Repco Home Finance Ltd

NSE: REPCOHOME · Housing Finance Company · sector

₹306.05NSE close 2026-10-26

Key numbers

Market cap₹1,915 cr

Price₹306.05

52w high / low₹456 / ₹306

P/E4.2xSector median 12.6x

P/B0.5xSector median 1.2x

Book value₹624.2

Dividend yield2.78%Sector median 1.29%

ROE12.7%Sector median 12.9%

ROA2.81%Sector median 2.52%

Gross NPA–

Net NPA–

CET1–

Sales growth 3y+11.8%Sector median +10.7%

Profit growth 3y+15.2%Sector median +17.7%

PEG0.27x

Last 12 months to Jun 2026, Standalone. "Sector median" = middle value of 19 companies in Housing Finance Company (P/E median leaves out loss-making companies). Tap ? for what a number means.

Things to know

No promoter shares are pledged.
Total income was higher than a year earlier in 4 of the last 4 quarters.
Dividend paid in 5 of the last 5 financial years.
Price ₹306.05 on 2026-10-26: -32.9% from the 52-week high, 0.0% from the 52-week low.

Plain facts from the filings, built by the same fixed rules for every company. A line appears only when the data for it is available. Not a view on the stock.

Charts

Weekly close · high ₹542.15 · low ₹306.05

Quarterly results

₹ cr	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Total income	415	436	426	436	445	457	454	468
Net interest income	415	436	426	436	445	457	454	468
Other income	13	9	9	5	1	0	1	0
Net profit	113	107	115	108	107	109	129	114
EPS (₹)	17.98	17.03	18.37	17.26	17.09	17.39	20.64	18.25
Revenue YoY					+7.2%	+4.8%	+6.4%	+7.4%
Profit YoY					-5.0%	+2.1%	+12.3%	+5.7%

Standalone figures where filed. Latest quarter Jun 2026.

Profit & loss (yearly)

₹ cr	FY22	FY23	FY24	FY25	FY26	TTM
Revenue	1,290	1,284	1,525	1,685	1,796	1,823
Net profit	192	296	395	439	453	459
EPS (₹)	30.62	47.33	63.09	70.24	72.37	73.37
Revenue growth		-0.5%	+18.8%	+10.5%	+6.6%	+6.4%
Profit growth		+54.6%	+33.3%	+11.3%	+3.0%	+3.9%
Dividend / share (₹)	2.50	2.50	2.70	3.00	8.50

Compounded growth	3 years	5 years	Last 12 months
Sales	+11.8%	+5.5%	+6.4%
Net profit	+15.2%	+9.5%	+3.9%
EPS	+15.2%	+9.5%	–
Share price	–	-19.3% (2y)	-19.8%

Balance sheet

₹ cr	FY22	FY23	FY24	FY25	FY26
Shareholders' equity	–	2,516	2,894	3,314	3,905
Borrowings	–	9,924	10,701	11,139	11,933
Cash & equivalents	–	454	508	136	292
Total assets	–	12,523	13,705	14,602	16,308
Fixed assets	–	16	21	25	27
Inventory	–	0	0	0	0

Year-end figures from the March annual filing.

Cash flow

₹ cr	FY22	FY23	FY24	FY25	FY26
Cash from operations	1,379	336	157	-614	-896
Cash from investing	-8	160	-109	-6	59
Cash from financing	-1,219	-494	-94	408	988
Capex	11	8	23	23	27
Free cash flow	1,369	328	133	-637	-923

Free cash flow = cash from operations − capex.

Ratios by year

₹ cr	FY22	FY23	FY24	FY25	FY26
ROE %	–	11.8%	13.6%	13.3%	11.6%

Shareholding

Holder	% (2026-09-30)
Promoters	37.13%
FIIs	11.09%
DIIs	26.34%
of which Mutual funds	25.47%
of which Insurance	0.46%
Public (non-institutions)	25.44%

Quarter	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
Promoters %	37.13%	37.13%	37.13%	37.13%	37.13%	37.13%	37.13%	37.13%

Promoter group	%
Repatriates Co Operative Finance & Development Bank Ltd	37.13%

Public holders above 1%	%
Bandhan Small CAP Fund	9.79%
Isif Equity Ex-top 100 Long-short Fund	7.98%
Whiteoak Capital Flexi CAP Fund	3.02%
Fidelity Funds - Asian Smaller Companies Pool	2.81%
HDFC Mutual Fund - HDFC Banking and Financial Serv	2.00%
Aditya Birla SUN Life Mutual Fund - Aditya Birla S	1.51%
Bajaj Finserv Small CAP Fund	1.02%

49,007 shareholders. Pledged: 0.00% of promoter shares.

