Saraswati Comm (India) L

NSE: ZSARACOM · Non Banking Financial Company (NBFC) · sector

₹9,100.00NSE close 2026-10-26

Key numbers

Market cap₹997 cr

Price₹9,100.00

52w high / low₹14,400 / ₹9,000

P/E5.8xSector median 13.8x

P/B0.9xSector median 1.1x

Book value₹9,967.4

Dividend yield–Sector median 0.61%

ROE12.9%Sector median 3.6%

ROA11.02%Sector median 1.94%

Gross NPA–

Net NPA–

CET1–

Sales growth 3y+428.4%Sector median +24.6%

Profit growth 3y+79.5%Sector median +28.6%

PEG0.08x

Last 12 months to Jun 2026, Standalone. "Sector median" = middle value of 250 companies in Non Banking Financial Company (NBFC) (P/E median leaves out loss-making companies). Tap ? for what a number means.

Things to know

Net loss in 2 of the last 6 quarters.
No dividend in the last 5 financial years.
Price ₹9,100.00 on 2026-10-26: -36.8% from the 52-week high, +1.1% from the 52-week low.

Plain facts from the filings, built by the same fixed rules for every company. A line appears only when the data for it is available. Not a view on the stock.

Charts

Weekly close · high ₹26,467.60 · low ₹9,010.65

Quarterly results

₹ cr	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Total income	0	31	73	33	2	76
Net interest income	0	31	73	33	2	76
Other income	0	0	0	0	0	0
Net profit	-23	24	60	25	-16	64
EPS (₹)	222.46	258.79	615.32	233.27	148.90	579.98
Revenue YoY					+785.7%	+140.2%
Profit YoY					–	+169.6%

Standalone figures where filed. Latest quarter Jun 2026.

Profit & loss (yearly)

₹ cr	FY17	FY18	FY19	FY25	FY26	TTM
Revenue	6	1	9	75	121	184
Net profit	5	16	7	53	92	132
EPS (₹)	81.63	165.60	66.60	517.41	842.31	1,577.47
Revenue growth		-87.3%	+1,013.4%	+726.1%	+60.4%	–
Profit growth		+205.9%	-58.2%	+700.7%	+72.8%	–
Dividend / share (₹)	–	–	–	–	–

Compounded growth	3 years	5 years	Last 12 months
Sales	+428.4%	+67.3%	–
Net profit	+79.5%	+46.2%	–
EPS	+72.0%	+31.3%	–
Share price	–	– (2y)	–

Balance sheet

₹ cr	FY25	FY26
Shareholders' equity	960	1,092
Borrowings	43	0
Cash & equivalents	23	2
Total assets	1,093	1,201
Fixed assets	0	0
Inventory	0	0

Year-end figures from the March annual filing.

Cash flow

₹ cr	FY25	FY26
Cash from operations	9	-114
Cash from investing	-108	139
Cash from financing	120	-45
Capex	0	0
Free cash flow	9	-114

Free cash flow = cash from operations − capex.

Ratios by year

₹ cr	FY25	FY26
ROE %	5.6%	8.5%

Peers in Non Banking Financial Company (NBFC)

Company	Market cap	P/E	P/B	ROE	ROA	Gross NPA	Sales 3y	Div yield
BAJFINANCE	₹5,71,790 cr	28.1x	5.2x	19.9%	4.14%	–	+25.1%	0.60%
SHRIRAMFIN	₹1,55,223 cr	14.6x	2.4x	18.5%	3.51%	–	+17.4%	0.94%
TATACAP	₹1,27,155 cr	34.6x	3.3x	9.3%	1.76%	–	–	0.14%
CHOLAFIN	₹1,23,499 cr	21.4x	4.1x	21.2%	2.34%	–	+34.4%	0.14%
MUTHOOTFIN	₹96,184 cr	9.1x	2.5x	32.1%	5.91%	–	+37.9%	1.08%
LTF	₹60,381 cr	17.1x	2.1x	12.8%	2.25%	–	+273.2%	1.14%
SBICARD	₹51,225 cr	22.5x	3.3x	15.4%	3.43%	–	+13.3%	0.42%
PIRAMALFIN	₹44,923 cr	21.9x	1.4x	6.3%	1.66%	–	–	0.55%
SUNDARMFIN	₹43,352 cr	22.5x	3.4x	16.2%	2.82%	–	+23.8%	0.95%
ZSARACOM	₹997 cr	5.8x	0.9x	12.9%	11.02%	–	+428.4%	–

All 250 companies in Non Banking Financial Company (NBFC) →

Documents

Links go to the original files on the exchange website.

About the company


Sector	Financial Services
Industry	Non Banking Financial Company (NBFC)
Sub-industry	Non Banking Financial Company (NBFC)
Symbol	ZSARACOM
BSE code	512020
ISIN	INE967G01019
Face value	₹10.0
Incorporated	–
Website	–
Plants (India / abroad)	–

Data built 2026-10-23 from BSE company filings (inline XBRL: Integrated Filing - Finance) + BSE results summary for earlier years; price = NSE close 2026-10-26.