Idfc First Bank Limited
NSE: IDFCFIRSTB · Private Sector Bank · sector
₹71.74NSE close 2026-10-26
Key numbers
Market cap₹61,802 cr
Price₹71.74
52w high / low₹90 / ₹58
P/E28.1xSector median 12.9x
P/B1.3xSector median 1.1x
Book value₹55.0
Dividend yield0.48%Sector median 0.72%
ROE5.3%Sector median 12.8%
ROA0.56%Sector median 1.15%
Gross NPA1.51%
Net NPA0.44%
CET113.33%
Sales growth 3y+21.3%Sector median +15.2%
Profit growth 3y-12.4%Sector median +19.8%
PEG–
Last 12 months to Jun 2026, Standalone. "Sector median" = middle value of 20 companies in Private Sector Bank (P/E median leaves out loss-making companies). Tap ? for what a number means.
Things to know
- Total income was higher than a year earlier in 4 of the last 4 quarters.
- Dividend paid in 1 of the last 5 financial years.
- Price ₹71.74 on 2026-10-26: -19.9% from the 52-week high, +23.5% from the 52-week low.
Plain facts from the filings, built by the same fixed rules for every company. A line appears only when the data for it is available. Not a view on the stock.
Charts
Weekly close · high ₹86.33 · low ₹54.62
Total incomeNet profit
Total incomeNet profit
Quarterly results
| ₹ cr | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Total income | 8,957 | 9,343 | 9,413 | 9,642 | 9,937 | 10,417 | 10,553 | 11,051 |
| Net interest income | 4,788 | 4,902 | 4,907 | 4,933 | 5,113 | 5,492 | 5,677 | 5,972 |
| Operating profit | 1,962 | 1,759 | 1,812 | 2,239 | 1,880 | 2,033 | 1,059 | 2,553 |
| Other income | 1,727 | 1,780 | 1,895 | 2,227 | 1,891 | 2,125 | 1,630 | 2,309 |
| Net profit | 201 | 339 | 304 | 463 | 352 | 503 | 319 | 1,075 |
| EPS (₹) | 0.27 | 0.46 | 0.42 | 0.63 | 0.36 | 0.57 | 0.37 | 1.25 |
| Gross NPA % | 1.92 | 1.94 | 1.87 | 1.97 | 1.86 | 1.69 | 1.61 | 1.51 |
| Net NPA % | 0.48 | 0.52 | 0.53 | 0.55 | 0.52 | 0.53 | 0.48 | 0.44 |
| Revenue YoY | +10.9% | +11.5% | +12.1% | +14.6% | ||||
| Profit YoY | +75.5% | +48.1% | +4.9% | +132.4% |
Standalone figures where filed. Latest quarter Jun 2026.
Profit & loss (yearly)
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 | TTM |
|---|---|---|---|---|---|---|
| Revenue | 17,173 | 22,728 | 30,322 | 36,501 | 40,549 | 41,958 |
| Net profit | 145 | 2,437 | 2,957 | 1,525 | 1,636 | 2,249 |
| EPS (₹) | 0.23 | 3.91 | 4.32 | 2.09 | 1.93 | 2.55 |
| Revenue growth | +32.3% | +33.4% | +20.4% | +11.1% | +12.3% | |
| Profit growth | +1,575.1% | +21.3% | -48.4% | +7.3% | +72.1% | |
| Dividend / share (₹) | – | – | – | – | 0.25 |
| Compounded growth | 3 years | 5 years | Last 12 months |
|---|---|---|---|
| Sales | +21.3% | +20.5% | +12.3% |
| Net profit | -12.4% | +29.3% | +72.1% |
| EPS | -21.0% | +18.7% | – |
| Share price | – | +3.3% (2y) | -2.2% |
Balance sheet
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Shareholders' equity | – | – | 32,161 | 38,078 | 47,352 |
| Borrowings | – | – | 50,936 | 38,975 | 36,621 |
| Cash & equivalents | – | – | 0 | 0 | 0 |
| Total assets | – | – | 2,96,115 | 3,43,819 | 3,99,780 |
Year-end figures from the March annual filing.
Cash flow
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Cash from operations | 2,604 | 3,600 | 11,328 | 14,395 | 6,915 |
| Cash from investing | -2,884 | -11,969 | -9,792 | -3,399 | -14,241 |
| Cash from financing | 10,211 | 6,509 | -2,954 | -8,682 | 4,969 |
| Capex | 0 | 0 | 0 | 0 | 0 |
| Free cash flow | 2,604 | 3,600 | 11,328 | 14,395 | 6,915 |
Free cash flow = cash from operations − capex.
