Home First FIN Co IND Ltd
NSE: HOMEFIRST · Housing Finance Company · sector
₹1,012.00NSE close 2026-10-26
Key numbers
Market cap₹10,578 cr
Price₹1,012.00
52w high / low₹1,318 / ₹894
P/E18.1xSector median 12.6x
P/B2.4xSector median 1.2x
Book value₹416.8
Dividend yield0.36%Sector median 1.29%
ROE16.9%Sector median 12.9%
ROA3.83%Sector median 2.52%
Gross NPA–
Net NPA–
CET1–
Sales growth 3y+34.3%Sector median +10.7%
Profit growth 3y+33.3%Sector median +17.7%
PEG0.69x
Last 12 months to Jun 2026, Standalone. "Sector median" = middle value of 19 companies in Housing Finance Company (P/E median leaves out loss-making companies). Tap ? for what a number means.
Things to know
- Promoter holding fell by 5.42 percentage points in a year, to 6.97% (2026-09-30).
- Total income was higher than a year earlier in 4 of the last 4 quarters.
- Dividend paid in 3 of the last 5 financial years.
- Price ₹1,012.00 on 2026-10-26: -23.2% from the 52-week high, +13.2% from the 52-week low.
Plain facts from the filings, built by the same fixed rules for every company. A line appears only when the data for it is available. Not a view on the stock.
Charts
Weekly close · high ₹1,426.20 · low ₹905.20
Total incomeNet profit
Total incomeNet profit
Quarterly results
| ₹ cr | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Total income | 373 | 406 | 415 | 454 | 477 | 482 | 501 | 538 |
| Net interest income | 373 | 406 | 415 | 454 | 477 | 482 | 501 | 538 |
| Other income | 1 | 2 | 2 | 2 | 2 | 1 | 3 | 2 |
| Net profit | 92 | 97 | 105 | 119 | 132 | 140 | 149 | 160 |
| EPS (₹) | 10.36 | 10.90 | 11.65 | 11.69 | 12.76 | 13.52 | 14.35 | 15.31 |
| Revenue YoY | +28.0% | +18.8% | +20.9% | +18.6% | ||||
| Profit YoY | +43.0% | +44.0% | +42.7% | +34.5% |
Standalone figures where filed. Latest quarter Jun 2026.
Profit & loss (yearly)
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 | TTM |
|---|---|---|---|---|---|---|
| Revenue | 596 | 791 | 1,137 | 1,530 | 1,915 | 1,999 |
| Net profit | 186 | 228 | 306 | 382 | 540 | 581 |
| EPS (₹) | 21.26 | 26.01 | 34.65 | 42.83 | 52.35 | 55.94 |
| Revenue growth | +32.8% | +43.8% | +34.5% | +25.1% | +21.4% | |
| Profit growth | +22.7% | +33.9% | +25.0% | +41.4% | +40.7% | |
| Dividend / share (₹) | – | – | 2.60 | 3.40 | 3.70 |
| Compounded growth | 3 years | 5 years | Last 12 months |
|---|---|---|---|
| Sales | +34.3% | +32.0% | +21.4% |
| Net profit | +33.3% | +40.1% | +40.7% |
| EPS | +26.3% | +16.2% | – |
| Share price | – | -3.9% (2y) | -17.1% |
Balance sheet
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Shareholders' equity | – | 1,817 | 2,121 | 2,521 | 4,357 |
| Borrowings | – | 4,467 | 7,025 | 9,266 | 10,363 |
| Cash & equivalents | – | 298 | 822 | 938 | 841 |
| Total assets | – | 6,737 | 9,534 | 12,212 | 15,167 |
| Fixed assets | – | 25 | 30 | 45 | 54 |
| Capital work in progress | – | – | 0 | 0 | 0 |
| Inventory | – | 0 | 0 | 0 | 0 |
Year-end figures from the March annual filing.
Cash flow
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Cash from operations | -807 | -1,451 | -1,908 | -2,198 | -1,940 |
| Cash from investing | 804 | -284 | -217 | -0 | -408 |
| Cash from financing | 411 | 1,353 | 2,470 | 2,217 | 2,198 |
| Capex | 4 | 7 | 8 | 12 | 10 |
| Free cash flow | -811 | -1,458 | -1,916 | -2,210 | -1,949 |
Free cash flow = cash from operations − capex.
