SRG Housing Finance L
NSE: SRGHFL · Housing Finance Company · sector
₹98.24NSE close 2026-10-26
Key numbers
Market cap₹154 cr
Price₹98.24
52w high / low₹335 / ₹98
P/E4.5xSector median 12.6x
P/B0.5xSector median 1.2x
Book value₹189.0
Dividend yield–Sector median 1.29%
ROE12.2%Sector median 12.9%
ROA2.91%Sector median 2.52%
Gross NPA–
Net NPA–
CET1–
Sales growth 3y–Sector median +10.7%
Profit growth 3y–Sector median +17.7%
PEG0.13x
Last 12 months to Jun 2026, Standalone. "Sector median" = middle value of 19 companies in Housing Finance Company (P/E median leaves out loss-making companies). Tap ? for what a number means.
Things to know
- Promoter holding rose by 0.86 percentage points in a year, to 59.97% (2026-09-30).
- Total income was higher than a year earlier in 4 of the last 4 quarters.
- No dividend in the last 3 financial years.
- Price ₹98.24 on 2026-10-26: -70.7% from the 52-week high, 0.0% from the 52-week low.
Plain facts from the filings, built by the same fixed rules for every company. A line appears only when the data for it is available. Not a view on the stock.
Charts
Weekly close · high ₹391.80 · low ₹98.24
Total incomeNet profit
Total incomeNet profit
Quarterly results
| ₹ cr | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Total income | 36 | 39 | 43 | 42 | 48 | 50 | 57 | 54 |
| Net interest income | – | 39 | 43 | 42 | 48 | 50 | 57 | 54 |
| Other income | 1 | 1 | 1 | 1 | 1 | 1 | 0 | 0 |
| Net profit | 7 | 6 | 6 | 7 | 8 | 8 | 9 | 8 |
| EPS (₹) | 4.87 | 4.16 | 4.43 | 4.33 | 5.26 | 5.23 | 5.89 | 5.39 |
| Revenue YoY | +32.6% | +29.6% | +33.9% | +29.3% | ||||
| Profit YoY | +25.0% | +43.0% | +49.4% | +24.9% |
Standalone figures where filed. Latest quarter Jun 2026.
Profit & loss (yearly)
| ₹ cr | FY24 | FY25 | FY26 | TTM |
|---|---|---|---|---|
| Revenue | 125 | 152 | 199 | 209 |
| Net profit | 21 | 24 | 32 | 34 |
| EPS (₹) | 15.87 | 17.45 | 20.71 | 21.77 |
| Revenue growth | +21.4% | +31.6% | +31.3% | |
| Profit growth | +15.8% | +33.2% | +35.0% | |
| Dividend / share (₹) | – | – | – |
| Compounded growth | 3 years | 5 years | Last 12 months |
|---|---|---|---|
| Sales | – | – | +31.3% |
| Net profit | – | – | +35.0% |
| EPS | – | – | – |
| Share price | – | -44.6% (2y) | -66.3% |
Balance sheet
| ₹ cr | FY24 | FY25 | FY26 |
|---|---|---|---|
| Shareholders' equity | 160 | 264 | 297 |
| Borrowings | 491 | 584 | 788 |
| Cash & equivalents | 21 | 31 | 18 |
| Total assets | 670 | 869 | 1,175 |
| Fixed assets | 26 | 23 | 20 |
| Capital work in progress | 0 | 0 | 0 |
| Inventory | 0 | 0 | 0 |
Year-end figures from the March annual filing.
Cash flow
| ₹ cr | FY24 | FY25 | FY26 |
|---|---|---|---|
| Cash from operations | -140 | -131 | -247 |
| Cash from investing | -1 | -31 | -39 |
| Cash from financing | 139 | 173 | 273 |
| Capex | 4 | 4 | 2 |
| Free cash flow | -144 | -135 | -249 |
Free cash flow = cash from operations − capex.
