Capital Small FIN Bank L
NSE: CAPITALSFB · Other Bank · sector
₹261.15NSE close 2026-10-26
Key numbers
Market cap₹1,187 cr
Price₹261.15
52w high / low₹324 / ₹207
P/E7.9xSector median 12.4x
P/B0.8xSector median 1.1x
Book value₹321.3
Dividend yield1.53%Sector median 0.11%
ROE10.8%Sector median 8.8%
ROA1.24%Sector median 0.84%
Gross NPA2.47%
Net NPA1.14%
CET119.17%
Sales growth 3y–Sector median +31.9%
Profit growth 3y–Sector median +7.1%
PEG0.62x
Last 12 months to Jun 2026, Standalone. "Sector median" = middle value of 9 companies in Other Bank (P/E median leaves out loss-making companies). Tap ? for what a number means.
Things to know
- Total income was higher than a year earlier in 4 of the last 4 quarters.
- Dividend paid in 2 of the last 3 financial years.
- Price ₹261.15 on 2026-10-26: -19.3% from the 52-week high, +26.4% from the 52-week low.
Plain facts from the filings, built by the same fixed rules for every company. A line appears only when the data for it is available. Not a view on the stock.
Charts
Weekly close · high ₹320.45 · low ₹223.15
Total incomeNet profit
Total incomeNet profit
Quarterly results
| ₹ cr | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Total income | 224 | 235 | 231 | 247 | 256 | 272 | 273 | 288 |
| Net interest income | 101 | 107 | 103 | 110 | 112 | 119 | 121 | 134 |
| Operating profit | 48 | 48 | 47 | 51 | 51 | 52 | 60 | 64 |
| Other income | 26 | 18 | 26 | 23 | 23 | 26 | 26 | 26 |
| Net profit | 33 | 34 | 34 | 32 | 35 | 34 | 40 | 41 |
| EPS (₹) | 7.41 | 7.55 | 7.57 | 7.08 | 7.70 | 7.60 | 8.82 | 9.09 |
| Gross NPA % | 2.61 | 2.67 | 2.58 | 2.74 | 2.70 | 2.68 | 2.54 | 2.47 |
| Net NPA % | 1.29 | 1.35 | 1.30 | 1.39 | 1.38 | 1.35 | 1.24 | 1.14 |
| Revenue YoY | +14.7% | +15.7% | +18.0% | +16.6% | ||||
| Profit YoY | +4.6% | +1.1% | +17.1% | +29.0% |
Standalone figures where filed. Latest quarter Jun 2026.
Profit & loss (yearly)
| ₹ cr | FY24 | FY25 | FY26 | TTM |
|---|---|---|---|---|
| Revenue | 794 | 908 | 1,049 | 1,090 |
| Net profit | 112 | 132 | 141 | 151 |
| EPS (₹) | 30.65 | 29.18 | 31.20 | 33.21 |
| Revenue growth | +14.4% | +15.4% | +16.3% | |
| Profit growth | +18.0% | +7.4% | +12.8% | |
| Dividend / share (₹) | – | 1.20 | 4.00 |
| Compounded growth | 3 years | 5 years | Last 12 months |
|---|---|---|---|
| Sales | – | – | +16.3% |
| Net profit | – | – | +12.8% |
| EPS | – | – | – |
| Share price | – | -5.1% (2y) | -5.4% |
Balance sheet
| ₹ cr | FY24 | FY25 | FY26 |
|---|---|---|---|
| Shareholders' equity | 1,197 | 1,340 | 1,461 |
| Borrowings | 472 | 321 | 499 |
| Cash & equivalents | 0 | 0 | 0 |
| Total assets | 9,295 | 10,108 | 12,144 |
Year-end figures from the March annual filing.
Cash flow
| ₹ cr | FY24 | FY25 | FY26 |
|---|---|---|---|
| Cash from operations | 113 | 279 | -385 |
| Cash from investing | -162 | -56 | -37 |
| Cash from financing | 223 | -155 | 163 |
| Capex | 0 | 0 | 0 |
| Free cash flow | 113 | 279 | -385 |
Free cash flow = cash from operations − capex.
