Bandhan Bank Limited
NSE: BANDHANBNK · Private Sector Bank · sector
₹150.86NSE close 2026-10-26
Key numbers
Market cap₹24,305 cr
Price₹150.86
52w high / low₹221 / ₹134
P/E18.0xSector median 12.9x
P/B0.9xSector median 1.1x
Book value₹158.7
Dividend yield0.99%Sector median 0.72%
ROE5.4%Sector median 12.8%
ROA0.64%Sector median 1.15%
Gross NPA3.15%
Net NPA0.93%
CET118.15%
Sales growth 3y+10.9%Sector median +15.2%
Profit growth 3y-17.7%Sector median +19.8%
PEG–
Last 12 months to Jun 2026, Standalone. "Sector median" = middle value of 20 companies in Private Sector Bank (P/E median leaves out loss-making companies). Tap ? for what a number means.
Things to know
- Promoter holding fell by 3.29 percentage points in a year, to 37.00% (2026-09-30).
- Total income was higher than a year earlier in 1 of the last 4 quarters.
- Dividend paid in 4 of the last 5 financial years.
- Price ₹150.86 on 2026-10-26: -31.7% from the 52-week high, +12.4% from the 52-week low.
Plain facts from the filings, built by the same fixed rules for every company. A line appears only when the data for it is available. Not a view on the stock.
Charts
Weekly close · high ₹216.74 · low ₹135.38
Total incomeNet profit
Total incomeNet profit
Quarterly results
| ₹ cr | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Total income | 5,500 | 5,479 | 5,434 | 5,476 | 5,354 | 5,431 | 5,428 | 5,631 |
| Net interest income | 2,948 | 2,830 | 2,756 | 2,757 | 2,589 | 2,688 | 2,796 | 2,921 |
| Operating profit | 1,855 | 2,021 | 1,571 | 1,668 | 1,310 | 1,445 | 1,441 | 1,358 |
| Other income | 595 | 1,096 | 700 | 726 | 546 | 691 | 771 | 604 |
| Net profit | 937 | 426 | 318 | 372 | 112 | 206 | 534 | 502 |
| EPS (₹) | 5.82 | 2.65 | 1.97 | 2.31 | 0.69 | 1.28 | 3.32 | 3.11 |
| Gross NPA % | 4.68 | 4.68 | 4.71 | 4.96 | 5.02 | 3.33 | 3.27 | 3.15 |
| Net NPA % | 1.28 | 1.28 | 1.28 | 1.36 | 1.37 | 0.99 | 0.97 | 0.93 |
| Revenue YoY | -2.7% | -0.9% | -0.1% | +2.8% | ||||
| Profit YoY | -88.1% | -51.8% | +68.0% | +34.9% |
Standalone figures where filed. Latest quarter Jun 2026.
Profit & loss (yearly)
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 | TTM |
|---|---|---|---|---|---|---|
| Revenue | 13,871 | 15,905 | 18,870 | 21,948 | 21,689 | 21,844 |
| Net profit | 126 | 2,195 | 2,230 | 2,745 | 1,224 | 1,353 |
| EPS (₹) | 0.78 | 13.62 | 13.84 | 17.04 | 7.60 | 8.40 |
| Revenue growth | +14.7% | +18.6% | +16.3% | -1.2% | -0.2% | |
| Profit growth | +1,644.7% | +1.6% | +23.1% | -55.4% | -34.1% | |
| Dividend / share (₹) | 1.00 | – | 1.50 | 1.50 | 1.50 |
| Compounded growth | 3 years | 5 years | Last 12 months |
|---|---|---|---|
| Sales | +10.9% | +11.6% | -0.2% |
| Net profit | -17.7% | -11.1% | -34.1% |
| EPS | -17.7% | -11.1% | – |
| Share price | – | -7.2% (2y) | -4.2% |
Balance sheet
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Shareholders' equity | – | – | 21,610 | 24,605 | 25,575 |
| Borrowings | – | – | 16,372 | 11,138 | 14,303 |
| Cash & equivalents | – | – | 0 | 0 | 0 |
| Total assets | – | – | 1,77,842 | 1,91,476 | 2,11,124 |
Year-end figures from the March annual filing.
Cash flow
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Cash from operations | 902 | -4,245 | 14,808 | 2,752 | 1,143 |
| Cash from investing | -612 | -1,618 | 1,691 | -3,879 | 317 |
| Cash from financing | 2,803 | 4,791 | -8,579 | -5,475 | 2,923 |
| Capex | 0 | 0 | 0 | 0 | 0 |
| Free cash flow | 902 | -4,245 | 14,808 | 2,752 | 1,143 |
Free cash flow = cash from operations − capex.
