3.6%
ROA-25.90%Sector median 1.94%
Gross NPA–
Net NPA–
CET1–
Sales growth 3y–Sector median +24.6%
Profit growth 3y–Sector median +28.6%
PEG–
Last 12 months to Jun 2026, Standalone. "Sector median" = middle value of 250 companies in Non Banking Financial Company (NBFC) (P/E median leaves out loss-making companies). Tap ? for what a number means.
Things to know
- No promoter shares are pledged.
- Net loss in 6 of the last 8 quarters.
- Total income was higher than a year earlier in 0 of the last 4 quarters.
- Dividend paid in 2 of the last 3 financial years.
- Price ₹3.96 on 2026-10-26: -64.0% from the 52-week high, +7.6% from the 52-week low.
Plain facts from the filings, built by the same fixed rules for every company. A line appears only when the data for it is available. Not a view on the stock.
Charts
Weekly close · high ₹36.73 · low ₹3.96
Total incomeNet profit
Total incomeNet profit
Quarterly results
| ₹ cr | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Total income | 58 | 52 | 35 | 30 | 23 | 15 | 14 | 11 |
| Net interest income | 58 | – | 35 | 30 | 23 | 15 | 14 | 11 |
| Other income | 1 | 1 | 1 | 12 | 2 | 1 | 1 | 1 |
| Net profit | 1 | 1 | -70 | -9 | -33 | -42 | -18 | -10 |
| EPS (₹) | 0.10 | 0.11 | -6.03 | -0.76 | -2.79 | -4.28 | -2.23 | -0.87 |
| Revenue YoY | -60.4% | -70.7% | -58.9% | -62.5% | ||||
| Profit YoY | -2,793.4% | -3,533.3% | – | – |
Standalone figures where filed. Latest quarter Jun 2026.
Profit & loss (yearly)
| ₹ cr | FY24 | FY25 | FY26 | TTM |
|---|---|---|---|---|
| Revenue | 161 | 196 | 82 | 64 |
| Net profit | 12 | -67 | -110 | -103 |
| EPS (₹) | 1.00 | -5.70 | -9.29 | -10.17 |
| Revenue growth | +22.0% | -58.0% | -63.5% | |
| Profit growth | -668.8% | – | – | |
| Dividend / share (₹) | 0.01 | 0.01 | – |
| Compounded growth | 3 years | 5 years | Last 12 months |
|---|---|---|---|
| Sales | – | – | -63.5% |
| Net profit | – | – | – |
| EPS | – | – | – |
| Share price | – | -61.0% (2y) | -61.1% |
Balance sheet
| ₹ cr | FY24 | FY25 | FY26 |
|---|---|---|---|
| Shareholders' equity | 219 | 162 | 53 |
| Borrowings | 562 | 309 | 196 |
| Cash & equivalents | 133 | 96 | 18 |
| Total assets | 928 | 699 | 397 |
| Fixed assets | 20 | 14 | 5 |
| Capital work in progress | 0 | – | 0 |
| Inventory | 0 | 0 | 0 |
Year-end figures from the March annual filing.
Cash flow
| ₹ cr | FY24 | FY25 | FY26 |
|---|---|---|---|
| Cash from operations | -212 | 208 | 197 |
| Cash from investing | 30 | -25 | 130 |
| Cash from financing | 245 | -246 | -345 |
| Capex | 10 | 0 | 0 |
| Free cash flow | -222 | 208 | 197 |
Free cash flow = cash from operations − capex.
