Federal Bank Ltd
NSE: FEDERALBNK · Private Sector Bank · sector
Key numbers
Last 12 months to Sep 2026, Standalone. "Sector median" = middle value of 20 companies in Private Sector Bank (P/E median leaves out loss-making companies). Tap ? for what a number means.
Things to know
- No promoter shares are pledged.
- Total income was higher than a year earlier in 4 of the last 4 quarters.
- Dividend paid in 5 of the last 5 financial years.
- Price ₹344.40 on 2026-10-26: -7.3% from the 52-week high, +52.1% from the 52-week low.
Plain facts from the filings, built by the same fixed rules for every company. A line appears only when the data for it is available. Not a view on the stock.
Charts
Quarterly results
| ₹ cr | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|
| Total income | 6,809 | 6,648 | 6,687 | 6,742 | 6,868 | 7,399 | 7,238 | 7,721 |
| Net interest income | 2,431 | 2,377 | 2,337 | 2,495 | 2,653 | 3,173 | 2,946 | 3,153 |
| Operating profit | 1,569 | 1,465 | 1,556 | 1,644 | 1,729 | 2,276 | 1,897 | 2,225 |
| Other income | 916 | 1,006 | 1,113 | 1,082 | 1,100 | 1,145 | 1,048 | 1,490 |
| Net profit | 955 | 1,030 | 862 | 955 | 1,041 | 1,259 | 1,177 | 1,386 |
| EPS (₹) | 3.89 | 4.20 | 3.51 | 3.89 | 4.23 | 5.11 | 4.77 | 5.61 |
| Gross NPA % | 1.95 | 1.84 | 1.91 | 1.83 | 1.72 | 1.62 | 1.52 | 1.32 |
| Net NPA % | 0.49 | 0.44 | 0.48 | 0.48 | 0.42 | 0.20 | 0.18 | 0.17 |
| Revenue YoY | +0.9% | +11.3% | +8.3% | +14.5% | ||||
| Profit YoY | +9.0% | +22.2% | +36.6% | +45.1% |
Standalone figures where filed. Latest quarter Sep 2026.
Profit & loss (yearly)
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 | TTM |
|---|---|---|---|---|---|---|
| Revenue | 13,661 | 16,804 | 22,188 | 26,365 | 27,695 | 29,226 |
| Net profit | 1,890 | 3,011 | 3,721 | 4,052 | 4,117 | 4,863 |
| EPS (₹) | 9.13 | 14.27 | 16.07 | 16.54 | 16.74 | 19.72 |
| Revenue growth | +23.0% | +32.0% | +18.8% | +5.0% | +8.7% | |
| Profit growth | +59.3% | +23.6% | +8.9% | +1.6% | +27.9% | |
| Dividend / share (₹) | 0.70 | 1.80 | 1.00 | 1.20 | 1.20 |
| Compounded growth | 3 years | 5 years | Last 12 months |
|---|---|---|---|
| Sales | +18.1% | +15.0% | +8.7% |
| Net profit | +11.0% | +21.0% | +27.9% |
| EPS | +5.5% | +16.0% | – |
| Share price | – | +33.4% (2y) | +51.2% |
Balance sheet
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Shareholders' equity | – | – | 29,094 | 33,421 | 38,705 |
| Borrowings | – | – | 18,026 | 23,726 | 21,159 |
| Cash & equivalents | – | – | 0 | 0 | 0 |
| Total assets | – | – | 3,08,312 | 3,49,005 | 3,87,521 |
Year-end figures from the March annual filing.
Cash flow
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Cash from operations | -6,497 | 2,870 | 7,553 | 10,073 | 7,182 |
| Cash from investing | 813 | -9,818 | -8,852 | -3,744 | -11,055 |
| Cash from financing | 7,110 | 3,643 | 2,577 | 5,571 | -1,249 |
| Capex | 0 | 0 | 0 | 0 | 0 |
| Free cash flow | -6,497 | 2,870 | 7,553 | 10,073 | 7,182 |
Free cash flow = cash from operations − capex.
Ratios by year
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| ROE % | – | – | 12.8% | 12.1% | 10.6% |
Shareholding
| Holder | % (2026-09-30) |
|---|---|
| FIIs | 28.55% |
| DIIs | 49.28% |
| of which Mutual funds | 37.69% |
| of which Insurance | 7.86% |
| Government | 0.00% |
| Public (non-institutions) | 22.17% |
| Quarter | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Public holders above 1% | % |
|---|---|
| HDFC Mutual Fund-hdfc Arbitrage Fund | 6.58% |
| International Finance Corporation | 3.82% |
| Yusuffali Musaliam Veettil Abdul Kader | 3.13% |
| Axis Mutual Fund Trustee Limited A/C Axis Mutual Fund A/C Axis Nifty500 LOW Vola | 2.97% |
| Invesco India Small CAP Fund | 2.95% |
| Nippon Life India Trustee Ltd.a/c Nippon India Nifty 500 Momentum 50 Index Fund | 2.74% |
| Kotak Mahindra Trustee Co Ltd A/C Kotak Nifty Bank Index Fund | 2.71% |
| Aditya Birla SUN Life Mutual Fund - Aditya Birla SUN Life Arbitrage Fund | 2.65% |
| SBI Nifty200 Value 30 ETF | 2.65% |
| HSBC Mutual Fund - Redhex Hybrid Long - Short FUN | 2.58% |
| Rekha Jhunjhunwala | 2.41% |
| HDFC Life Insurance Companylimited -shareholders Solvency Margin Account | 2.19% |
| SBI Life Insurance Co. Ltd | 2.17% |
| NPS Trust - A/C LIC NPS Sanchay Scheme | 1.42% |
| Edelweiss BSE Largemid (60:40) Stable Dividend 50 ETF | 1.38% |
8,03,995 shareholders. Pledged: 0.00% of promoter shares.
