Reliance Home Finance Ltd
NSE: RHFL · Housing Finance Company · sector
Key numbers
Last 12 months to Mar 2025, Standalone. "Sector median" = middle value of 19 companies in Housing Finance Company (P/E median leaves out loss-making companies). Tap ? for what a number means.
Things to know
- No promoter shares are pledged.
- Net loss in 6 of the last 8 quarters.
- Total income was higher than a year earlier in 1 of the last 4 quarters.
- No dividend in the last 5 financial years.
- Price ₹1.22 on 2026-10-26: -68.3% from the 52-week high, 0.0% from the 52-week low.
Plain facts from the filings, built by the same fixed rules for every company. A line appears only when the data for it is available. Not a view on the stock.
Charts
Quarterly results
| ₹ cr | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|
| Total income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net interest income | 0 | 0 | 0 | – | – | – | – | – |
| Other income | 0 | 0 | 0 | 0 | 0 | 7 | 0 | 0 |
| Net profit | 6 | -1 | -3 | -7 | -0 | 27 | -2 | -1 |
| EPS (₹) | 0.13 | -0.01 | -0.05 | -0.14 | 0.00 | 0.56 | -0.04 | -0.01 |
| Revenue YoY | +50.0% | -87.5% | -87.5% | -100.0% | ||||
| Profit YoY | -106.9% | – | – | – |
Standalone figures where filed. Latest quarter Mar 2025.
Profit & loss (yearly)
| ₹ cr | FY21 | FY22 | FY23 | FY24 | FY25 | TTM |
|---|---|---|---|---|---|---|
| Revenue | 803 | 291 | 382 | 1 | 0 | 0 |
| Net profit | -1,520 | -5,440 | 5,419 | -4 | 24 | 24 |
| EPS (₹) | -31.33 | -112.15 | 111.72 | -0.07 | 0.50 | 0.51 |
| Revenue growth | -63.8% | +31.5% | -99.8% | -64.5% | -63.9% | |
| Profit growth | – | – | -100.1% | – | – | |
| Dividend / share (₹) | – | – | – | – | – |
| Compounded growth | 3 years | 5 years | Last 12 months |
|---|---|---|---|
| Sales | -90.9% | – | -63.9% |
| Net profit | – | – | – |
| EPS | – | – | – |
| Share price | – | -45.5% (2y) | -63.2% |
Balance sheet
| ₹ cr | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|
| Shareholders' equity | – | -74 | -77 | -53 |
| Borrowings | – | 0 | 0 | 9 |
| Cash & equivalents | – | 18 | 12 | 1 |
| Total assets | – | 35 | 30 | 2 |
| Fixed assets | – | 0 | 0 | 0 |
| Capital work in progress | – | 0 | 0 | 0 |
| Investments | – | – | 0 | 0 |
| Receivables | – | – | 0 | 0 |
| Inventory | – | 0 | 0 | 0 |
| Payables | – | – | 0 | 0 |
Year-end figures from the March annual filing.
Cash flow
| ₹ cr | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|
| Cash from operations | -597 | 4,103 | -21 | 9 |
| Cash from investing | 848 | 103 | 0 | 0 |
| Cash from financing | -367 | -4,243 | 4 | -9 |
| Capex | 0 | 0 | 0 | 0 |
| Free cash flow | -597 | 4,103 | -21 | 9 |
Free cash flow = cash from operations − capex.
Ratios by year
| ₹ cr | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|
| ROE % | – | -7,339.3% | 4.6% | -45.6% |
Peers in Housing Finance Company
| Company | Market cap | P/E | P/B | ROE | ROA | Gross NPA | Sales 3y | Div yield |
|---|---|---|---|---|---|---|---|---|
| BAJAJHFL | ₹65,449 cr | 23.3x | 2.7x | 12.4% | 1.96% | – | – | – |
| PNBHOUSING | ₹28,300 cr | 12.0x | 1.5x | 13.0% | 2.51% | – | +9.5% | 0.46% |
| LICHSGFIN | ₹27,377 cr | 4.8x | 0.7x | 14.8% | 1.76% | – | +8.3% | 2.01% |
| AADHARHFC | ₹19,295 cr | 16.8x | 2.6x | 16.4% | 4.16% | – | – | – |
| HOMEFIRST | ₹10,578 cr | 18.1x | 2.4x | 16.9% | 3.83% | – | +34.3% | 0.36% |
| APTUS | ₹9,912 cr | 13.6x | 2.3x | 18.1% | 7.65% | – | +16.9% | 2.27% |
| CANFINHOME | ₹9,666 cr | 8.4x | 1.5x | 19.4% | 2.52% | – | +15.4% | 1.79% |
| SAMMAANCAP | ₹9,363 cr | – | 0.5x | -35.9% | -10.78% | – | +0.7% | 0.00% |
| AAVAS | ₹8,929 cr | 13.0x | 1.8x | 14.6% | 3.24% | – | +18.6% | – |
| RHFL | ₹59 cr | 2.4x | – | – | 1,528.13% | – | -90.8% | – |
Dividends & corporate actions
| Ex-date | Action | Detail |
|---|---|---|
| 2018-09-12 | Dividend | Annual General Meeting/Dividend Re 1 Per Share |
Documents
- Annual report FY23
- Annual report FY22
- Annual report FY21
- Annual report FY20
- Annual report FY19
- Announcements NSE filings
- Latest results (data file) XBRL
- Announcements BSE filings
Links go to the original files on the exchange website.
About the company
| Sector | Financial Services |
| Industry | Housing Finance Company |
| Sub-industry | Housing Finance Company |
| Symbol | RHFL |
| BSE code | 540709 |
| ISIN | INE217K01011 |
| Face value | ₹10.0 |
| Incorporated | – |
| Website | – |
| Plants (India / abroad) | – |
Data built 2026-10-23 from NSE company filings (XBRL: Integrated Filing - Financials + financial results), NSE shareholding & pledge data; price = NSE close 2026-10-26.