Ratios by year
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| ROE % | – | – | 10.3% | 11.2% | 4.8% |
Shareholding
| Holder | % (2026-09-30) |
|---|---|
| Promoters | 37.00% |
| FIIs | 17.16% |
| DIIs | 29.27% |
| of which Mutual funds | 22.13% |
| of which Insurance | 5.43% |
| Government | 0.07% |
| Public (non-institutions) | 16.51% |
| Quarter | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters % | 39.98% | 39.98% | 40.92% | 40.29% | 39.74% | 38.98% | 37.54% | 37.00% |
| Promoter group | % |
|---|---|
| Bandhan Financial Holdings Limited | 36.99% |
| Bandhan Financial Services Limited | 0.00% |
| FINANCIAL INCLUSION TRUST (Trustees: Sanjit Kumar Mallick, Arindam Banik and Soumendu Sengupta) | 0.00% |
| NORTH EAST FINANCIAL INCLUSION TRUST (Trustees: Amit Hazra, Jayanta Choudhury, Pradip Dutta Gupta) | 0.00% |
| Bandhan Konnagar | 0.00% |
| Bandhan AMC Limited | 0.00% |
| Bandhan Mutual Fund Trustee Limited | 0.00% |
| Quadra Medical Services Private Limited | 0.00% |
| Quadra Hospital and Medical Services Private Limited | 0.00% |
| Gamma Spect - Imaging & Diagnostic Centre Private Limited | 0.00% |
| Quadra Medical Research & Foundation Private Limited | 0.00% |
| Bandhan Life Insurance Limited | 0.00% |
| Bandhan Technologies Private Limited | 0.00% |
| BANDHAN MUTUAL FUND (Trustee: Bandhan Mutual Fund Trustee Limited) | 0.00% |
| Novus Global Horizon Private Limited | 0.00% |
| Public holders above 1% | % |
|---|---|
| SBI Contra Fund | 8.15% |
| Life Insurance Corporation of India | 3.69% |
| Kotak Mahindra Trustee Co Ltd A/C | 2.66% |
| HDFC Large and MID CAP Fund | 1.99% |
| ICICI Prudential Equity Arbitrage Fund | 1.73% |
| Government Pension Fund Global | 1.71% |
| Vontobel Fund - MTX Sustainable Emerging Markets Leaders | 1.55% |
| MFS Emerging Markets Equity Fund | 1.31% |
| PI Opportunities AIF V LLP | 1.17% |
6,56,668 shareholders. Pledged: – of promoter shares.
Peers in Private Sector Bank
| Company | Market cap | P/E | P/B | ROE | ROA | Gross NPA | Sales 3y | Div yield |
|---|---|---|---|---|---|---|---|---|
| HDFCBANK | ₹10,60,877 cr | 13.9x | 1.8x | 13.9% | 1.67% | 1.11% | +23.9% | 1.95% |
| ICICIBANK | ₹10,07,326 cr | 18.4x | 2.8x | 16.3% | 2.01% | 1.20% | +15.9% | 0.78% |
| KOTAKBANK | ₹4,38,401 cr | 36.2x | 3.2x | 11.8% | 1.90% | 1.18% | +17.5% | 0.11% |
| AXISBANK | ₹3,79,871 cr | 13.7x | 1.7x | 13.5% | 1.35% | 1.16% | +14.3% | 0.08% |
| FEDERALBNK | ₹85,160 cr | 17.5x | 2.1x | 12.8% | 1.14% | 1.32% | +18.1% | 0.35% |
| IDBI | ₹82,245 cr | 10.0x | 1.1x | 11.8% | 1.70% | 2.12% | +12.1% | 2.74% |
| INDUSINDBK | ₹65,798 cr | 52.6x | 1.0x | 1.9% | 0.23% | 3.25% | +14.5% | – |
| IDFCFIRSTB | ₹61,802 cr | 28.1x | 1.3x | 5.3% | 0.56% | 1.51% | +21.3% | 0.48% |
| YESBANK | ₹49,783 cr | 12.0x | 0.9x | 8.1% | 0.81% | 1.20% | +9.9% | – |
| BANDHANBNK | ₹24,305 cr | 18.0x | 0.9x | 5.4% | 0.64% | 3.15% | +10.9% | 0.99% |
Business segments (FY26)
| Segment | Revenue | Share | EBIT | Margin |
|---|---|---|---|---|
| Retail Banking | ₹21,911 cr | 77.5% | ₹466 cr | 2.1% |
| Treasury | ₹3,084 cr | 10.9% | ₹982 cr | 31.8% |
| Wholesale Banking | ₹2,728 cr | 9.6% | ₹-238 cr | -8.7% |
| Other Banking Operations | ₹549 cr | 1.9% | ₹524 cr | 95.4% |
Dividends & corporate actions
| Ex-date | Action | Detail |
|---|---|---|
| 2026-08-17 | Dividend | Dividend - Rs 1.50 Per Share |
| 2025-08-14 | Dividend | Dividend - Rs 1.50 Per Share |
| 2024-08-13 | Dividend | Annual General Meeting/Dividend - Rs 1.50 Per Share |
| 2023-08-11 | Dividend | Annual General Meeting/Dividend - Rs 1.50 Per Share |
| 2022-08-02 | Other | Annual General Meeting |
| 2021-07-29 | Dividend | Annual General Meeting/Dividend - Re 1 Per Share |
| 2020-08-13 | Other | Annual General Meeting |
| 2019-06-20 | Dividend | Annual General Meeting/Dividend - Rs 3 Per Share |
| 2018-07-12 | Dividend | Dividend Re 1/- Per Share |
Documents
- Annual report FY26
- Annual report FY25
- Annual report FY24
- Annual report FY23
- Annual report FY22
- Announcements NSE filings
- BRSR FY26
- Latest results (data file) XBRL
- Announcements BSE filings
Links go to the original files on the exchange website.
About the company
- Banking Products & Services: Bandhan Bank, as a universal bank, offers a broad suite of products and services across Personal, Business, NRI and Micro Banking segments, covering retail assets and liabililities, government banking, treasury, corporate and wholesale banking and third-party products. Its Micro Banking vertical drives financial inclusion by providing small-ticket loans and basic banking services to underserved segments, supporting income generation and economic empowerment.
| Sector | Financial Services |
| Industry | Private Sector Bank |
| Sub-industry | Private Sector Bank |
| Symbol | BANDHANBNK |
| BSE code | 541153 |
| ISIN | INE545U01014 |
| Face value | ₹10.0 |
| Incorporated | 2014-12-23 |
| Website | www.bandhan.bank.in |
| Plants (India / abroad) | 0 / 0 |
From the company's filings (BRSR FY26).
Data built 2026-10-22 from NSE company filings (XBRL: Integrated Filing - Financials + financial results), NSE shareholding & pledge data; price = NSE close 2026-10-26.