Ratios by year
| ₹ cr | FY24 | FY25 | FY26 |
|---|---|---|---|
| ROE % | 13.2% | 9.2% | 10.9% |
Shareholding
| Holder | % (2026-09-30) |
|---|---|
| Promoters | 59.97% |
| Public (non-institutions) | 40.03% |
| Quarter | Mar 2025 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters % | 59.13% | 59.13% | 59.11% | 59.11% | 59.06% | 59.03% | 59.02% | 59.97% |
| Promoter group | % |
|---|---|
| Vinod Kumar Jain | 21.18% |
| Archis Jain | 7.74% |
| Seema Jain | 5.50% |
| Ambitious Associates PVT Ltd | 4.81% |
| VINOD JAIN HUF (Vinod Kumar Jain) | 4.22% |
| Jikisha Jain | 3.77% |
| SRG Global Solutions Private Limited | 3.34% |
| RHYTHM Consultants Private Limited | 2.97% |
| SRG Fingrow Finance Limited | 2.33% |
| SRG Global Builders Private Limited | 1.44% |
| RAJESH JAIN HUF (Rajesh Jain) | 1.30% |
| Hriday Jain | 1.15% |
| Aarti Jain | 0.21% |
| Pushpa Jain | 0.00% |
| Rajesh Jain | 0.00% |
| Public holders above 1% | % |
|---|---|
| M3 Investment Private Limited | 9.15% |
| Meenaxi Narendra Mehta | 2.71% |
| Vivek Kumar Vashishth | 1.28% |
| Jagruti Rajiv Dutia | 1.27% |
| Usha Parsram Wadhwa | 1.21% |
2,874 shareholders. Pledged: – of promoter shares.
Peers in Housing Finance Company
| Company | Market cap | P/E | P/B | ROE | ROA | Gross NPA | Sales 3y | Div yield |
|---|---|---|---|---|---|---|---|---|
| BAJAJHFL | ₹65,449 cr | 23.3x | 2.7x | 12.4% | 1.96% | – | – | – |
| PNBHOUSING | ₹28,300 cr | 12.0x | 1.5x | 13.0% | 2.51% | – | +9.5% | 0.46% |
| LICHSGFIN | ₹27,377 cr | 4.8x | 0.7x | 14.8% | 1.76% | – | +8.3% | 2.01% |
| AADHARHFC | ₹19,295 cr | 16.8x | 2.6x | 16.4% | 4.16% | – | – | – |
| HOMEFIRST | ₹10,578 cr | 18.1x | 2.4x | 16.9% | 3.83% | – | +34.3% | 0.36% |
| APTUS | ₹9,912 cr | 13.6x | 2.3x | 18.1% | 7.65% | – | +16.9% | 2.27% |
| CANFINHOME | ₹9,666 cr | 8.4x | 1.5x | 19.4% | 2.52% | – | +15.4% | 1.79% |
| SAMMAANCAP | ₹9,363 cr | – | 0.5x | -35.9% | -10.78% | – | +0.7% | 0.00% |
| AAVAS | ₹8,929 cr | 13.0x | 1.8x | 14.6% | 3.24% | – | +18.6% | – |
| SRGHFL | ₹154 cr | 4.5x | 0.5x | 12.2% | 2.91% | – | – | – |
Dividends & corporate actions
| Ex-date | Action | Detail |
|---|---|---|
| 2024-07-26 | Other | Annual General Meeting |
Documents
- Annual report FY26
- Annual report FY25
- Annual report FY24
- Announcements NSE filings
- Latest results (data file) XBRL
- Announcements BSE filings
Links go to the original files on the exchange website.
About the company
| Sector | Financial Services |
| Industry | Housing Finance Company |
| Sub-industry | Housing Finance Company |
| Symbol | SRGHFL |
| BSE code | 534680 |
| ISIN | INE559N01010 |
| Face value | ₹10.0 |
| Incorporated | – |
| Website | – |
| Plants (India / abroad) | – |
Data built 2026-10-23 from NSE company filings (XBRL: Integrated Filing - Financials + financial results), NSE shareholding & pledge data; price = NSE close 2026-10-26.