Kotak Mahindra Bank Ltd
NSE: KOTAKBANK · Private Sector Bank · sector
₹440.75NSE close 2026-10-26
Key numbers
Market cap₹4,38,401 cr
Price₹440.75
52w high / low₹453 / ₹346
P/E36.2xSector median 12.9x
P/B3.2xSector median 1.1x
Book value₹135.9
Dividend yield0.11%Sector median 0.72%
ROE11.8%Sector median 12.8%
ROA1.90%Sector median 1.15%
Gross NPA1.18%
Net NPA0.27%
CET122.38%
Sales growth 3y+17.5%Sector median +15.2%
Profit growth 3y+8.6%Sector median +19.8%
PEG4.18x
Last 12 months to Jun 2026, Standalone. "Sector median" = middle value of 20 companies in Private Sector Bank (P/E median leaves out loss-making companies). Tap ? for what a number means.
Things to know
- No promoter shares are pledged.
- Total income was higher than a year earlier in 4 of the last 4 quarters.
- Dividend paid in 5 of the last 5 financial years.
- Price ₹440.75 on 2026-10-26: -2.7% from the 52-week high, +27.6% from the 52-week low.
Plain facts from the filings, built by the same fixed rules for every company. A line appears only when the data for it is available. Not a view on the stock.
Charts
Weekly close · high ₹447.40 · low ₹356.05
Total incomeNet profit
Total incomeNet profit
Quarterly results
| ₹ cr | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Total income | 13,216 | 13,428 | 13,530 | 13,837 | 13,649 | 13,903 | 14,175 | 14,477 |
| Net interest income | 7,020 | 7,196 | 7,284 | 7,259 | 7,311 | 7,565 | 7,875 | 7,928 |
| Operating profit | 5,099 | 5,181 | 5,472 | 5,564 | 5,268 | 5,380 | 5,855 | 6,131 |
| Other income | 2,684 | 2,623 | 3,182 | 3,080 | 2,589 | 2,838 | 3,116 | 3,338 |
| Net profit | 3,344 | 3,305 | 3,552 | 3,282 | 3,253 | 3,446 | 4,027 | 4,123 |
| EPS (₹) | 3.36 | 3.32 | 3.57 | 3.30 | 3.27 | 0.69 | 4.05 | 4.15 |
| Gross NPA % | 1.49 | 1.50 | 1.42 | 1.48 | 1.39 | 1.30 | 1.20 | 1.18 |
| Net NPA % | 0.43 | 0.41 | 0.31 | 0.34 | 0.32 | 0.31 | 0.25 | 0.27 |
| Revenue YoY | +3.3% | +3.5% | +4.8% | +4.6% | ||||
| Profit YoY | -2.7% | +4.3% | +13.4% | +25.6% |
Standalone figures where filed. Latest quarter Jun 2026.
Profit & loss (yearly)
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 | TTM |
|---|---|---|---|---|---|---|
| Revenue | 27,039 | 34,251 | 45,799 | 52,920 | 55,564 | 56,205 |
| Net profit | 8,573 | 10,939 | 13,782 | 16,450 | 14,008 | 14,849 |
| EPS (₹) | 8.60 | 10.98 | 13.83 | 16.55 | 14.09 | 12.17 |
| Revenue growth | +26.7% | +33.7% | +15.5% | +5.0% | +4.1% | |
| Profit growth | +27.6% | +26.0% | +19.4% | -14.8% | +10.1% | |
| Dividend / share (₹) | 0.90 | 1.10 | 1.50 | 2.00 | 2.50 |
| Compounded growth | 3 years | 5 years | Last 12 months |
|---|---|---|---|
| Sales | +17.5% | +15.7% | +4.1% |
| Net profit | +8.6% | +15.0% | +10.1% |
| EPS | +8.7% | +14.9% | – |
| Share price | – | +10.6% (2y) | -0.4% |
Balance sheet
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Shareholders' equity | – | – | 96,639 | 1,17,240 | 1,35,199 |
| Borrowings | – | – | 28,368 | 48,443 | 32,475 |
| Cash & equivalents | – | – | 0 | 0 | 0 |
| Total assets | – | – | 6,00,357 | 6,93,624 | 7,83,003 |
Year-end figures from the March annual filing.
