Karur Vysya Bank Ltd
NSE: KARURVYSYA · Private Sector Bank · sector
₹337.70NSE close 2026-10-26
Key numbers
Market cap₹32,645 cr
Price₹337.70
52w high / low₹391 / ₹237
P/E11.0xSector median 12.9x
P/B2.1xSector median 1.1x
Book value₹159.2
Dividend yield0.64%Sector median 0.72%
ROE21.0%Sector median 12.8%
ROA1.96%Sector median 1.15%
Gross NPA0.69%
Net NPA0.18%
CET117.97%
Sales growth 3y–Sector median +15.2%
Profit growth 3y–Sector median +19.8%
PEG0.27x
Last 12 months to Sep 2026, Standalone. "Sector median" = middle value of 20 companies in Private Sector Bank (P/E median leaves out loss-making companies). Tap ? for what a number means.
Things to know
- 4.65% of the promoters' shares are pledged (0.1% of all shares).
- Total income was higher than a year earlier in 4 of the last 4 quarters.
- Dividend paid in 3 of the last 3 financial years.
- Price ₹337.70 on 2026-10-26: -13.6% from the 52-week high, +42.7% from the 52-week low.
Plain facts from the filings, built by the same fixed rules for every company. A line appears only when the data for it is available. Not a view on the stock.
Charts
Weekly close · high ₹355.65 · low ₹198.28
Total incomeNet profit
Total incomeNet profit
Quarterly results
| ₹ cr | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|
| Total income | 2,486 | 2,516 | 2,569 | 2,808 | 2,794 | 2,904 | 3,049 | 3,235 |
| Net interest income | 1,079 | 1,089 | 1,079 | 1,261 | 1,239 | 1,359 | 1,423 | 1,497 |
| Operating profit | 815 | 835 | 806 | 1,017 | 1,005 | 1,247 | 1,096 | 1,162 |
| Other income | 467 | 509 | 447 | 512 | 509 | 616 | 442 | 435 |
| Net profit | 496 | 513 | 521 | 574 | 690 | 725 | 756 | 788 |
| EPS (₹) | 5.13 | 5.32 | 5.40 | 5.94 | 7.14 | 7.50 | 7.82 | 8.15 |
| Gross NPA % | 0.83 | 0.76 | 0.66 | 0.76 | 0.71 | 0.75 | 0.74 | 0.69 |
| Net NPA % | 0.20 | 0.20 | 0.19 | 0.19 | 0.19 | 0.19 | 0.19 | 0.18 |
| Revenue YoY | +12.4% | +15.4% | +18.7% | +15.2% | ||||
| Profit YoY | +39.1% | +41.2% | +44.9% | +37.2% |
Standalone figures where filed. Latest quarter Sep 2026.
Profit & loss (yearly)
| ₹ cr | FY24 | FY25 | FY26 | TTM |
|---|---|---|---|---|
| Revenue | 8,204 | 9,678 | 11,074 | 11,983 |
| Net profit | 1,605 | 1,942 | 2,510 | 2,958 |
| EPS (₹) | 16.58 | 20.11 | 25.98 | 30.61 |
| Revenue growth | +18.0% | +14.4% | +15.5% | |
| Profit growth | +21.0% | +29.3% | +40.5% | |
| Dividend / share (₹) | 2.00 | 2.40 | 2.60 |
| Compounded growth | 3 years | 5 years | Last 12 months |
|---|---|---|---|
| Sales | – | – | +15.5% |
| Net profit | – | – | +40.6% |
| EPS | – | – | – |
| Share price | – | +39.1% (2y) | +46.9% |
Balance sheet
| ₹ cr | FY24 | FY25 | FY26 |
|---|---|---|---|
| Shareholders' equity | 10,040 | 11,930 | 14,108 |
| Borrowings | 2,478 | 1,217 | 2,623 |
| Cash & equivalents | 0 | 0 | 0 |
| Total assets | 1,05,585 | 1,19,367 | 1,36,603 |
Year-end figures from the March annual filing.
