Aptus Value HSG FIN I Ltd
NSE: APTUS · Housing Finance Company · sector
₹197.93NSE close 2026-10-26
Key numbers
Market cap₹9,912 cr
Price₹197.93
52w high / low₹323 / ₹193
P/E13.6xSector median 12.6x
P/B2.3xSector median 1.2x
Book value₹85.3
Dividend yield2.27%Sector median 1.29%
ROE18.1%Sector median 12.9%
ROA7.65%Sector median 2.52%
Gross NPA–
Net NPA–
CET1–
Sales growth 3y+16.9%Sector median +10.7%
Profit growth 3y+17.7%Sector median +17.7%
PEG0.77x
Last 12 months to Jun 2026, Standalone. "Sector median" = middle value of 19 companies in Housing Finance Company (P/E median leaves out loss-making companies). Tap ? for what a number means.
Things to know
- Total income was higher than a year earlier in 4 of the last 4 quarters.
- Dividend paid in 4 of the last 5 financial years.
- Price ₹197.93 on 2026-10-26: -38.7% from the 52-week high, +2.5% from the 52-week low.
Plain facts from the filings, built by the same fixed rules for every company. A line appears only when the data for it is available. Not a view on the stock.
Charts
Weekly close · high ₹382.75 · low ₹197.93
Total incomeNet profit
Total incomeNet profit
Quarterly results
| ₹ cr | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Total income | 314 | 329 | 354 | 356 | 381 | 370 | 378 | 418 |
| Net interest income | 314 | 329 | 354 | 356 | 381 | 370 | 378 | 418 |
| Other income | 9 | 9 | 15 | 10 | 35 | 15 | 19 | 10 |
| Net profit | 137 | 142 | 170 | 155 | 202 | 160 | 176 | 193 |
| EPS (₹) | 2.74 | 2.84 | 3.40 | 3.10 | 4.04 | 3.19 | 3.53 | 3.85 |
| Revenue YoY | +21.5% | +12.5% | +6.6% | +17.5% | ||||
| Profit YoY | +47.6% | +12.7% | +4.0% | +24.6% |
Standalone figures where filed. Latest quarter Jun 2026.
Profit & loss (yearly)
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 | TTM |
|---|---|---|---|---|---|---|
| Revenue | 679 | 929 | 1,088 | 1,294 | 1,485 | 1,547 |
| Net profit | 308 | 425 | 481 | 575 | 693 | 731 |
| EPS (₹) | 6.28 | 8.53 | 9.64 | 11.52 | 13.86 | 14.61 |
| Revenue growth | +36.8% | +17.1% | +19.0% | +14.7% | +14.4% | |
| Profit growth | +37.8% | +13.2% | +19.7% | +20.4% | +21.2% | |
| Dividend / share (₹) | – | 2.00 | 4.00 | 4.50 | 4.50 |
| Compounded growth | 3 years | 5 years | Last 12 months |
|---|---|---|---|
| Sales | +16.9% | – | +14.4% |
| Net profit | +17.7% | – | +21.2% |
| EPS | +17.6% | – | – |
| Share price | – | -24.4% (2y) | -34.2% |
Balance sheet
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Shareholders' equity | – | 3,111 | 3,408 | 3,781 | 4,274 |
| Borrowings | – | 3,088 | – | 3,728 | 3,980 |
| Cash & equivalents | – | 430 | 266 | 281 | 332 |
| Total assets | – | 6,629 | 7,435 | 8,684 | 9,553 |
| Fixed assets | – | 4 | 5 | 8 | 8 |
| Capital work in progress | – | 0 | – | 0 | – |
| Inventory | – | 0 | 0 | 0 | 0 |
Year-end figures from the March annual filing.
Cash flow
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Cash from operations | -676 | -1,129 | -508 | -642 | 23 |
| Cash from investing | -62 | 36 | 21 | -95 | -18 |
| Cash from financing | 726 | 1,045 | 322 | 642 | 149 |
| Capex | 4 | 0 | 5 | 7 | 5 |
| Free cash flow | -679 | -1,129 | -513 | -649 | 18 |
Free cash flow = cash from operations − capex.
