Upsurge Investment & Finance L

BSE: UPSURGE · Non Banking Financial Company (NBFC) · sector

₹52.63BSE close 2026-10-26

Key numbers

Market cap₹115 cr

Price₹52.63

52w high / low₹95 / ₹52

P/E4.8xSector median 13.8x

P/B1.0xSector median 1.1x

Book value₹53.5

Dividend yield0.87%Sector median 0.61%

ROE10.5%Sector median 3.6%

ROA9.45%Sector median 1.94%

Gross NPA–

Net NPA–

CET1–

Sales growth 3y+10.8%Sector median +24.6%

Profit growth 3y+1.9%Sector median +28.6%

PEG–

Last 12 months to Jun 2026, Standalone. "Sector median" = middle value of 250 companies in Non Banking Financial Company (NBFC) (P/E median leaves out loss-making companies). Tap ? for what a number means.

Things to know

Net loss in 1 of the last 6 quarters.
Dividend paid in 2 of the last 5 financial years.
Price ₹52.63 on 2026-10-26: -44.5% from the 52-week high, +1.0% from the 52-week low.

Plain facts from the filings, built by the same fixed rules for every company. A line appears only when the data for it is available. Not a view on the stock.

Charts

Weekly close · high ₹193.35 · low ₹52.63

Quarterly results

₹ cr	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Total income	37	22	23	9	2	34
Net interest income	37	22	23	9	2	34
Other income	1	2	0	0	0	0
Net profit	0	8	1	1	-6	16
EPS (₹)	0.17	3.83	0.47	0.42	2.84	7.33
Revenue YoY					-93.4%	+53.0%
Profit YoY					-2,109.7%	+109.1%

Standalone figures where filed. Latest quarter Jun 2026.

Profit & loss (yearly)

₹ cr	FY17	FY18	FY19	FY25	FY26	TTM
Revenue	13	39	25	113	54	69
Net profit	1	3	0	16	3	12
EPS (₹)	0.34	2.01	0.21	8.81	1.47	11.06
Revenue growth		+197.1%	-37.2%	+358.2%	-52.7%	–
Profit growth		+498.0%	-89.5%	+4,884.4%	-79.7%	–
Dividend / share (₹)	–	–	–	0.50	0.50

Compounded growth	3 years	5 years	Last 12 months
Sales	+10.9%	+30.2%	–
Net profit	+1.9%	+76.2%	–
EPS	-9.9%	–	–
Share price	–	-44.4% (2y)	-43.2%

Balance sheet

₹ cr	FY25	FY26
Shareholders' equity	105	117
Borrowings	0	5
Cash & equivalents	25	18
Total assets	107	123
Fixed assets	0	0
Capital work in progress	5	13
Inventory	21	35

Year-end figures from the March annual filing.

Cash flow

₹ cr	FY25	FY26
Cash from operations	-9	-18
Cash from investing	-30	10
Cash from financing	38	14
Capex	0	0
Free cash flow	-9	-18

Free cash flow = cash from operations − capex.

Ratios by year

₹ cr	FY25	FY26
ROE %	15.2%	2.8%

Peers in Non Banking Financial Company (NBFC)

Company	Market cap	P/E	P/B	ROE	ROA	Gross NPA	Sales 3y	Div yield
BAJFINANCE	₹5,71,790 cr	28.1x	5.2x	19.9%	4.14%	–	+25.1%	0.60%
SHRIRAMFIN	₹1,55,223 cr	14.6x	2.4x	18.5%	3.51%	–	+17.4%	0.94%
TATACAP	₹1,27,155 cr	34.6x	3.3x	9.3%	1.76%	–	–	0.14%
CHOLAFIN	₹1,23,499 cr	21.4x	4.1x	21.2%	2.34%	–	+34.4%	0.14%
MUTHOOTFIN	₹96,184 cr	9.1x	2.5x	32.1%	5.91%	–	+37.9%	1.08%
LTF	₹60,381 cr	17.1x	2.1x	12.8%	2.25%	–	+273.2%	1.14%
SBICARD	₹51,225 cr	22.5x	3.3x	15.4%	3.43%	–	+13.3%	0.42%
PIRAMALFIN	₹44,923 cr	21.9x	1.4x	6.3%	1.66%	–	–	0.55%
SUNDARMFIN	₹43,352 cr	22.5x	3.4x	16.2%	2.82%	–	+23.8%	0.95%
UPSURGE	₹115 cr	4.8x	1.0x	10.5%	9.45%	–	+10.8%	0.87%

All 250 companies in Non Banking Financial Company (NBFC) →

Dividends & corporate actions

Ex-date	Action	Detail
2026-08-21	Dividend	Interim Dividend Rs 0.5
2025-08-22	Dividend	Interim Dividend Rs 0.5
2024-08-23	Dividend	Interim Dividend Rs 0.5
2023-08-24	Dividend	Interim Dividend Rs 0.5
2022-08-18	Dividend	Interim Dividend Rs 0.5

Documents

Links go to the original files on the exchange website.

About the company


Sector	Financial Services
Industry	Non Banking Financial Company (NBFC)
Sub-industry	Non Banking Financial Company (NBFC)
Symbol	UPSURGE
BSE code	531390
ISIN	INE890B01014
Face value	₹10.0
Incorporated	–
Website	–
Plants (India / abroad)	–

Data built 2026-10-23 from BSE company filings (inline XBRL: Integrated Filing - Finance) + BSE results summary for earlier years; price = BSE close 2026-10-26.