Ratios by year
| ₹ cr | FY24 | FY25 | FY26 |
|---|---|---|---|
| ROE % | 9.3% | 9.8% | 9.7% |
Shareholding
| Holder | % (2026-09-30) |
|---|---|
| Promoters | 18.29% |
| FIIs | 3.14% |
| DIIs | 25.25% |
| of which Mutual funds | 1.53% |
| of which Insurance | 12.63% |
| Government | 0.00% |
| Public (non-institutions) | 53.32% |
| Quarter | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters % | 18.77% | 18.77% | 18.77% | 18.75% | 17.96% | 18.01% | 18.29% | 18.29% |
| Promoter group | % |
|---|---|
| Sarvjit Singh Samra | 9.53% |
| Amarjit Singh Samra | 3.61% |
| Surinder Kaur Samra | 2.06% |
| Navneet Kaur Samra | 1.95% |
| Shahbaz Singh Samra | 1.05% |
| Amarpreet Kaur | 0.10% |
| Amardeep Singh Samra | 0.00% |
| Sangram Singh Samra | 0.00% |
| Amrinder Singh | 0.00% |
| Jaswinder Singh | 0.00% |
| Surinder Kaur Bhatti | 0.00% |
| Amarjit and Company, Jalandhar | 0.00% |
| New Patiala Bus Service Regd. | 0.00% |
| Libra Express Regd. | 0.00% |
| Universal Holidays | 0.00% |
| Public holders above 1% | % |
|---|---|
| Lyptus Punch-card Fund | 4.95% |
| Santokh Singh Chhokar | 3.87% |
| PI Ventures LLP | 3.71% |
| ICICI Prudential Life Insurance Company Limited | 3.65% |
| HDFC Life Insurance Company Limited | 3.07% |
| Edelweiss Life Insurance Company Limited | 2.97% |
| Small Industries Development Bank of India | 2.97% |
| Axis MAX Life Insurance Limited AC Reversionary Bonus Participating Equity | 2.62% |
| Fidelity Asian Values PLC | 2.49% |
| Tikri Partners LLP | 2.20% |
| 360 ONE Balanced Hybrid Fund | 1.53% |
| Protostar LVF . | 1.53% |
| Balbir Singh | 1.39% |
| Rashpal Singh | 1.37% |
| Amicus Capital Private Equity I LLP | 1.02% |
61,987 shareholders. Pledged: – of promoter shares.
Peers in Other Bank
| Company | Market cap | P/E | P/B | ROE | ROA | Gross NPA | Sales 3y | Div yield |
|---|---|---|---|---|---|---|---|---|
| AUBANK | ₹65,086 cr | 22.7x | 3.3x | 15.4% | 1.49% | 2.10% | +31.4% | 0.11% |
| UJJIVANSFB | ₹10,731 cr | 9.3x | 1.4x | 16.6% | 1.83% | 2.10% | +35.1% | – |
| EQUITASBNK | ₹7,354 cr | 14.4x | 1.2x | 8.4% | 0.84% | 2.42% | +25.2% | 0.00% |
| JSFB | ₹3,989 cr | 10.5x | 0.9x | 8.8% | 0.80% | 2.39% | – | – |
| UTKARSHBNK | ₹2,086 cr | – | 0.8x | -32.9% | -3.27% | 6.09% | – | – |
| ESAFSFB | ₹1,932 cr | 17.4x | 1.1x | -0.3% | -0.02% | 5.40% | – | – |
| SURYODAY | ₹1,385 cr | 7.2x | 0.7x | 9.6% | 0.96% | 6.60% | +31.9% | – |
| CAPITALSFB | ₹1,187 cr | 7.9x | 0.8x | 10.8% | 1.24% | 2.47% | – | 1.53% |
| FINOPB | ₹995 cr | 47.6x | 1.2x | 2.7% | 0.39% | 0.00% | +91.0% | – |
Business segments (FY26)
| Segment | Revenue | Share | EBIT | Margin |
|---|---|---|---|---|
| Retail Banking | ₹962 cr | 71.0% | ₹208 cr | 21.6% |
| Treasury | ₹222 cr | 16.4% | ₹25 cr | 11.3% |
| Wholesale Banking | ₹128 cr | 9.4% | ₹7 cr | 5.7% |
| Other Banking Operations | ₹43 cr | 3.2% | ₹40 cr | 93.3% |
Dividends & corporate actions
| Ex-date | Action | Detail |
|---|---|---|
| 2026-06-18 | Dividend | Dividend - Rs 5 Per Share |
| 2025-07-25 | Dividend | Dividend - Rs 4 Per Share |
| 2024-08-16 | Dividend | Annual General Meeting/Dividend - Re 1.2 Per Share |
Documents
- Annual report FY26
- Annual report FY25
- Annual report FY24
- Announcements NSE filings
- Latest results (data file) XBRL
- Announcements BSE filings
Links go to the original files on the exchange website.
About the company
| Sector | Financial Services |
| Industry | Other Bank |
| Sub-industry | Other Bank |
| Symbol | CAPITALSFB |
| BSE code | 544120 |
| ISIN | INE646H01017 |
| Face value | ₹10.0 |
| Incorporated | – |
| Website | – |
| Plants (India / abroad) | – |
Data built 2026-10-23 from NSE company filings (XBRL: Integrated Filing - Financials + financial results), NSE shareholding & pledge data; price = NSE close 2026-10-26.