Bank of Baroda
NSE: BANKBARODA · Public Sector Bank · sector
Key numbers
Last 12 months to Jun 2026, Standalone. "Sector median" = middle value of 12 companies in Public Sector Bank (P/E median leaves out loss-making companies). Tap ? for what a number means.
Things to know
- No promoter shares are pledged.
- Total income was higher than a year earlier in 4 of the last 4 quarters.
- Dividend paid in 4 of the last 5 financial years.
- Price ₹232.00 on 2026-10-26: -28.7% from the 52-week high, +3.7% from the 52-week low.
Plain facts from the filings, built by the same fixed rules for every company. A line appears only when the data for it is available. Not a view on the stock.
Charts
Quarterly results
| ₹ cr | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Total income | 30,263 | 30,908 | 30,642 | 31,091 | 31,511 | 31,750 | 32,642 | 33,211 |
| Net interest income | 11,622 | 11,417 | 11,020 | 11,435 | 11,954 | 11,800 | 12,494 | 12,525 |
| Operating profit | 9,477 | 7,664 | 8,132 | 8,236 | 7,576 | 7,377 | 9,069 | 8,127 |
| Other income | 5,181 | 3,769 | 5,210 | 4,675 | 3,515 | 3,600 | 3,967 | 3,470 |
| Net profit | 5,238 | 4,837 | 5,048 | 4,541 | 4,809 | 5,055 | 5,616 | 1,278 |
| EPS (₹) | 10.13 | 9.35 | 9.76 | 8.78 | 9.30 | 9.77 | 10.86 | 2.47 |
| Gross NPA % | 2.50 | 2.43 | 2.26 | 2.28 | 2.16 | 2.04 | 1.89 | 1.99 |
| Net NPA % | 0.60 | 0.59 | 0.58 | 0.60 | 0.57 | 0.57 | 0.45 | 0.50 |
| Revenue YoY | +4.1% | +2.7% | +6.5% | +6.8% | ||||
| Profit YoY | -8.2% | +4.5% | +11.3% | -71.9% |
Standalone figures where filed. Latest quarter Jun 2026.
Profit & loss (yearly)
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 | TTM |
|---|---|---|---|---|---|---|
| Revenue | 69,881 | 89,589 | 1,12,606 | 1,21,442 | 1,26,994 | 1,29,113 |
| Net profit | 7,272 | 14,110 | 17,789 | 19,581 | 20,021 | 16,758 |
| EPS (₹) | 14.06 | 27.28 | 34.40 | 37.86 | 38.72 | 32.40 |
| Revenue growth | +28.2% | +25.7% | +7.8% | +4.6% | +5.0% | |
| Profit growth | +94.0% | +26.1% | +10.1% | +2.2% | -14.8% | |
| Dividend / share (₹) | – | 2.85 | 5.50 | 7.60 | 8.35 |
| Compounded growth | 3 years | 5 years | Last 12 months |
|---|---|---|---|
| Sales | +12.3% | +12.5% | +5.1% |
| Net profit | +12.4% | +89.1% | -14.8% |
| EPS | +12.4% | +85.1% | – |
| Share price | – | -1.7% (2y) | -12.1% |
Balance sheet
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Shareholders' equity | – | – | 1,12,224 | 1,36,926 | 1,53,209 |
| Borrowings | – | – | 94,402 | 1,23,716 | 1,56,357 |
| Cash & equivalents | – | – | 0 | 0 | 0 |
| Total assets | – | – | 15,85,797 | 17,81,247 | 20,09,164 |
Year-end figures from the March annual filing.
Cash flow
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Cash from operations | 7,529 | -19,376 | -5,457 | 28,020 | 30,975 |
| Cash from investing | -3,967 | -1,850 | -574 | -855 | -685 |
| Cash from financing | -1,319 | -5,725 | 5,452 | 3,560 | -2,059 |
| Capex | 0 | 0 | 0 | 0 | 0 |
| Free cash flow | 7,529 | -19,376 | -5,457 | 28,020 | 30,975 |
Free cash flow = cash from operations − capex.
Ratios by year
| ₹ cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| ROE % | – | – | 15.9% | 14.3% | 13.1% |
Shareholding
| Holder | % (2026-09-30) |
|---|---|
| Promoters | 63.97% |
| FIIs | 10.30% |
| DIIs | 17.92% |
| of which Mutual funds | 9.49% |
| of which Insurance | 6.00% |
| Government | 0.00% |
| Public (non-institutions) | 7.82% |
| Quarter | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters % | 63.97% | 63.97% | 63.97% | 63.97% | 63.97% | 63.97% | 63.97% | 63.97% |
| Promoter group | % |
|---|---|
| President of India | 63.97% |
| Public holders above 1% | % |
|---|---|
| Lici Ulip Growth Fund | 5.06% |
| NPS Trust A/C LIC Pension Fund Scheme | 2.07% |
| HDFC Large and MID CAP Fund | 1.86% |
| SBI Arbitrage Fund | 1.86% |
| Kotak Debt Hybrid | 1.85% |
14,80,357 shareholders. Pledged: 0.00% of promoter shares.