Cash flow
| ₹ cr | FY24 | FY25 | FY26 |
|---|---|---|---|
| Cash from operations | 2,954 | 4,487 | -554 |
| Cash from investing | -1,296 | -2,151 | -1,745 |
| Cash from financing | -694 | -188 | -205 |
| Capex | 0 | 0 | 0 |
| Free cash flow | 2,954 | 4,487 | -554 |
Free cash flow = cash from operations − capex.
Ratios by year
| ₹ cr | FY24 | FY25 | FY26 |
|---|---|---|---|
| ROE % | 16.0% | 16.3% | 17.8% |
Shareholding
| Holder | % (2026-09-30) |
|---|---|
| Promoters | 1.95% |
| FIIs | 18.10% |
| DIIs | 42.10% |
| of which Mutual funds | 33.29% |
| of which Insurance | 8.00% |
| Government | 0.00% |
| Public (non-institutions) | 37.85% |
| Quarter | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters % | 2.13% | 2.11% | 2.10% | 2.10% | 2.07% | 2.07% | 2.07% | 1.95% |
| Promoter group | % |
|---|---|
| Suriyanarayana A J | 0.35% |
| Suriyanarayana A J (HUF) | 0.25% |
| G Rajasekaran | 0.21% |
| R Nageswari | 0.15% |
| G Mani | 0.13% |
| M S Jeevarekha | 0.09% |
| R Ramkumar | 0.08% |
| R Archana | 0.08% |
| A S Sudha | 0.06% |
| Nirmala | 0.06% |
| R Ramkumar (HUF) | 0.06% |
| G Rajasekaran (HUF) | 0.05% |
| G Mani (HUF) | 0.05% |
| A S Jayanthkrishna | 0.04% |
| A S Varunprasad | 0.04% |
| Public holders above 1% | % |
|---|---|
| Hdfc Mutual Fund (Various Funds) | 7.33% |
| Rekha Jhunjhunwala | 4.16% |
| Hsbc Mutual Fund (Various Funds) | 3.95% |
| Nippon Life India Trustee Ltd (Various Funds) | 3.51% |
| Axis Mutual Fund Trustee Limited (Various Funds) | 2.62% |
| Sbi Life Insurance Co. Ltd | 2.18% |
| Edelweiss Trusteeship Co Ltd (Various Funds) | 1.97% |
| Hdfc Life Insurance Company Limited | 1.69% |
| Invesco India Smallcap Fund (Various Funds) | 1.46% |
| Axis Max Life Insurance Limited (Various Fund) | 1.28% |
| Canara Robeco Mutual Fund (Various Funds) | 1.22% |
| Baroda Bnp Paribas Multi Cap Fund | 1.07% |
| Bajaj Life Insurance Limited | 1.01% |
2,77,239 shareholders. Pledged: 4.65% of promoter shares.
Peers in Private Sector Bank
| Company | Market cap | P/E | P/B | ROE | ROA | Gross NPA | Sales 3y | Div yield |
|---|---|---|---|---|---|---|---|---|
| HDFCBANK | ₹10,60,877 cr | 13.9x | 1.8x | 13.9% | 1.67% | 1.11% | +23.9% | 1.95% |
| ICICIBANK | ₹10,07,326 cr | 18.4x | 2.8x | 16.3% | 2.01% | 1.20% | +15.9% | 0.78% |
| KOTAKBANK | ₹4,38,401 cr | 36.2x | 3.2x | 11.8% | 1.90% | 1.18% | +17.5% | 0.11% |
| AXISBANK | ₹3,79,871 cr | 13.7x | 1.7x | 13.5% | 1.35% | 1.16% | +14.3% | 0.08% |
| FEDERALBNK | ₹85,160 cr | 17.5x | 2.1x | 12.8% | 1.14% | 1.32% | +18.1% | 0.35% |
| IDBI | ₹82,245 cr | 10.0x | 1.1x | 11.8% | 1.70% | 2.12% | +12.1% | 2.74% |
| INDUSINDBK | ₹65,798 cr | 52.6x | 1.0x | 1.9% | 0.23% | 3.25% | +14.5% | – |
| IDFCFIRSTB | ₹61,802 cr | 28.1x | 1.3x | 5.3% | 0.56% | 1.51% | +21.3% | 0.48% |
| YESBANK | ₹49,783 cr | 12.0x | 0.9x | 8.1% | 0.81% | 1.20% | +9.9% | – |