Ratios by year
| ₹ cr | FY24 | FY25 | FY26 |
|---|---|---|---|
| ROE % | 5.3% | -41.1% | -207.2% |
Shareholding
| Holder | % (2026-09-30) |
|---|---|
| Promoters | 30.73% |
| FIIs | 4.98% |
| DIIs | 0.98% |
| Public (non-institutions) | 63.31% |
| Quarter | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters % | 37.21% | 35.76% | 30.96% | 30.96% | 30.96% | 30.96% | 30.96% | 30.73% |
| Promoter group | % |
|---|---|
| Wilson Holdings Private Limited | 24.86% |
| Wilson Growth Private Limited | 2.50% |
| Minaxi Kishore Mehta | 1.88% |
| Anjaneya Realty Management LLP | 1.25% |
| Kishor Gangadas Mehta | 0.23% |
| Nilay Kishore Mehta | 0.00% |
| Public holders above 1% | % |
|---|---|
| IND Swift Laboratories | 4.62% |
| AVL Electric Vehicles Private Limited | 4.17% |
| Siddhi Jaiswal | 3.26% |
| Aviator Emerging Market Fund | 2.60% |
| Nova Global Opportunities Fund PCC - Touchstone | 2.38% |
| Rohanjeet Singh Juneja | 2.22% |
| RPL Capital Finance Limited | 1.39% |
| Sitalsat Traders PVT Ltd | 1.13% |
25,420 shareholders. Pledged: 0.00% of promoter shares.
Peers in Non Banking Financial Company (NBFC)
| Company | Market cap | P/E | P/B | ROE | ROA | Gross NPA | Sales 3y | Div yield |
|---|---|---|---|---|---|---|---|---|
| BAJFINANCE | ₹5,71,790 cr | 28.1x | 5.2x | 19.9% | 4.14% | – | +25.1% | 0.60% |
| SHRIRAMFIN | ₹1,55,223 cr | 14.6x | 2.4x | 18.5% | 3.51% | – | +17.4% | 0.94% |
| TATACAP | ₹1,27,155 cr | 34.6x | 3.3x | 9.3% | 1.76% | – | – | 0.14% |
| CHOLAFIN | ₹1,23,499 cr | 21.4x | 4.1x | 21.2% | 2.34% | – | +34.4% | 0.14% |
| MUTHOOTFIN | ₹96,184 cr | 9.1x | 2.5x | 32.1% | 5.91% | – | +37.9% | 1.08% |
| LTF | ₹60,381 cr | 17.1x | 2.1x | 12.8% | 2.25% | – | +273.2% | 1.14% |
| SBICARD | ₹51,225 cr | 22.5x | 3.3x | 15.4% | 3.43% | – | +13.3% | 0.42% |
| PIRAMALFIN | ₹44,923 cr | 21.9x | 1.4x | 6.3% | 1.66% | – | – | 0.55% |
| SUNDARMFIN | ₹43,352 cr | 22.5x | 3.4x | 16.2% | 2.82% | – | +23.8% | 0.95% |
| TRU | ₹47 cr | – | 0.9x | -95.5% | -25.90% | – | – | – |
Business segments (2026-06-30)
| Segment | Revenue | Share | EBIT | Margin |
|---|---|---|---|---|
| - Fund Based Activities | ₹0 cr | – | ₹0 cr | – |
| - Advisory Services | ₹0 cr | – | ₹0 cr | – |
Dividends & corporate actions
| Ex-date | Action | Detail |
|---|---|---|
| 2024-09-19 | Dividend | Annual General Meeting/Dividend - Re 0.01 Per Share |
| 2023-09-18 | Dividend | Annual General Meeting/Dividend - Rs 0.01 Per Share |
| 2022-09-21 | Dividend | Annual General Meeting/Dividend - Re 0.01 Per Share |
Documents
- Annual report FY26
- Annual report FY25
- Annual report FY24
- Annual report FY23
- Announcements NSE filings
- Latest results (data file) XBRL
- Announcements BSE filings
Links go to the original files on the exchange website.
About the company
| Sector | Financial Services |
| Industry | Non Banking Financial Company (NBFC) |
| Sub-industry | Non Banking Financial Company (NBFC) |
| Symbol | TRU |
| BSE code | 540268 |
| ISIN | INE615R01029 |
| Face value | ₹2.0 |
| Incorporated | – |
| Website | – |
| Plants (India / abroad) | – |
Data built 2026-10-23 from NSE company filings (XBRL: Integrated Filing - Financials + financial results), NSE shareholding & pledge data; price = NSE close 2026-10-26.