Sammaan Capital Limited
NSE: SAMMAANCAP · Housing Finance Company · sector
₹112.56NSE close 2026-10-26
Key numbers
Market cap₹9,363 cr
Price₹112.56
52w high / low₹193 / ₹113
P/E–Sector median 12.6x
P/B0.5xSector median 1.2x
Book value₹239.4
Dividend yield0.00%Sector median 1.29%
ROE-35.9%Sector median 12.9%
ROA-10.78%Sector median 2.52%
Gross NPA–
Net NPA–
CET1–
Sales growth 3y+0.7%Sector median +10.7%
Profit growth 3y–Sector median +17.7%
PEG–
Last 12 months to Jun 2026, Standalone. "Sector median" = middle value of 19 companies in Housing Finance Company (P/E median leaves out loss-making companies). Tap ? for what a number means.
Things to know
- No promoter shares are pledged.
- Promoter holding rose by 28.34 percentage points in a year, to 28.34% (2026-09-30).
- Net loss in 1 of the last 8 quarters.
- Total income was higher than a year earlier in 1 of the last 4 quarters.
- Dividend paid in 3 of the last 5 financial years.
- Price ₹112.56 on 2026-10-26: -41.7% from the 52-week high, 0.0% from the 52-week low.
Plain facts from the filings, built by the same fixed rules for every company. A line appears only when the data for it is available. Not a view on the stock.
Charts
Weekly close · high ₹189.93 · low ₹105.96
Total incomeNet profit
Total incomeNet profit
Quarterly results
| ₹ cr | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Total income | 2,066 | 1,902 | 1,880 | 2,192 | 2,063 | 2,046 | 1,215 | 1,494 |
| Net interest income | 2,066 | 1,902 | 1,880 | 2,192 | 2,063 | 2,046 | 1,215 | 1,494 |
| Other income | 2 | 3 | 25 | 8 | 7 | 7 | 8 | 25 |
| Net profit | 111 | 282 | 294 | 297 | 275 | 285 | -8,455 | 226 |
| EPS (₹) | 1.74 | 3.80 | 3.80 | 3.59 | 3.32 | 3.43 | -101.46 | 1.94 |
| Revenue YoY | -0.2% | +7.6% | -35.3% | -31.8% | ||||
| Profit YoY | +149.3% | +1.0% | -2,979.4% | -24.2% |
Standalone figures where filed. Latest quarter Jun 2026.
Profit & loss (yearly)
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 | TTM |
|---|---|---|---|---|---|---|
| Revenue | 7,765 | 7,364 | 7,380 | 7,610 | 7,516 | 6,818 |
| Net profit | 696 | 819 | 990 | 943 | -7,597 | -7,669 |
| EPS (₹) | 15.02 | 17.38 | 18.81 | 13.69 | -91.50 | -92.77 |
| Revenue growth | -5.2% | +0.2% | +3.1% | -1.2% | -15.2% | |
| Profit growth | +17.7% | +20.8% | -4.8% | -905.9% | -879.8% | |
| Dividend / share (₹) | 9.00 | – | 1.25 | 2.00 | – |
| Compounded growth | 3 years | 5 years | Last 12 months |
|---|---|---|---|
| Sales | +0.7% | -2.8% | -15.2% |
| Net profit | – | – | -879.8% |
| EPS | – | – | – |
| Share price | – | -7.1% (2y) | -29.9% |
Balance sheet
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Shareholders' equity | – | 16,029 | 18,056 | 22,792 | 19,916 |
| Borrowings | – | 25,573 | 26,225 | 20,957 | 20,454 |
| Cash & equivalents | – | 4,240 | 3,956 | 3,694 | 10,286 |
| Total assets | – | 68,141 | 65,797 | 68,065 | 71,124 |
| Fixed assets | – | 76 | 97 | 87 | 89 |
| Capital work in progress | – | 0 | 0 | 0 | 0 |
| Inventory | – | 0 | 0 | 0 | 0 |
Year-end figures from the March annual filing.
Cash flow
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Cash from operations | 1,448 | 1,767 | 34 | 6,692 | -5,111 |
| Cash from investing | 1,284 | 2,583 | 2,549 | -5,320 | -2,091 |
| Cash from financing | -6,371 | -9,118 | -2,860 | -1,120 | 13,284 |
| Capex | 20 | 48 | 57 | 46 | 44 |
| Free cash flow | 1,428 | 1,719 | -23 | 6,646 | -5,155 |
Free cash flow = cash from operations − capex.