Ratios by year
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| ROE % | – | – | 9.2% | 4.0% | 3.5% |
Shareholding
| Holder | % (2026-09-30) |
|---|---|
| FIIs | 36.66% |
| DIIs | 25.42% |
| of which Mutual funds | 13.51% |
| of which Insurance | 11.00% |
| Government | 7.78% |
| Public (non-institutions) | 30.13% |
| Quarter | Aug 2025 | Sep 2025 | Oct 2025 | Oct 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Public holders above 1% | % |
|---|---|
| Currant Sea Investments B.V. | 9.42% |
| President of India | 7.73% |
| Platinum Invictus B 2025 RSC Limited | 5.07% |
| Odyssey 44 A S | 2.90% |
| Life Insurance Corporation of India - Ulif00520091 | 2.35% |
| HDFC Life Insurance Company Limited | 2.33% |
| ICICI Prudential Life Insurance Company Limited | 2.07% |
| Tata Large and Mid-cap Fund | 1.69% |
| Motilal Oswal Nifty Midsmall Financial Services in | 1.59% |
| SBI Life Insurance Co. Ltd | 1.55% |
| Principal Funds, INC. - Global Emerging Markets FU | 1.15% |
26,48,634 shareholders. Pledged: – of promoter shares.
Peers in Private Sector Bank
| Company | Market cap | P/E | P/B | ROE | ROA | Gross NPA | Sales 3y | Div yield |
|---|---|---|---|---|---|---|---|---|
| HDFCBANK | ₹10,60,877 cr | 13.9x | 1.8x | 13.9% | 1.67% | 1.11% | +23.9% | 1.95% |
| ICICIBANK | ₹10,07,326 cr | 18.4x | 2.8x | 16.3% | 2.01% | 1.20% | +15.9% | 0.78% |
| KOTAKBANK | ₹4,38,401 cr | 36.2x | 3.2x | 11.8% | 1.90% | 1.18% | +17.5% | 0.11% |
| AXISBANK | ₹3,79,871 cr | 13.7x | 1.7x | 13.5% | 1.35% | 1.16% | +14.3% | 0.08% |
| FEDERALBNK | ₹85,160 cr | 17.5x | 2.1x | 12.8% | 1.14% | 1.32% | +18.1% | 0.35% |
| IDBI | ₹82,245 cr | 10.0x | 1.1x | 11.8% | 1.70% | 2.12% | +12.1% | 2.74% |
| INDUSINDBK | ₹65,798 cr | 52.6x | 1.0x | 1.9% | 0.23% | 3.25% | +14.5% | – |
| IDFCFIRSTB | ₹61,802 cr | 28.1x | 1.3x | 5.3% | 0.56% | 1.51% | +21.3% | 0.48% |
| YESBANK | ₹49,783 cr | 12.0x | 0.9x | 8.1% | 0.81% | 1.20% | +9.9% | – |
| KARURVYSYA | ₹32,645 cr | 11.0x | 2.1x | 21.0% | 1.96% | 0.69% | – | 0.64% |
Business segments (FY26)
| Segment | Revenue | Share | EBIT | Margin |
|---|---|---|---|---|
| Retail Banking | ₹53,883 cr | 56.9% | ₹260 cr | 0.5% |
| Treasury | ₹28,427 cr | 30.0% | ₹522 cr | 1.8% |
| Wholesale Banking | ₹11,166 cr | 11.8% | ₹1,090 cr | 9.8% |
| Other Banking Business | ₹1,027 cr | 1.1% | ₹487 cr | 47.4% |
| Unallocated | ₹165 cr | 0.2% | ₹-526 cr | -318.8% |
Dividends & corporate actions
| Ex-date | Action | Detail |
|---|---|---|
| 2026-08-07 | Dividend | Dividend - Re 0.25 Per Share |
| 2025-07-11 | Dividend | Dividend - Rs 0.25 Per Share |
| 2021-03-10 | Other | Interest Payment |
| 2021-03-04 | Other | Interest Payment |
| 2020-12-17 | Other | Interest Payment |
| 2020-03-12 | Other | Interest Payment |
| 2020-02-27 | Other | Interest Payment |
| 2019-12-12 | Other | Interest Payment |
| 2019-03-14 | Other | Interest Payment |
| 2019-02-28 | Other | Interest Payment |
| 2018-12-13 | Other | Interest Payment |
| 2018-07-23 | Dividend | Dividend Re 0.75 Per Share |
| 2018-03-08 | Other | Interest Payment |
| 2018-02-28 | Other | Interest Payment |
| Other | Interest Payment/Redemption | |
| Other | Interest Payment/Redemption | |
| Other | Interest Payment/Redemption | |
| Other | Interest Payment/Redemption | |
| Other | Interest Payment/Redemption | |
| Other | Interest Payment/Redemption |
Documents
- Annual report FY26
- Annual report FY25
- Annual report FY24
- Annual report FY23
- Annual report FY22
- Announcements NSE filings
- BRSR FY26
- Latest results (data file) XBRL
- Announcements BSE filings
Links go to the original files on the exchange website.
About the company
- Financial and Insurance Service: Financial service activities, except insurance and pension funding
| Sector | Financial Services |
| Industry | Private Sector Bank |
| Sub-industry | Private Sector Bank |
| Symbol | IDFCFIRSTB |
| BSE code | 539437 |
| ISIN | INE092T01019 |
| Face value | ₹10.0 |
| Incorporated | 2014-10-21 |
| Website | www.idfcfirst.bank.in |
| Plants (India / abroad) | 1,146 / 1 |
From the company's filings (BRSR FY26).
Data built 2026-10-22 from NSE company filings (XBRL: Integrated Filing - Financials + financial results), NSE shareholding & pledge data; price = NSE close 2026-10-26.