IDBI Bank Limited
NSE: IDBI · Private Sector Bank · sector
₹76.49NSE close 2026-10-26
Key numbers
Market cap₹82,245 cr
Price₹76.49
52w high / low₹118 / ₹61
P/E10.0xSector median 12.9x
P/B1.1xSector median 1.1x
Book value₹66.5
Dividend yield2.74%Sector median 0.72%
ROE11.8%Sector median 12.8%
ROA1.70%Sector median 1.15%
Gross NPA2.12%
Net NPA0.17%
CET126.55%
Sales growth 3y+12.1%Sector median +15.2%
Profit growth 3y+37.7%Sector median +19.8%
PEG0.27x
Last 12 months to Sep 2026, Standalone. "Sector median" = middle value of 20 companies in Private Sector Bank (P/E median leaves out loss-making companies). Tap ? for what a number means.
Things to know
- No promoter shares are pledged.
- Total income was higher than a year earlier in 3 of the last 4 quarters.
- Dividend paid in 3 of the last 5 financial years.
- Price ₹76.49 on 2026-10-26: -35.4% from the 52-week high, +25.4% from the 52-week low.
Plain facts from the filings, built by the same fixed rules for every company. A line appears only when the data for it is available. Not a view on the stock.
Charts
Weekly close · high ₹116.01 · low ₹67.39
Total incomeNet profit
Total incomeNet profit
Quarterly results
| ₹ cr | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|
| Total income | 7,816 | 6,979 | 7,021 | 7,104 | 7,074 | 7,798 | 7,541 | 8,512 |
| Net interest income | 4,228 | 3,290 | 3,166 | 3,285 | 3,209 | 3,851 | 3,486 | 4,228 |
| Operating profit | 2,802 | 3,195 | 2,354 | 3,523 | 1,917 | 3,043 | 2,168 | 2,893 |
| Other income | 749 | 2,057 | 1,437 | 2,489 | 1,209 | 1,611 | 1,032 | 1,353 |
| Net profit | 1,908 | 2,051 | 2,007 | 3,627 | 1,935 | 1,943 | 2,115 | 2,205 |
| EPS (₹) | 1.77 | 1.91 | 1.87 | 3.37 | 1.80 | 1.81 | 1.97 | 2.05 |
| Gross NPA % | 3.57 | 2.98 | 2.93 | 2.65 | 2.57 | 2.32 | 2.30 | 2.12 |
| Net NPA % | 0.18 | 0.15 | 0.21 | 0.21 | 0.18 | 0.15 | 0.16 | 0.17 |
| Revenue YoY | -9.5% | +11.7% | +7.4% | +19.8% | ||||
| Profit YoY | +1.4% | -5.3% | +5.4% | -39.2% |
Standalone figures where filed. Latest quarter Sep 2026.
Profit & loss (yearly)
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 | TTM |
|---|---|---|---|---|---|---|
| Revenue | 18,295 | 20,570 | 26,426 | 28,902 | 28,997 | 30,926 |
| Net profit | 2,439 | 3,645 | 5,634 | 7,515 | 9,513 | 8,199 |
| EPS (₹) | 2.27 | 3.39 | 5.24 | 6.99 | 8.85 | 7.63 |
| Revenue growth | +12.4% | +28.5% | +9.4% | +0.3% | +6.9% | |
| Profit growth | +49.4% | +54.6% | +33.4% | +26.6% | -14.5% | |
| Dividend / share (₹) | – | – | 1.00 | 1.50 | 2.10 |
| Compounded growth | 3 years | 5 years | Last 12 months |
|---|---|---|---|
| Sales | +12.1% | +7.8% | +6.9% |
| Net profit | +37.7% | +47.6% | -14.5% |
| EPS | +37.7% | +46.8% | – |
| Share price | – | -0.8% (2y) | -14.7% |
Balance sheet
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Shareholders' equity | – | – | 49,882 | 60,251 | 67,638 |
| Borrowings | – | – | 17,083 | 19,882 | 28,055 |
| Cash & equivalents | – | – | 0 | 0 | 0 |
| Total assets | – | – | 3,63,190 | 4,11,661 | 4,66,560 |
Year-end figures from the March annual filing.
Cash flow
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Cash from operations | -5,936 | -2,602 | -1,188 | 25,795 | 16,752 |
| Cash from investing | -147 | -281 | -282 | -315 | 1,428 |
| Cash from financing | -2,431 | -3,553 | -1,783 | -7,002 | -5,778 |
| Capex | 0 | 0 | 0 | 0 | 0 |
| Free cash flow | -5,936 | -2,602 | -1,188 | 25,795 | 16,752 |
Free cash flow = cash from operations − capex.
Ratios by year
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| ROE % | – | – | 11.3% | 12.5% | 14.1% |
Shareholding
| Holder | % (2026-09-30) |
|---|---|
| Promoters | 94.71% |
| FIIs | 0.47% |
| DIIs | 0.20% |
| of which Mutual funds | 0.13% |
| of which Insurance | 0.05% |
| Government | 0.01% |
| Public (non-institutions) | 4.61% |
| Quarter | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters % | 94.71% | 94.71% | 94.71% | 94.71% | 94.71% | 94.71% | 94.71% | 94.71% |
| Promoter group | % |
|---|---|
| Life Insurance Corporation of India | 49.24% |
| President of India | 45.48% |
7,03,415 shareholders. Pledged: 0.00% of promoter shares.