Ratios by year
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| ROE % | – | 5.1% | 5.5% | 4.1% | -38.1% |
Shareholding
| Holder | % (2026-09-30) |
|---|---|
| Promoters | 28.34% |
| FIIs | 21.34% |
| DIIs | 4.17% |
| of which Mutual funds | 0.40% |
| of which Insurance | 3.46% |
| Government | 0.00% |
| Public (non-institutions) | 44.79% |
| Quarter | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 28.34% | 28.34% |
| Promoter group | % |
|---|---|
| Avenir Investment RSC Ltd | 28.34% |
| Public holders above 1% | % |
|---|---|
| Life Insurance Corporation of India | 3.31% |
| Amansa Holdings Private Limited | 2.72% |
| Societe Generale | 2.64% |
| Blackrock Global Funds World Financials Fund | 1.67% |
| BNP Paribas Financial Markets | 1.39% |
| Pragati Employee Welfare Trust | 1.36% |
| Vanguard Total International Stock Index Fund | 1.35% |
| Vanguard Emerging Markets Stock Index Fund, A Series of Vanguard International Equity Index Funds | 1.29% |
| Star Funds S.A., Sicav-sif - Star International Fund | 1.22% |
| Alrox Enterprises Private Limited | 1.08% |
| Morgan Stanley Asia (Singapore) PTE. - ODI | 1.03% |
3,98,915 shareholders. Pledged: 0.00% of promoter shares.
Peers in Housing Finance Company
| Company | Market cap | P/E | P/B | ROE | ROA | Gross NPA | Sales 3y | Div yield |
|---|---|---|---|---|---|---|---|---|
| BAJAJHFL | ₹65,449 cr | 23.3x | 2.7x | 12.4% | 1.96% | – | – | – |
| PNBHOUSING | ₹28,300 cr | 12.0x | 1.5x | 13.0% | 2.51% | – | +9.5% | 0.46% |
| LICHSGFIN | ₹27,377 cr | 4.8x | 0.7x | 14.8% | 1.76% | – | +8.3% | 2.01% |
| AADHARHFC | ₹19,295 cr | 16.8x | 2.6x | 16.4% | 4.16% | – | – | – |
| HOMEFIRST | ₹10,578 cr | 18.1x | 2.4x | 16.9% | 3.83% | – | +34.3% | 0.36% |
| APTUS | ₹9,912 cr | 13.6x | 2.3x | 18.1% | 7.65% | – | +16.9% | 2.27% |
| CANFINHOME | ₹9,666 cr | 8.4x | 1.5x | 19.4% | 2.52% | – | +15.4% | 1.79% |
| SAMMAANCAP | ₹9,363 cr | – | 0.5x | -35.9% | -10.78% | – | +0.7% | 0.00% |
| AAVAS | ₹8,929 cr | 13.0x | 1.8x | 14.6% | 3.24% | – | +18.6% | – |
| INDIASHLTR | ₹6,777 cr | 12.8x | 2.1x | 17.9% | 5.50% | – | – | 0.79% |
Dividends & corporate actions
| Ex-date | Action | Detail |
|---|---|---|
| 2024-09-20 | Dividend | Dividend - Rs 2 Per Share |
| 2024-02-01 | Rights | Rights 1:2 @ Premium Rs 148/- |
| 2023-09-18 | Dividend | Dividend - Rs 1.25 Per Share |
| 2022-09-21 | Other | Annual General Meeting |
| 2021-07-22 | Other | Annual General Meeting |
| 2021-05-28 | Dividend | Interim Dividend - Rs 9 Per Share |
| 2020-09-03 | Other | Annual General Meeting |
| 2020-02-13 | Dividend | Interim Dividend - Rs 6 Per Share |
| 2019-11-18 | Dividend | Interim Dividend - Rs 7 Per Share |
| 2019-08-22 | Other | Annual General Meeting |
| 2019-08-19 | Dividend | Interim Dividend - Rs 8 Per Share |
| 2019-05-07 | Dividend | Interim Dividend - Rs 10 Per Share |
| 2019-02-11 | Dividend | Interim Dividend - Rs 10 Per Share |
| 2018-10-25 | Dividend | Interim Dividend - Rs 10 Per Share |
| 2018-09-12 | Other | Annual General Meeting |
| 2018-08-13 | Dividend | Interim Dividend Rs 10 Per Share |
| 2018-05-02 | Dividend | Interim Dividend Rs 10/- Per Share |
| 2018-02-01 | Dividend | Interim Dividend - Rs 14 Per Share |
| 2017-11-01 | Dividend | Interim Dividend - Rs 9 Per Share |
| 2017-08-31 | Other | Annual General Meeting |
Documents
- Annual report FY26
- Annual report FY25
- Annual report FY24
- Annual report FY23
- Annual report FY22
- Announcements NSE filings
- BRSR FY26
- Latest results (data file) XBRL
- Announcements BSE filings
Links go to the original files on the exchange website.
About the company
- Financial and Insurance Services: Financial and Credit Leasing Activities
| Sector | Financial Services |
| Industry | Housing Finance Company |
| Sub-industry | Housing Finance Company |
| Symbol | SAMMAANCAP |
| BSE code | 535789 |
| ISIN | INE148I01020 |
| Face value | ₹2.0 |
| Incorporated | 2005-05-10 |
| Website | www.sammaancapital.com |
| Plants (India / abroad) | 0 / 0 |
From the company's filings (BRSR FY26).
Data built 2026-10-22 from NSE company filings (XBRL: Integrated Filing - Financials + financial results), NSE shareholding & pledge data; price = NSE close 2026-10-26.