Ratios by year
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| ROE % | – | 12.6% | 14.4% | 15.2% | 12.4% |
Shareholding
| Holder | % (2026-09-30) |
|---|---|
| Promoters | 6.97% |
| FIIs | 42.45% |
| DIIs | 32.94% |
| of which Mutual funds | 22.88% |
| of which Insurance | 6.86% |
| Government | 0.00% |
| Public (non-institutions) | 17.64% |
| Quarter | Mar 2025 | Apr 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters % | 14.25% | 12.47% | 12.43% | 12.39% | 12.35% | 6.99% | 6.97% | 6.97% |
| Promoter group | % |
|---|---|
| True North Fund V LLP | 4.71% |
| Aether (Mauritius) Limited | 2.26% |
| Public holders above 1% | % |
|---|---|
| HDFC Mutual Fund - HDFC BSE 500 ETF | 8.12% |
| Smallcap World Fund, INC | 7.07% |
| Government Pension Fund Global | 5.18% |
| Kotak Small CAP Fund | 5.14% |
| International Finance Corporation | 3.43% |
| Aditya Birla SUN Life Mutual Fund - Aditya Birla S | 2.71% |
| Goldman Sachs Funds - Goldman Sachs India Equity P | 2.41% |
| Fidelity Funds - Asia Equity ESG Fund | 2.21% |
| Fidelity Funds - India Focus Fund | 2.21% |
| Pictet - Indian Equities | 1.72% |
| Tata AIA Life Insurance Company Limited A/C Dynami | 1.37% |
| Vanguard Total International Stock Index Fund | 1.33% |
| HDFC Life Insurance Company Limited | 1.31% |
| Vanguard Emerging Markets Stock Index Fund, A Seri | 1.29% |
| VQ Fastercap Fund | 1.28% |
75,348 shareholders. Pledged: – of promoter shares.
Peers in Housing Finance Company
| Company | Market cap | P/E | P/B | ROE | ROA | Gross NPA | Sales 3y | Div yield |
|---|---|---|---|---|---|---|---|---|
| BAJAJHFL | ₹65,449 cr | 23.3x | 2.7x | 12.4% | 1.96% | – | – | – |
| PNBHOUSING | ₹28,300 cr | 12.0x | 1.5x | 13.0% | 2.51% | – | +9.5% | 0.46% |
| LICHSGFIN | ₹27,377 cr | 4.8x | 0.7x | 14.8% | 1.76% | – | +8.3% | 2.01% |
| AADHARHFC | ₹19,295 cr | 16.8x | 2.6x | 16.4% | 4.16% | – | – | – |
| HOMEFIRST | ₹10,578 cr | 18.1x | 2.4x | 16.9% | 3.83% | – | +34.3% | 0.36% |
| APTUS | ₹9,912 cr | 13.6x | 2.3x | 18.1% | 7.65% | – | +16.9% | 2.27% |
| CANFINHOME | ₹9,666 cr | 8.4x | 1.5x | 19.4% | 2.52% | – | +15.4% | 1.79% |
| SAMMAANCAP | ₹9,363 cr | – | 0.5x | -35.9% | -10.78% | – | +0.7% | 0.00% |
| AAVAS | ₹8,929 cr | 13.0x | 1.8x | 14.6% | 3.24% | – | +18.6% | – |
| INDIASHLTR | ₹6,777 cr | 12.8x | 2.1x | 17.9% | 5.50% | – | – | 0.79% |
Dividends & corporate actions
| Ex-date | Action | Detail |
|---|---|---|
| 2026-05-29 | Dividend | Dividend - Rs 5.20 Per Share |
| 2025-05-30 | Dividend | Dividend - Rs 3.70 Per Share |
| 2024-06-07 | Dividend | Dividend - Rs 3.40 Per Share |
| 2023-05-19 | Dividend | Dividend - Rs 2.60 Per Share |
Documents
- Annual report FY26
- Annual report FY25
- Annual report FY24
- Annual report FY23
- Annual report FY22
- Announcements NSE filings
- BRSR FY26
- Latest results (data file) XBRL
- Announcements BSE filings
Links go to the original files on the exchange website.
About the company
- Financial Services: Home Loans and Loan against Property
| Sector | Financial Services |
| Industry | Housing Finance Company |
| Sub-industry | Housing Finance Company |
| Symbol | HOMEFIRST |
| BSE code | 543259 |
| ISIN | INE481N01025 |
| Face value | ₹2.0 |
| Incorporated | 2010-02-03 |
| Website | www.homefirstindia.com |
| Plants (India / abroad) | 0 / 0 |
From the company's filings (BRSR FY26).
Data built 2026-10-22 from NSE company filings (XBRL: Integrated Filing - Financials + financial results), NSE shareholding & pledge data; price = NSE close 2026-10-26.