| KARURVYSYA | ₹32,645 cr | 11.0x | 2.1x | 21.0% | 1.96% | 0.69% | – | 0.64% |
Business segments (FY26)
| Segment | Revenue | Share | EBIT | Margin |
|---|---|---|---|---|
| Retail Banking | ₹8,233 cr | 62.6% | ₹2,764 cr | 33.6% |
| Corporate/Wholesale Banking | ₹2,577 cr | 19.6% | ₹882 cr | 34.2% |
| Treasury | ₹2,127 cr | 16.2% | ₹591 cr | 27.8% |
| Other Banking Operations | ₹222 cr | 1.7% | ₹178 cr | 80.0% |
| Unallocated | ₹0 cr | – | ₹0 cr | – |
Dividends & corporate actions
| Ex-date | Action | Detail |
|---|---|---|
| 2026-07-24 | Dividend | Dividend - Rs 2.60 Per Share |
| 2025-08-26 | Bonus | Bonus 1:5 |
| 2025-08-07 | Dividend | Dividend - Rs 2.60 Per Share |
| 2024-08-01 | Dividend | Dividend - Rs 2.40 Per Share |
| 2023-08-07 | Dividend | Dividend - Rs 2 Per Share |
| 2022-07-19 | Dividend | Annual General Meeting/Dividend - Rs 1.60 Per Share |
| 2021-07-23 | Dividend | Annual General Meeting/Dividend - Rs 0.50 Per Share |
| 2020-09-15 | Other | Annual General Meeting |
| 2019-07-10 | Dividend | Annual General Meeting/Dividend - Rs 0.60 Per Share |
| 2018-08-14 | Bonus | Bonus 1:10 |
| 2018-07-11 | Dividend | Dividend- Re 0.60 Per Share |
| 2017-10-12 | Rights | Rights 1:6 @ Premium Rs 74/- |
| 2017-07-12 | Dividend | Annual General Meeting/ Dividend � Rs 2.60 Per Share |
| 2016-11-17 | Other | Fv Splt Frm Rs 10 To Rs 2 |
| 2016-07-12 | Dividend | Annual General Meeting/ Dividend -Rs 4/- Per Share |
| 2016-03-21 | Dividend | Interim Dividend - Rs 10/- Per Share (Purpose Revised) |
| 2015-07-10 | Dividend | Annual General Meeting/ Dividend - Rs 13/- Per Share |
| 2014-07-03 | Dividend | Annual General Meeting / Dividend Rs.13/- Per Share |
| 2013-07-11 | Dividend | Annual General Meeting/Dividend Rs 14/- Per Share |
| 2012-07-19 | Dividend | Annual General Meting / Dividend Rs 14 Per Share |
Documents
- Annual report FY26
- Annual report FY25
- Annual report FY24
- Annual report FY23
- Annual report FY22
- Announcements NSE filings
- BRSR FY26
- Latest results (data file) XBRL
- Announcements BSE filings
Links go to the original files on the exchange website.
About the company
- Banking and Financial Services: The Bank provides a wide range of Banking and Financial Services, including Retail banking, Commercial banking, Corporate banking, and Treasury operations.
| Sector | Financial Services |
| Industry | Private Sector Bank |
| Sub-industry | Private Sector Bank |
| Symbol | KARURVYSYA |
| BSE code | 590003 |
| ISIN | INE036D01028 |
| Face value | ₹2.0 |
| Incorporated | 1916-06-22 |
| Website | www.kvb.bank.in |
| Plants (India / abroad) | 0 / 0 |
From the company's filings (BRSR FY26).
Data built 2026-10-22 from NSE company filings (XBRL: Integrated Filing - Financials + financial results), NSE shareholding & pledge data; price = NSE close 2026-10-26.