Peers in Private Sector Bank
| Company | Market cap | P/E | P/B | ROE | ROA | Gross NPA | Sales 3y | Div yield |
|---|---|---|---|---|---|---|---|---|
| HDFCBANK | ₹10,60,877 cr | 13.9x | 1.8x | 13.9% | 1.67% | 1.11% | +23.9% | 1.95% |
| ICICIBANK | ₹10,07,326 cr | 18.4x | 2.8x | 16.3% | 2.01% | 1.20% | +15.9% | 0.78% |
| KOTAKBANK | ₹4,38,401 cr | 36.2x | 3.2x | 11.8% | 1.90% | 1.18% | +17.5% | 0.11% |
| AXISBANK | ₹3,79,871 cr | 13.7x | 1.7x | 13.5% | 1.35% | 1.16% | +14.3% | 0.08% |
| FEDERALBNK | ₹85,160 cr | 17.5x | 2.1x | 12.8% | 1.14% | 1.32% | +18.1% | 0.35% |
| IDBI | ₹82,245 cr | 10.0x | 1.1x | 11.8% | 1.70% | 2.12% | +12.1% | 2.74% |
| INDUSINDBK | ₹65,798 cr | 52.6x | 1.0x | 1.9% | 0.23% | 3.25% | +14.5% | – |
| IDFCFIRSTB | ₹61,802 cr | 28.1x | 1.3x | 5.3% | 0.56% | 1.51% | +21.3% | 0.48% |
| YESBANK | ₹49,783 cr | 12.0x | 0.9x | 8.1% | 0.81% | 1.20% | +9.9% | – |
| KARURVYSYA | ₹32,645 cr | 11.0x | 2.1x | 21.0% | 1.96% | 0.69% | – | 0.64% |
Business segments (FY26)
| Segment | Revenue | Share | EBIT | Margin |
|---|---|---|---|---|
| Retail Banking - Other Retail Banking | ₹28,381 cr | 54.9% | ₹1,308 cr | 4.6% |
| Corporate/Wholesale Banking | ₹12,300 cr | 23.8% | ₹2,384 cr | 19.4% |
| Treasury | ₹6,689 cr | 12.9% | ₹1,156 cr | 17.3% |
| Retail Banking - Digital Banking | ₹3,362 cr | 6.5% | ₹101 cr | 3.0% |
| Unallocated | ₹509 cr | 1.0% | ₹0 cr | 0.0% |
| Other Banking operations | ₹432 cr | 0.8% | ₹368 cr | 85.0% |
Dividends & corporate actions
| Ex-date | Action | Detail |
|---|---|---|
| 2026-08-14 | Dividend | Dividend - Rs 1.20 Per Share |
| 2025-08-22 | Dividend | Dividend - Rs 1.20 Per Share |
| 2024-08-23 | Dividend | Annual General Meeting/Dividend - Rs 1.20 Per Share |
| 2023-08-11 | Dividend | Annual General Meeting/Dividend - Re 1 Per Share |
| 2022-07-19 | Dividend | Annual General Meeting/Dividend - Rs 1.80 Per Share |
| 2021-07-01 | Dividend | Annual General Meeting/Dividend - Rs 0.70 Per Share |
| 2020-07-09 | Other | Annual General Meeting |
| 2019-07-17 | Dividend | Annual General Meeting/Dividend - Rs 1.4 Per Share |
| 2018-08-02 | Dividend | Annual General Meeting/Dividend- Re 1 Per Share |
| 2017-07-03 | Dividend | Annual General Meeting/Dividend - Re 0.90 Per Share |
| 2016-07-29 | Dividend | Annual General Meeting/ Dividend -Re 0.70 Per Share |
| 2015-07-08 | Bonus | Bonus 1:1 |
| 2015-05-28 | Dividend | Annual General Meeting / Dividend - Rs 2.20/- Per Share |
| 2014-07-04 | Dividend | Annual General Meeting / Dividend - Rs 2/- Per Share |
| 2013-10-17 | Split | Face Value Split From Rs.10/- To Rs.2/- |
| 2013-07-09 | Dividend | Annual General Meeting/Dividend Rs 9/- Per Share |
| 2012-07-20 | Dividend | Annual General Meeting And Dividend Rs.9/- Per Share |
| 2011-08-23 | Dividend | Annual General Meeting And Dividend Rs.8.50 Per Share |
| 2010-09-02 | Dividend | Annual General Meeting And Dividend Rs.5/- Per Share |
| 2009-08-11 | Dividend | Dividend-Rs.5/- Per Share |
Documents
- Annual report FY26
- Annual report FY25
- Annual report FY24
- Annual report FY23
- Annual report FY22
- Announcements NSE filings
- BRSR FY26
- Latest results (data file) XBRL
- Announcements BSE filings
Links go to the original files on the exchange website.
About the company
- Financial and Insurance Service: Banking activities by Central, Commercial and Saving banks
| Sector | Financial Services |
| Industry | Private Sector Bank |
| Sub-industry | Private Sector Bank |
| Symbol | FEDERALBNK |
| BSE code | 500469 |
| ISIN | INE171A01029 |
| Face value | ₹2.0 |
| Incorporated | 1931-04-23 |
| Website | https://www.federal.bank.in |
| Plants (India / abroad) | 0 / 0 |
From the company's filings (BRSR FY26).
Data built 2026-10-22 from NSE company filings (XBRL: Integrated Filing - Financials + financial results), NSE shareholding & pledge data; price = NSE close 2026-10-26.