Peers in Public Sector Bank
| Company | Market cap | P/E | P/B | ROE | ROA | Gross NPA | Sales 3y | Div yield |
|---|---|---|---|---|---|---|---|---|
| SBIN | ₹8,86,876 cr | 10.8x | 1.6x | 16.6% | 1.08% | 1.47% | +13.3% | 1.60% |
| PNB | ₹1,38,938 cr | 6.6x | 0.9x | 14.6% | 1.02% | 2.55% | +14.6% | 2.39% |
| UNIONBANK | ₹1,38,321 cr | 6.5x | 1.0x | 16.3% | 1.32% | 2.42% | +9.5% | 2.62% |
| BANKBARODA | ₹1,20,121 cr | 7.2x | 0.8x | 11.6% | 0.83% | 1.99% | +12.3% | 3.59% |
| INDIANB | ₹1,11,798 cr | 8.7x | 1.3x | 16.1% | 1.20% | 1.61% | +14.5% | 1.96% |
| CANBK | ₹1,05,864 cr | 5.4x | 0.9x | 17.0% | 0.97% | 1.33% | +14.4% | 3.43% |
| MAHABANK | ₹58,548 cr | 7.9x | 1.8x | 24.2% | 1.74% | 1.45% | +22.6% | 3.28% |
| IOB | ₹58,502 cr | 10.2x | 1.6x | 16.4% | 1.22% | 1.33% | +18.0% | – |
| BANKINDIA | ₹57,519 cr | 5.1x | 0.7x | 13.6% | 0.97% | 1.81% | +16.4% | 3.20% |
| UCOBANK | ₹27,574 cr | 9.2x | 0.8x | 8.9% | 0.71% | 1.96% | +20.6% | – |
Business segments (FY26)
| Segment | Revenue | Share | EBIT | Margin |
|---|---|---|---|---|
| Other Retail Banking | ₹59,722 cr | 41.8% | ₹12,315 cr | 20.6% |
| Wholesale Banking | ₹49,567 cr | 34.7% | ₹10,475 cr | 21.1% |
| Treasury Operations | ₹32,963 cr | 23.1% | ₹7,075 cr | 21.5% |
| other Banking Operations | ₹496 cr | 0.3% | ₹496 cr | 100.0% |
| Digital Banking | ₹2 cr | 0.0% | ₹-16 cr | -942.8% |
Dividends & corporate actions
| Ex-date | Action | Detail |
|---|---|---|
| 2026-06-05 | Dividend | Dividend - Rs 8.50 Per Share |
| 2025-06-06 | Dividend | Dividend - Rs 8.35 Per Share |
| 2024-06-28 | Dividend | Annual General Meeting/Dividend - Rs 7.60 Per Share |
| 2023-06-30 | Dividend | Annual General Meeting/Dividend - Rs 5.50 Per Share |
| 2022-06-17 | Dividend | Annual General Meeting/Dividend - Rs 2.85 Per Share |
| 2021-06-30 | Other | Annual General Meeting |
| 2020-07-22 | Other | Annual General Meeting |
| 2019-06-18 | Other | Annual General Meeting |
| 2018-07-05 | Other | Annual General Meeting |
| 2017-06-22 | Dividend | Annual General Meeting/Dividend - Rs 1.20 Per Share |
| 2016-06-16 | Other | Annual General Meeting |
| 2015-06-16 | Dividend | Annual General Meeting/ Dividend - Rs 3.20/- Per Share |
| 2015-01-22 | Split | Face Value Split (Sub-Division) - From Rs 10/- Per Share To Rs 2/- Per Share |
| 2014-06-12 | Dividend | Annual General Meeting / Dividend - Rs.10.50/- Per Equity Share |
| 2014-01-20 | Dividend | Interim Dividend Rs 11/- Per Share |
| 2013-06-13 | Dividend | Annual General Meeting / Dividend - Rs.21.50/- Per Equity Share |
| 2012-06-14 | Dividend | Annual General Meeting/Dividend Rs 17 Per Share |
| 2011-06-23 | Dividend | Annual General Meeting And Dividend Rs.16.50 Per Share |
| 2010-06-24 | Dividend | Annual General Meeting And Dividend Rs.15/- Per Share |
| 2009-06-18 | Other | Agm/Div.Rs.9/- Per Share |
Documents
- Annual report FY26
- Annual report FY25
- Annual report FY24
- Annual report FY23
- Annual report FY22
- Announcements NSE filings
- BRSR FY26
- Latest results (data file) XBRL
- Announcements BSE filings
Links go to the original files on the exchange website.
About the company
- Corporate:
- Retail:
- Agriculture:
- MSME:
- Others:
| Sector | Financial Services |
| Industry | Public Sector Bank |
| Sub-industry | Public Sector Bank |
| Symbol | BANKBARODA |
| BSE code | 532134 |
| ISIN | INE028A01039 |
| Face value | ₹2.0 |
| Incorporated | 1908-07-20 |
| Website | www.bankofbaroda.bank.in |
| Plants (India / abroad) | 0 / 0 |
From the company's filings (BRSR FY26).
Data built 2026-10-22 from NSE company filings (XBRL: Integrated Filing - Financials + financial results), NSE shareholding & pledge data; price = NSE close 2026-10-26.