U. Y. Fincorp Limited
NSE: UYFINCORP · Non Banking Financial Company (NBFC) · sector
Key numbers
Last 12 months to Jun 2026, Standalone. "Sector median" = middle value of 250 companies in Non Banking Financial Company (NBFC) (P/E median leaves out loss-making companies). Tap ? for what a number means.
Things to know
- Total income was higher than a year earlier in 3 of the last 4 quarters.
- No dividend in the last 2 financial years.
- Price ₹25.25 on 2026-10-26: -5.5% from the 52-week high, +119.6% from the 52-week low.
Plain facts from the filings, built by the same fixed rules for every company. A line appears only when the data for it is available. Not a view on the stock.
Charts
Quarterly results
| ₹ cr | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Total income | 45 | 15 | 15 | 22 | 27 | 42 | 70 | 73 |
| Net interest income | – | – | 15 | 22 | 27 | 42 | 70 | 73 |
| Other income | 0 | 1 | 0 | 0 | 0 | 0 | 1 | 0 |
| Net profit | 3 | 2 | 1 | 6 | 8 | 17 | 17 | 20 |
| EPS (₹) | 0.18 | 0.11 | 0.06 | 0.31 | 0.43 | 0.88 | 0.92 | 1.03 |
| Revenue YoY | -39.9% | +183.6% | +359.2% | +230.5% | ||||
| Profit YoY | +133.1% | +702.9% | +1,500.0% | +228.6% |
Standalone figures where filed. Latest quarter Jun 2026.
Profit & loss (yearly)
| ₹ cr | FY25 | FY26 | TTM |
|---|---|---|---|
| Revenue | 112 | 162 | 212 |
| Net profit | 12 | 48 | 62 |
| EPS (₹) | 0.62 | 2.54 | 3.26 |
| Revenue growth | +45.0% | +117.9% | |
| Profit growth | +311.6% | +391.1% | |
| Dividend / share (₹) | – | – |
| Compounded growth | 3 years | 5 years | Last 12 months |
|---|---|---|---|
| Sales | – | – | +117.9% |
| Net profit | – | – | +391.1% |
| EPS | – | – | – |
| Share price | – | -12.9% (2y) | +56.1% |
Balance sheet
| ₹ cr | FY25 | FY26 |
|---|---|---|
| Shareholders' equity | 330 | 389 |
| Borrowings | 6 | 3 |
| Cash & equivalents | 8 | 1 |
| Total assets | 345 | 423 |
| Fixed assets | 5 | 4 |
| Capital work in progress | 0 | 0 |
| Inventory | 14 | 11 |
Year-end figures from the March annual filing.
Cash flow
| ₹ cr | FY25 | FY26 |
|---|---|---|
| Cash from operations | 7 | -5 |
| Cash from investing | 6 | 1 |
| Cash from financing | -5 | -3 |
| Capex | 6 | 1 |
| Free cash flow | 1 | -5 |
Free cash flow = cash from operations − capex.
Ratios by year
| ₹ cr | FY25 | FY26 |
|---|---|---|
| ROE % | 3.6% | 12.4% |
Shareholding
| Holder | % (2026-09-30) |
|---|---|
| Promoters | 71.50% |
| FIIs | 0.09% |
| Government | 0.00% |
| Public (non-institutions) | 28.40% |
| Quarter | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters % | 71.38% | 71.38% | 71.38% | 71.38% | 71.38% | 71.38% | 71.38% | 71.50% |
| Promoter group | % |
|---|---|
| Udai Kothari | 23.21% |
| Deepak Kothari | 19.68% |
| Lotus Capital Financial Services Limited | 19.47% |
| U Y Industries Private Ltd | 7.06% |
| Dipti Deepak Kothari | 2.06% |
| Deepak Kothari (HUF) | 0.01% |
| Public holders above 1% | % |
|---|---|
| Main Land Finance PVT. Ltd. | 2.20% |
19,519 shareholders. Pledged: – of promoter shares.
Peers in Non Banking Financial Company (NBFC)
| Company | Market cap | P/E | P/B | ROE | ROA | Gross NPA | Sales 3y | Div yield |
|---|---|---|---|---|---|---|---|---|
| BAJFINANCE | ₹5,71,790 cr | 28.1x | 5.2x | 19.9% | 4.14% | – | +25.1% | 0.60% |
| SHRIRAMFIN | ₹1,55,223 cr | 14.6x | 2.4x | 18.5% | 3.51% | – | +17.4% | 0.94% |
| TATACAP | ₹1,27,155 cr | 34.6x | 3.3x | 9.3% | 1.76% | – | – | 0.14% |
| CHOLAFIN | ₹1,23,499 cr | 21.4x | 4.1x | 21.2% | 2.34% | – | +34.4% | 0.14% |
| MUTHOOTFIN | ₹96,184 cr | 9.1x | 2.5x | 32.1% | 5.91% | – | +37.9% | 1.08% |
| LTF | ₹60,381 cr | 17.1x | 2.1x | 12.8% | 2.25% | – | +273.2% | 1.14% |
| SBICARD | ₹51,225 cr | 22.5x | 3.3x | 15.4% | 3.43% | – | +13.3% | 0.42% |
| PIRAMALFIN | ₹44,923 cr | 21.9x | 1.4x | 6.3% | 1.66% | – | – | 0.55% |
| SUNDARMFIN | ₹43,352 cr | 22.5x | 3.4x | 16.2% | 2.82% | – | +23.8% | 0.95% |
| UYFINCORP | ₹480 cr | 7.8x | 1.2x | 17.2% | 14.63% | – | – | – |
Dividends & corporate actions
| Ex-date | Action | Detail |
|---|---|---|
| 2018-09-18 | Dividend | Final Dividend Rs 0.05 |
| 2012-07-12 | Dividend | Interim Dividend Rs 0.2 |
| 2012-03-26 | Dividend | Interim Dividend Rs 0.4 |
Documents
- Annual report FY26
- Annual report FY25
- Announcements NSE filings
- Latest results (data file) XBRL
- Announcements BSE filings
Links go to the original files on the exchange website.
About the company
| Sector | Financial Services |
| Industry | Non Banking Financial Company (NBFC) |
| Sub-industry | Non Banking Financial Company (NBFC) |
| Symbol | UYFINCORP |
| BSE code | 530579 |
| ISIN | INE152C01025 |
| Face value | ₹5.0 |
| Incorporated | – |
| Website | – |
| Plants (India / abroad) | – |
Data built 2026-10-23 from NSE company filings (XBRL: Integrated Filing - Financials + financial results), NSE shareholding & pledge data; price = NSE close 2026-10-26.