Bajaj Housing Finance Ltd
NSE: BAJAJHFL · Housing Finance Company · sector
₹78.58NSE close 2026-10-26
Key numbers
Market cap₹65,449 cr
Price₹78.58
52w high / low₹112 / ₹73
P/E23.3xSector median 12.6x
P/B2.7xSector median 1.2x
Book value₹28.8
Dividend yield–Sector median 1.29%
ROE12.4%Sector median 12.9%
ROA1.96%Sector median 2.52%
Gross NPA–
Net NPA–
CET1–
Sales growth 3y–Sector median +10.7%
Profit growth 3y–Sector median +17.7%
PEG1.23x
Last 12 months to Sep 2026, Standalone. "Sector median" = middle value of 19 companies in Housing Finance Company (P/E median leaves out loss-making companies). Tap ? for what a number means.
Things to know
- Promoter holding fell by 2.00 percentage points in a year, to 86.70% (2026-09-30).
- Total income was higher than a year earlier in 4 of the last 4 quarters.
- No dividend in the last 2 financial years.
- Price ₹78.58 on 2026-10-26: -30.1% from the 52-week high, +8.2% from the 52-week low.
Plain facts from the filings, built by the same fixed rules for every company. A line appears only when the data for it is available. Not a view on the stock.
Charts
Weekly close · high ₹161.63 · low ₹77.22
Total incomeNet profit
Total incomeNet profit
Quarterly results
| ₹ cr | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|
| Total income | 2,449 | 2,508 | 2,616 | 2,755 | 2,886 | 2,903 | 3,063 | 3,251 |
| Net interest income | 2,449 | 2,508 | 2,616 | 2,755 | 2,886 | 2,903 | 3,063 | 3,251 |
| Other income | 0 | 0 | 3 | 0 | 0 | 0 | 0 | 1 |
| Net profit | 548 | 587 | 583 | 643 | 665 | 669 | 715 | 757 |
| EPS (₹) | 0.66 | 0.70 | 0.70 | 0.77 | 0.80 | 0.80 | 0.86 | 0.91 |
| Revenue YoY | +17.8% | +15.7% | +17.1% | +18.0% | ||||
| Profit YoY | +21.3% | +14.1% | +22.6% | +17.7% |
Standalone figures where filed. Latest quarter Sep 2026.
Profit & loss (yearly)
| ₹ cr | FY25 | FY26 | TTM |
|---|---|---|---|
| Revenue | 9,576 | 11,147 | 12,102 |
| Net profit | 2,163 | 2,560 | 2,806 |
| EPS (₹) | 2.67 | 3.07 | 3.37 |
| Revenue growth | +16.4% | +17.2% | |
| Profit growth | +18.4% | +18.9% | |
| Dividend / share (₹) | – | – |
| Compounded growth | 3 years | 5 years | Last 12 months |
|---|---|---|---|
| Sales | – | – | +17.2% |
| Net profit | – | – | +18.9% |
| EPS | – | – | – |
| Share price | – | -22.9% (2y) | -26.7% |
Balance sheet
| ₹ cr | FY25 | FY26 |
|---|---|---|
| Shareholders' equity | 19,947 | 22,523 |
| Borrowings | 42,269 | 52,642 |
| Cash & equivalents | 62 | 166 |
| Total assets | 1,02,809 | 1,27,147 |
| Fixed assets | 100 | 111 |
| Capital work in progress | 0 | 0 |
| Inventory | 0 | 0 |
Year-end figures from the March annual filing.
Cash flow
| ₹ cr | FY25 | FY26 |
|---|---|---|
| Cash from operations | -17,075 | -19,895 |
| Cash from investing | -798 | -1,202 |
| Cash from financing | 17,870 | 21,197 |
| Capex | 41 | 48 |
| Free cash flow | -17,116 | -19,943 |
Free cash flow = cash from operations − capex.