Cash flow
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Cash from operations | 2,161 | -8,369 | 13,901 | 12,806 | 37,211 |
| Cash from investing | -1,335 | 491 | 2,022 | -19,556 | -2,722 |
| Cash from financing | 2,456 | -2,542 | 4,314 | 19,723 | -16,278 |
| Capex | 0 | 0 | 0 | 0 | 0 |
| Free cash flow | 2,161 | -8,369 | 13,901 | 12,806 | 37,211 |
Free cash flow = cash from operations − capex.
Ratios by year
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| ROE % | – | – | 14.3% | 14.0% | 10.4% |
Shareholding
| Holder | % (2026-09-30) |
|---|---|
| Promoters | 25.87% |
| FIIs | 24.65% |
| DIIs | 38.54% |
| of which Mutual funds | 25.20% |
| of which Insurance | 10.33% |
| Government | 0.00% |
| Public (non-institutions) | 10.94% |
| Quarter | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters % | 25.89% | 25.88% | 25.88% | 25.88% | 25.87% | 25.87% | 25.87% | 25.87% |
| Promoter group | % |
|---|---|
| Uday Suresh Kotak | 25.69% |
| Indira Suresh Kotak | 0.10% |
| Pallavi Kotak | 0.06% |
| Suresh Amritlal Kotak | 0.01% |
| Suresh A Kotak (HUF) | 0.01% |
| Kotak Trustee Company Private Limited | 0.01% |
| Janak Dinkarrai Desai | 0.00% |
| Jay Kotak | 0.00% |
| Uday S Kotak (HUF) | 0.00% |
| Kotak Trustee Company Private Limited | 0.00% |
| Infina Finance Private Limited | 0.00% |
| Laburnum Adarsh Trust | 0.00% |
| Kotak Trustee Company Private Limited | 0.00% |
| Amrit Lila Enterprises Private Limited | 0.00% |
| Business Standard Private Limited | 0.00% |
| Public holders above 1% | % |
|---|---|
| Life Insurance Corporation of India | 7.26% |
| SBI Mutual Fund | 6.71% |
| HDFC Mutual Fund | 3.63% |
| ICICI Prudential Mutual Fund | 3.29% |
| National Pension System Trust | 2.34% |
| UTI Mutual Fund | 1.98% |
| Nippon Life Mutual Fund | 1.71% |
| Parag Parikh Mutual Fund | 1.65% |
| Government Pension Fund Global | 1.50% |
| SBI Life Insurance Company Limited | 1.02% |
7,69,224 shareholders. Pledged: 0.00% of promoter shares.
Peers in Private Sector Bank
| Company | Market cap | P/E | P/B | ROE | ROA | Gross NPA | Sales 3y | Div yield |
|---|---|---|---|---|---|---|---|---|
| HDFCBANK | ₹10,60,877 cr | 13.9x | 1.8x | 13.9% | 1.67% | 1.11% | +23.9% | 1.95% |
| ICICIBANK | ₹10,07,326 cr | 18.4x | 2.8x | 16.3% | 2.01% | 1.20% | +15.9% | 0.78% |
| KOTAKBANK | ₹4,38,401 cr | 36.2x | 3.2x | 11.8% | 1.90% | 1.18% | +17.5% | 0.11% |
| AXISBANK | ₹3,79,871 cr | 13.7x | 1.7x | 13.5% | 1.35% | 1.16% | +14.3% | 0.08% |
| FEDERALBNK | ₹85,160 cr | 17.5x | 2.1x | 12.8% | 1.14% | 1.32% | +18.1% | 0.35% |
| IDBI | ₹82,245 cr | 10.0x | 1.1x | 11.8% | 1.70% | 2.12% | +12.1% | 2.74% |
| INDUSINDBK | ₹65,798 cr | 52.6x | 1.0x | 1.9% | 0.23% | 3.25% | +14.5% | – |
| IDFCFIRSTB | ₹61,802 cr | 28.1x | 1.3x | 5.3% | 0.56% | 1.51% | +21.3% | 0.48% |
| YESBANK | ₹49,783 cr | 12.0x | 0.9x | 8.1% | 0.81% | 1.20% | +9.9% | – |
| KARURVYSYA | ₹32,645 cr | 11.0x | 2.1x | 21.0% | 1.96% | 0.69% | – | 0.64% |
Business segments (FY26)
| Segment | Revenue | Share | EBIT | Margin |
|---|---|---|---|---|
| Retail Banking | ₹34,434 cr | 47.1% | ₹5,653 cr | 16.4% |
| Corporate/ Wholesale Banking | ₹26,159 cr | 35.8% | ₹8,269 cr | 31.6% |
| Treasury, BMU and Corporate Centre | ₹12,484 cr | 17.1% | ₹4,663 cr | 37.4% |
