India Home Loan Ltd.
BSE: INDIAHOME · Housing Finance Company · sector
Key numbers
Last 12 months to Jun 2026, Standalone. "Sector median" = middle value of 19 companies in Housing Finance Company (P/E median leaves out loss-making companies). Tap ? for what a number means.
Things to know
- Dividend paid in 3 of the last 5 financial years.
- Price ₹29.79 on 2026-10-26: -30.7% from the 52-week high, +20.1% from the 52-week low.
Plain facts from the filings, built by the same fixed rules for every company. A line appears only when the data for it is available. Not a view on the stock.
Charts
Quarterly results
| ₹ cr | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|
| Total income | 4 | 4 | 4 | 3 | 4 | 2 |
| Net interest income | 4 | 4 | 4 | 3 | 4 | 2 |
| Other income | 0 | 0 | 0 | 0 | 0 | 0 |
| Net profit | 0 | 0 | 0 | 0 | 0 | 0 |
| EPS (₹) | 0.01 | 0.01 | 0.05 | 0.01 | 0.03 | 0.04 |
| Revenue YoY | -0.8% | -42.3% | ||||
| Profit YoY | -100.0% | +500.0% |
Standalone figures where filed. Latest quarter Jun 2026.
Profit & loss (yearly)
| ₹ cr | FY18 | FY19 | FY20 | FY25 | FY26 | TTM |
|---|---|---|---|---|---|---|
| Revenue | 16 | 33 | 32 | 14 | 15 | 13 |
| Net profit | 3 | 3 | 3 | 0 | 0 | 0 |
| EPS (₹) | 2.08 | 1.81 | 1.98 | 0.19 | 0.07 | 0.13 |
| Revenue growth | +101.8% | -2.2% | -57.9% | +8.8% | – | |
| Profit growth | -12.8% | +8.5% | -90.4% | -63.0% | – | |
| Dividend / share (₹) | 0.10 | 0.20 | 0.20 | – | – |
| Compounded growth | 3 years | 5 years | Last 12 months |
|---|---|---|---|
| Sales | -23.5% | +21.8% | – |
| Net profit | -66.6% | -37.2% | – |
| EPS | -66.2% | -38.6% | – |
| Share price | – | -5.3% (2y) | -16.9% |
Balance sheet
| ₹ cr | FY25 | FY26 |
|---|---|---|
| Shareholders' equity | 41 | 41 |
| Borrowings | 13 | 8 |
| Cash & equivalents | 1 | 0 |
| Total assets | 100 | 97 |
| Fixed assets | 0 | 0 |
| Capital work in progress | – | 0 |
| Inventory | 0 | 0 |
Year-end figures from the March annual filing.
Cash flow
| ₹ cr | FY25 | FY26 |
|---|---|---|
| Cash from operations | 12 | 4 |
| Cash from investing | -5 | 2 |
| Cash from financing | -8 | -6 |
| Capex | 0 | 0 |
| Free cash flow | 12 | 4 |
Free cash flow = cash from operations − capex.
Ratios by year
| ₹ cr | FY25 | FY26 |
|---|---|---|
| ROE % | 0.7% | 0.2% |
Peers in Housing Finance Company
| Company | Market cap | P/E | P/B | ROE | ROA | Gross NPA | Sales 3y | Div yield |
|---|---|---|---|---|---|---|---|---|
| BAJAJHFL | ₹65,449 cr | 23.3x | 2.7x | 12.4% | 1.96% | – | – | – |
| PNBHOUSING | ₹28,300 cr | 12.0x | 1.5x | 13.0% | 2.51% | – | +9.5% | 0.46% |
| LICHSGFIN | ₹27,377 cr | 4.8x | 0.7x | 14.8% | 1.76% | – | +8.3% | 2.01% |
| AADHARHFC | ₹19,295 cr | 16.8x | 2.6x | 16.4% | 4.16% | – | – | – |
| HOMEFIRST | ₹10,578 cr | 18.1x | 2.4x | 16.9% | 3.83% | – | +34.3% | 0.36% |
| APTUS | ₹9,912 cr | 13.6x | 2.3x | 18.1% | 7.65% | – | +16.9% | 2.27% |
| CANFINHOME | ₹9,666 cr | 8.4x | 1.5x | 19.4% | 2.52% | – | +15.4% | 1.79% |
| SAMMAANCAP | ₹9,363 cr | – | 0.5x | -35.9% | -10.78% | – | +0.7% | 0.00% |
| AAVAS | ₹8,929 cr | 13.0x | 1.8x | 14.6% | 3.24% | – | +18.6% | – |
| INDIAHOME | ₹43 cr | 229.2x | 1.0x | 0.4% | 0.15% | – | -23.5% | – |
Dividends & corporate actions
| Ex-date | Action | Detail |
|---|---|---|
| 2021-09-21 | Dividend | Dividend Rs 0.1 |
| 2020-09-17 | Dividend | Dividend Rs 0.15 |
| 2019-09-05 | Dividend | Final Dividend Rs 0.2 |
| 2018-08-21 | Dividend | Dividend Rs 0.2 |
| 2017-08-09 | Dividend | Dividend Rs 0.1 |
Documents
Links go to the original files on the exchange website.
About the company
| Sector | Financial Services |
| Industry | Housing Finance Company |
| Sub-industry | Housing Finance Company |
| Symbol | INDIAHOME |
| BSE code | 530979 |
| ISIN | INE274E01015 |
| Face value | ₹10.0 |
| Incorporated | – |
| Website | – |
| Plants (India / abroad) | – |
Data built 2026-10-24 from BSE company filings (inline XBRL: Integrated Filing - Finance) + BSE results summary for earlier years; price = BSE close 2026-10-26.