Ratios by year
| ₹ cr | FY25 | FY26 |
|---|---|---|
| ROE % | 10.8% | 11.4% |
Shareholding
| Holder | % (2026-09-30) |
|---|---|
| Promoters | 86.70% |
| FIIs | 0.90% |
| DIIs | 1.09% |
| of which Mutual funds | 0.40% |
| of which Insurance | 0.41% |
| Government | 0.00% |
| Public (non-institutions) | 11.27% |
| Quarter | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters % | 88.75% | 88.75% | 88.70% | 88.70% | 86.70% | 86.70% | 86.70% | 86.70% |
| Promoter group | % |
|---|---|
| Bajaj Finance Limited | 86.70% |
| Sanjivnayan Bajaj | 0.00% |
| Bajaj Finserv Limited | 0.00% |
| Bajaj General Insurance Limited | 0.00% |
| Bajaj Life Insurance Limited | 0.00% |
| Bajaj Financial Securities Limited | 0.00% |
| Bajaj Asset Management Limited | 0.00% |
| Bajaj Finserv Direct Limited | 0.00% |
| Bajaj Finserv Health Limited | 0.00% |
| Bajaj Mutual Fund Trustee Limited | 0.00% |
| Bajaj Finserv Ventures Limited | 0.00% |
| Bajaj Holdings & Investment Limited | 0.00% |
| Pennant Technologies Private Limited | 0.00% |
| Snapwork Technologies Private Limited | 0.00% |
| VH Medcare Private Limited | 0.00% |
22,42,947 shareholders. Pledged: – of promoter shares.
Peers in Housing Finance Company
| Company | Market cap | P/E | P/B | ROE | ROA | Gross NPA | Sales 3y | Div yield |
|---|---|---|---|---|---|---|---|---|
| BAJAJHFL | ₹65,449 cr | 23.3x | 2.7x | 12.4% | 1.96% | – | – | – |
| PNBHOUSING | ₹28,300 cr | 12.0x | 1.5x | 13.0% | 2.51% | – | +9.5% | 0.46% |
| LICHSGFIN | ₹27,377 cr | 4.8x | 0.7x | 14.8% | 1.76% | – | +8.3% | 2.01% |
| AADHARHFC | ₹19,295 cr | 16.8x | 2.6x | 16.4% | 4.16% | – | – | – |
| HOMEFIRST | ₹10,578 cr | 18.1x | 2.4x | 16.9% | 3.83% | – | +34.3% | 0.36% |
| APTUS | ₹9,912 cr | 13.6x | 2.3x | 18.1% | 7.65% | – | +16.9% | 2.27% |
| CANFINHOME | ₹9,666 cr | 8.4x | 1.5x | 19.4% | 2.52% | – | +15.4% | 1.79% |
| SAMMAANCAP | ₹9,363 cr | – | 0.5x | -35.9% | -10.78% | – | +0.7% | 0.00% |
| AAVAS | ₹8,929 cr | 13.0x | 1.8x | 14.6% | 3.24% | – | +18.6% | – |
| INDIASHLTR | ₹6,777 cr | 12.8x | 2.1x | 17.9% | 5.50% | – | – | 0.79% |
Documents
- Annual report FY26
- Annual report FY25
- Announcements NSE filings
- BRSR FY26
- Latest results (data file) XBRL
- Announcements BSE filings
Links go to the original files on the exchange website.
About the company
- Financial and Insurance Services: Other Financial activities
| Sector | Financial Services |
| Industry | Housing Finance Company |
| Sub-industry | Housing Finance Company |
| Symbol | BAJAJHFL |
| BSE code | 544252 |
| ISIN | INE377Y01014 |
| Face value | ₹10.0 |
| Incorporated | 2008-06-13 |
| Website | https://www.bajajhousingfinance.in |
| Plants (India / abroad) | 0 / 0 |
From the company's filings (BRSR FY26).
Data built 2026-10-22 from NSE company filings (XBRL: Integrated Filing - Financials + financial results), NSE shareholding & pledge data; price = NSE close 2026-10-26.