Peers in Housing Finance Company

Company	Market cap	P/E	P/B	ROE	ROA	Gross NPA	Sales 3y	Div yield
BAJAJHFL	₹65,449 cr	23.3x	2.7x	12.4%	1.96%	–	–	–
PNBHOUSING	₹28,300 cr	12.0x	1.5x	13.0%	2.51%	–	+9.5%	0.46%
LICHSGFIN	₹27,377 cr	4.8x	0.7x	14.8%	1.76%	–	+8.3%	2.01%
AADHARHFC	₹19,295 cr	16.8x	2.6x	16.4%	4.16%	–	–	–
HOMEFIRST	₹10,578 cr	18.1x	2.4x	16.9%	3.83%	–	+34.3%	0.36%
APTUS	₹9,912 cr	13.6x	2.3x	18.1%	7.65%	–	+16.9%	2.27%
CANFINHOME	₹9,666 cr	8.4x	1.5x	19.4%	2.52%	–	+15.4%	1.79%
SAMMAANCAP	₹9,363 cr	–	0.5x	-35.9%	-10.78%	–	+0.7%	0.00%
AAVAS	₹8,929 cr	13.0x	1.8x	14.6%	3.24%	–	+18.6%	–
REPCOHOME	₹1,915 cr	4.2x	0.5x	12.7%	2.81%	–	+11.8%	2.78%

All 19 companies in Housing Finance Company →

Dividends & corporate actions

Ex-date	Action	Detail
2026-09-22	Dividend	Dividend - Rs 3 Per Share
2026-02-12	Dividend	Interim Dividend - Rs 2 Per Share
2025-08-25	Dividend	Interim Dividend - Rs 2.50 Per Share
2025-08-14	Dividend	Dividend - Rs 4 Per Share
2024-07-26	Dividend	Annual General Meeting/Dividend - Rs 3 Per Share
2023-09-07	Dividend	Annual General Meeting/Dividend - Rs 2.70 Per Share
2022-08-11	Dividend	Annual General Meeting/Dividend - Rs 2.50 Per Share
2021-09-15	Dividend	Annual General Meeting/Dividend - Rs 2.50 Per Share
2020-09-22	Dividend	Annual General Meeting/Dividend - Rs 2.50 Per Share
2019-09-19	Dividend	Annual General Meeting/Dividend - Rs 2.50 Per Share
2018-09-17	Dividend	Dividend- Rs 2.20 Per Share
2017-09-13	Dividend	Dividend - Rs 2/- Per Share
2016-09-14	Dividend	Dividend - Rs 1.80 Per Share
2015-09-03	Dividend	Dividend-Rs 1.50/- Per Share
2014-09-02	Dividend	Annual General Meeting / Dividend - Rs 1.20/- Per Share
2013-09-04	Dividend	Annual General Meeting / Dividend - Rs 1.1/- Per Share

Documents

Links go to the original files on the exchange website.

About the company

Financial Services: The Company’s business is predominantly in providing home loans for the purchase or construction of houses, repairs & renovation of existing houses and providing loan against property


Sector	Financial Services
Industry	Housing Finance Company
Sub-industry	Housing Finance Company
Symbol	REPCOHOME
BSE code	535322
ISIN	INE612J01015
Face value	₹10.0
Incorporated	2000-04-04
Website	https://www.repcohome.com
Plants (India / abroad)	0 / 0

From the company's filings (BRSR FY26).

Data built 2026-10-23 from NSE company filings (XBRL: Integrated Filing - Financials + financial results), NSE shareholding & pledge data; price = NSE close 2026-10-26.