Ratios by year
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| ROE % | – | 13.6% | 14.1% | 15.2% | 16.2% |
Shareholding
| Holder | % (2026-09-30) |
|---|---|
| Promoters | 23.86% |
| FIIs | 30.54% |
| DIIs | 27.82% |
| of which Mutual funds | 22.39% |
| of which Insurance | 3.39% |
| Public (non-institutions) | 17.77% |
| Quarter | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters % | 52.98% | 52.98% | 40.37% | 23.87% | 23.87% | 23.87% | 23.86% | 23.86% |
| Promoter group | % |
|---|---|
| Munuswamy Anandan | 19.20% |
| Padma Anandan | 2.69% |
| ANU Anand Ravilla | 1.03% |
| Ravilla Deepthi Anand | 0.93% |
| Rajinikanth Pattabiraman | 0.00% |
| Suman Bollina | 0.00% |
| ANUDEEP TRUSTEESHIP PRIVATE LIMITED - Trust I | 0.00% |
| ANUDEEP TRUSTEESHIP PRIVATE LIMITED - Trust III | 0.00% |
| ANUDEEP TRUSTEESHIP PRIVATE LIMITED- Trust II | 0.00% |
| ANUDEEP TRUSTEESHIP PRIVATE LIMITED - Trust IV | 0.00% |
| Public holders above 1% | % |
|---|---|
| SBI Conservative Hybrid Fund | 8.12% |
| Malabar India Fund Limited | 4.43% |
| Kotak Small CAP Fund | 3.57% |
| Smallcap World Fund, INC | 3.38% |
| Government Pension Fund Global | 3.12% |
| Aditya Birla SUN Life Mutual Fund | 2.79% |
| Bandhan Value Fund | 2.45% |
| Theleme India Master Fund Limited | 1.98% |
| Akash Bhanshali | 1.52% |
| Nippon Life India Trustee Ltd | 1.25% |
| Border TO Coast Emerging Markets Equity Fund | 1.21% |
| A R Chadha and Co India Private Limited | 1.21% |
| Tata AIG General Insurance Company Limited | 1.18% |
| Vanguard Total International Stock Index Fund | 1.10% |
| Vanguard Emerging Markets Stock Index Fund | 1.05% |
1,62,411 shareholders. Pledged: – of promoter shares.
Peers in Housing Finance Company
| Company | Market cap | P/E | P/B | ROE | ROA | Gross NPA | Sales 3y | Div yield |
|---|---|---|---|---|---|---|---|---|
| BAJAJHFL | ₹65,449 cr | 23.3x | 2.7x | 12.4% | 1.96% | – | – | – |
| PNBHOUSING | ₹28,300 cr | 12.0x | 1.5x | 13.0% | 2.51% | – | +9.5% | 0.46% |
| LICHSGFIN | ₹27,377 cr | 4.8x | 0.7x | 14.8% | 1.76% | – | +8.3% | 2.01% |
| AADHARHFC | ₹19,295 cr | 16.8x | 2.6x | 16.4% | 4.16% | – | – | – |
| HOMEFIRST | ₹10,578 cr | 18.1x | 2.4x | 16.9% | 3.83% | – | +34.3% | 0.36% |
| APTUS | ₹9,912 cr | 13.6x | 2.3x | 18.1% | 7.65% | – | +16.9% | 2.27% |
| CANFINHOME | ₹9,666 cr | 8.4x | 1.5x | 19.4% | 2.52% | – | +15.4% | 1.79% |
| SAMMAANCAP | ₹9,363 cr | – | 0.5x | -35.9% | -10.78% | – | +0.7% | 0.00% |
| AAVAS | ₹8,929 cr | 13.0x | 1.8x | 14.6% | 3.24% | – | +18.6% | – |
| INDIASHLTR | ₹6,777 cr | 12.8x | 2.1x | 17.9% | 5.50% | – | – | 0.79% |
Dividends & corporate actions
| Ex-date | Action | Detail |
|---|---|---|
| 2026-05-15 | Dividend | Interim Dividend - Rs 2.50 Per Share |
| 2025-11-07 | Dividend | Interim Dividend - Rs 2 Per Share |
| 2025-05-16 | Dividend | Interim Dividend - Rs 2.5 Per Share |
| 2024-11-14 | Dividend | Interim Dividend - Rs 2 Per Share |
| 2024-05-15 | Dividend | Interim Dividend - Rs 2.50 Per Share |
| 2024-02-09 | Dividend | Interim Dividend - Rs 2 Per Share |
| 2023-05-12 | Dividend | Interim Dividend - Rs 2 Per Share |
| 2022-12-08 | Dividend | Interim Dividend - Rs 2 Per Share |
| 2021-09-21 | Other | Annual General Meeting |
Documents
- Annual report FY26
- Annual report FY25
- Annual report FY25
- Annual report FY24
- Annual report FY23
- Announcements NSE filings
- BRSR FY26
- Latest results (data file) XBRL
- Announcements BSE filings
Links go to the original files on the exchange website.
About the company
- Financial services: The Company provides long term housing finance and loans against property
| Sector | Financial Services |
| Industry | Housing Finance Company |
| Sub-industry | Housing Finance Company |
| Symbol | APTUS |
| BSE code | 543335 |
| ISIN | INE852O01025 |
| Face value | ₹2.0 |
| Incorporated | 2009-12-11 |
| Website | www.aptusindia.com |
| Plants (India / abroad) | 0 / 0 |
From the company's filings (BRSR FY26).
Data built 2026-10-22 from NSE company filings (XBRL: Integrated Filing - Financials + financial results), NSE shareholding & pledge data; price = NSE close 2026-10-26.