| Inter-Segment | ₹0 cr | – | ₹0 cr | – |
| Share Capital & Reserves | ₹0 cr | – | ₹0 cr | – |
Dividends & corporate actions
| Ex-date | Action | Detail |
|---|---|---|
| 2026-07-17 | Dividend | Dividend - Rs 0.65 Per Share |
| 2026-01-14 | Split | Face Value Split (Sub-Division) - From Rs 5/- Per Share To Re 1/- Per Share |
| 2025-07-18 | Dividend | Dividend - Rs 2.50 Per Share |
| 2024-07-19 | Dividend | Dividend - Rs 2 Per Share |
| 2023-08-04 | Dividend | Dividend - Rs 1.50 Per Sh |
| 2022-08-11 | Dividend | Dividend - Rs 1.10 Per Share |
| 2021-08-11 | Dividend | Dividend - Rs 0.90 Per Share |
| 2019-07-12 | Dividend | Annual General Meeting/Dividend Rs 0.80 Per Share |
| 2018-07-11 | Dividend | Annual General Meeting/Dividend- Re 0.70 Per Share |
| 2017-07-12 | Dividend | Annual General Meeting/Dividend-Re 0.60 Per Share |
| 2016-07-14 | Other | Annual General Meeting/ Divdend - Re 0.50/- Per Share |
| 2015-07-08 | Bonus | Bonus 1: 1 |
| 2015-06-18 | Dividend | Annual General Meeting/Dividend Re 0.90/- Per Share |
| 2014-07-04 | Dividend | Annual General Meeting/Dividend Re 0.80/- Per Share |
| 2013-07-04 | Dividend | Annual General Meeting/Dividend Re 0.70/- Per Share |
| 2012-07-06 | Dividend | Annual General Meeting / Dividend Re 0.60 Per Share |
| 2011-07-12 | Dividend | Annual General Meeting And Dividend Re.0.50 Per Share |
| 2010-09-13 | Split | Face Value Split From Rs.10/- To Rs.5/- |
| 2010-06-30 | Dividend | Annual General Meeting And Dividend Re.0.85 Per Share |
| 2009-07-14 | Other | Agm/Div-Re.0.75 Per Share |
Documents
- Annual report FY26
- Annual report FY25
- Annual report FY24
- Annual report FY23
- Annual report FY22
- Announcements NSE filings
- BRSR FY26
- Latest results (data file) XBRL
- Announcements BSE filings
Links go to the original files on the exchange website.
About the company
- Corporate/Wholesale Banking: Wholesale borrowings and lending and other related services to the corporate sector which are not included under retail banking.
- Retail Banking: Comprises of: Digital Banking: Business involving digital banking products acquired by Digital Banking Unit including existing digital banking products as identified by the Management in accordance with the instructions of the RBI vide its circular dated 7th April, 2022. Other Retail Banking: Includes retail lending, deposit taking and other retail services/products other than above.
- Treasury, BMU and Corporate Centre: Money market, forex market, derivatives, investments and primary dealership of government securities, Balance Sheet Management Unit (BMU) responsible for Asset Liability Management and Corporate Centre which primarily comprises of support functions.
| Sector | Financial Services |
| Industry | Private Sector Bank |
| Sub-industry | Private Sector Bank |
| Symbol | KOTAKBANK |
| BSE code | 500247 |
| ISIN | INE237A01036 |
| Face value | ₹1.0 |
| Incorporated | 1985-11-21 |
| Website | www.kotak.bank.in |
| Plants (India / abroad) | 2,276 / 2 |
From the company's filings (BRSR FY26).
Data built 2026-10-22 from NSE company filings (XBRL: Integrated Filing - Financials + financial results), NSE shareholding & pledge data; price = NSE close 2026-10-26.