Peers in Private Sector Bank
| Company | Market cap | P/E | P/B | ROE | ROA | Gross NPA | Sales 3y | Div yield |
|---|---|---|---|---|---|---|---|---|
| HDFCBANK | ₹10,60,877 cr | 13.9x | 1.8x | 13.9% | 1.67% | 1.11% | +23.9% | 1.95% |
| ICICIBANK | ₹10,07,326 cr | 18.4x | 2.8x | 16.3% | 2.01% | 1.20% | +15.9% | 0.78% |
| KOTAKBANK | ₹4,38,401 cr | 36.2x | 3.2x | 11.8% | 1.90% | 1.18% | +17.5% | 0.11% |
| AXISBANK | ₹3,79,871 cr | 13.7x | 1.7x | 13.5% | 1.35% | 1.16% | +14.3% | 0.08% |
| FEDERALBNK | ₹85,160 cr | 17.5x | 2.1x | 12.8% | 1.14% | 1.32% | +18.1% | 0.35% |
| IDBI | ₹82,245 cr | 10.0x | 1.1x | 11.8% | 1.70% | 2.12% | +12.1% | 2.74% |
| INDUSINDBK | ₹65,798 cr | 52.6x | 1.0x | 1.9% | 0.23% | 3.25% | +14.5% | – |
| IDFCFIRSTB | ₹61,802 cr | 28.1x | 1.3x | 5.3% | 0.56% | 1.51% | +21.3% | 0.48% |
| YESBANK | ₹49,783 cr | 12.0x | 0.9x | 8.1% | 0.81% | 1.20% | +9.9% | – |
| KARURVYSYA | ₹32,645 cr | 11.0x | 2.1x | 21.0% | 1.96% | 0.69% | – | 0.64% |
Business segments (FY26)
| Segment | Revenue | Share | EBIT | Margin |
|---|---|---|---|---|
| Retail Banking | ₹35,031 cr | 57.9% | ₹3,264 cr | 9.3% |
| Treasury | ₹16,110 cr | 26.6% | ₹4,897 cr | 30.4% |
| Corporate/Wholesale Banking | ₹8,737 cr | 14.5% | ₹3,244 cr | 37.1% |
| Unallocated | ₹329 cr | 0.5% | ₹329 cr | 99.9% |
| Other Banking Operations | ₹253 cr | 0.4% | ₹190 cr | 75.4% |
Dividends & corporate actions
| Ex-date | Action | Detail |
|---|---|---|
| 2025-07-15 | Dividend | Dividend - Rs 2.10 Per Share |
| 2024-07-16 | Dividend | Dividend - Rs 1.50 Per Share |
| 2024-07-16 | Other | Annual General Meeting |
| 2023-07-06 | Dividend | Annual General Meeting/Dividend - Re 1 Per Share |
| 2022-07-14 | Other | Annual General Meeting |
| 2021-08-02 | Other | Annual General Meeting |
| 2020-08-07 | Other | Annual General Meeting |
| 2019-08-09 | Other | Annual General Meeting |
| 2018-08-03 | Other | Annual General Meeting |
| 2017-07-10 | Other | Annual General Meeting |
| 2016-07-14 | Other | Annual General Meeting (Book Closure Start Date Revised) |
| 2015-08-04 | Dividend | Annual General Meeting/ Dividend - Re 0.75/- Per Share |
| 2014-06-26 | Dividend | Annual General Meeting / Dividend - Re 0.275/- Per Share |
| 2014-05-15 | Other | Agm E-Voting |
| 2014-01-23 | Dividend | Interim Dividend - Re 0.725/- Per Share |
| 2013-08-29 | Dividend | Annual General Meeting And Dividend Rs.3.50 Per Share |
| 2012-08-31 | Dividend | Annual General Meeting/Dividend Of Rs 1.50 Per Share |
| 2012-02-09 | Dividend | Interim Dividend Rs.2/- Per Share |
| 2011-09-02 | Dividend | Dividend Rs 3.50 Per Share |
| 2010-07-16 | Dividend | Dividend-Rs.3/- Per Share |
Documents
- Annual report FY26
- Annual report FY25
- Annual report FY24
- Annual report FY23
- Annual report FY22
- Announcements NSE filings
- BRSR FY26
- Latest results (data file) XBRL
- Announcements BSE filings
Links go to the original files on the exchange website.
About the company
- Financial and Insurance Activities: Financial service activities, except insurance and pension funding
| Sector | Financial Services |
| Industry | Private Sector Bank |
| Sub-industry | Private Sector Bank |
| Symbol | IDBI |
| BSE code | 500116 |
| ISIN | INE008A01015 |
| Face value | ₹10.0 |
| Incorporated | 2004-09-27 |
| Website | www.idbi.bank.in |
| Plants (India / abroad) | 0 / 0 |
From the company's filings (BRSR FY26).
Data built 2026-10-22 from NSE company filings (XBRL: Integrated Filing - Financials + financial results), NSE shareholding & pledge data; price = NSE close 2026-10-26.