Star Housing Finance Limited
BSE: STARHFL · Housing Finance Company · sector
Key numbers
Last 12 months to Dec 2025, Standalone. "Sector median" = middle value of 19 companies in Housing Finance Company (P/E median leaves out loss-making companies). Tap ? for what a number means.
Things to know
- Dividend paid in 1 of the last 5 financial years.
- Price ₹3.85 on 2026-10-26: -78.4% from the 52-week high, +4.9% from the 52-week low.
Plain facts from the filings, built by the same fixed rules for every company. A line appears only when the data for it is available. Not a view on the stock.
Charts
Quarterly results
| ₹ cr | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 |
|---|---|---|---|---|
| Total income | 28 | 22 | 25 | 26 |
| Net interest income | 28 | 22 | 25 | 26 |
| Other income | 0 | 0 | 0 | 0 |
| Net profit | 3 | 1 | 2 | 0 |
| EPS (₹) | 0.38 | 0.18 | 0.23 | 0.06 |
Standalone figures where filed. Latest quarter Dec 2025.
Profit & loss (yearly)
| ₹ cr | FY16 | FY17 | FY18 | FY19 | FY25 | TTM |
|---|---|---|---|---|---|---|
| Revenue | 3 | 3 | 7 | 11 | 93 | 100 |
| Net profit | 1 | 1 | 3 | 4 | 11 | 7 |
| EPS (₹) | – | 1.19 | 2.43 | 3.57 | 1.41 | 0.85 |
| Revenue growth | +22.2% | +110.2% | +69.4% | +727.8% | – | |
| Profit growth | +21.6% | +105.7% | +49.0% | +156.9% | – | |
| Dividend / share (₹) | – | – | – | – | 0.07 |
| Compounded growth | 3 years | 5 years | Last 12 months |
|---|---|---|---|
| Sales | +208.9% | +117.5% | – |
| Net profit | +98.9% | +75.3% | – |
| EPS | +5.8% | -1.5% | – |
| Share price | – | -67.4% (2y) | -75.6% |
Balance sheet
| ₹ cr | FY25 |
|---|---|
| Shareholders' equity | 144 |
| Borrowings | 381 |
| Cash & equivalents | 104 |
| Total assets | 555 |
| Fixed assets | 1 |
| Inventory | 0 |
Year-end figures from the March annual filing.
Cash flow
| ₹ cr | FY25 |
|---|---|
| Cash from operations | -65 |
| Cash from investing | 4 |
| Cash from financing | 85 |
| Capex | 0 |
| Free cash flow | -65 |
Free cash flow = cash from operations − capex.
Ratios by year
| ₹ cr | FY25 |
|---|---|
| ROE % | 7.7% |
Peers in Housing Finance Company
| Company | Market cap | P/E | P/B | ROE | ROA | Gross NPA | Sales 3y | Div yield |
|---|---|---|---|---|---|---|---|---|
| BAJAJHFL | ₹65,449 cr | 23.3x | 2.7x | 12.4% | 1.96% | – | – | – |
| PNBHOUSING | ₹28,300 cr | 12.0x | 1.5x | 13.0% | 2.51% | – | +9.5% | 0.46% |
| LICHSGFIN | ₹27,377 cr | 4.8x | 0.7x | 14.8% | 1.76% | – | +8.3% | 2.01% |
| AADHARHFC | ₹19,295 cr | 16.8x | 2.6x | 16.4% | 4.16% | – | – | – |
| HOMEFIRST | ₹10,578 cr | 18.1x | 2.4x | 16.9% | 3.83% | – | +34.3% | 0.36% |
| APTUS | ₹9,912 cr | 13.6x | 2.3x | 18.1% | 7.65% | – | +16.9% | 2.27% |
| CANFINHOME | ₹9,666 cr | 8.4x | 1.5x | 19.4% | 2.52% | – | +15.4% | 1.79% |
| SAMMAANCAP | ₹9,363 cr | – | 0.5x | -35.9% | -10.78% | – | +0.7% | 0.00% |
| AAVAS | ₹8,929 cr | 13.0x | 1.8x | 14.6% | 3.24% | – | +18.6% | – |
| STARHFL | ₹30 cr | 4.5x | 0.2x | 4.5% | 1.20% | – | +208.9% | 0.01% |
Dividends & corporate actions
| Ex-date | Action | Detail |
|---|---|---|
| 2025-09-19 | Dividend | Final Dividend Rs 0.1 |
| 2024-09-09 | Dividend | Final Dividend Rs 0.075 |
| 2023-08-03 | Dividend | Final Dividend Rs 0.05 |
| 2022-07-07 | Dividend | Final Dividend Rs 0.2 |
| 2020-10-15 | Dividend | Dividend Rs 0.1 |
Documents
Links go to the original files on the exchange website.
About the company
| Sector | Financial Services |
| Industry | Housing Finance Company |
| Sub-industry | Housing Finance Company |
| Symbol | STARHFL |
| BSE code | 539017 |
| ISIN | INE526R01028 |
| Face value | ₹5.0 |
| Incorporated | – |
| Website | – |
| Plants (India / abroad) | – |
Data built 2026-10-24 from BSE company filings (inline XBRL: Integrated Filing - Finance) + BSE results summary for earlier years; price = BSE close 2026-10-26.